INVESTOR PRESENTATION

August 2017

DISCLAIMER

Please note that FAB pro forma consolidated financials as at 30 June 2017 serve as the main basis of reference for our Investor Relations presentation.

FAB's reviewed consolidated interim financial statements as at 30 June 2017 are prepared on the basis that FGB/NBAD merger was declared effective on 1st April 2017 with FGB being the accounting acquirer as per IFRS 3. Therefore, these financials reflect consolidation of NBAD since 1st April 2017 only, while prior period comparative financial information relates to FGB.

For further information, please refer to the Business Combination note of the reviewed consolidated interim financial statements.

The information contained herein has been prepared by First Abu Dhabi Bank P.J.S.C ("FAB"). FAB relies on information obtained from sources believed to be reliable but does not guarantee its accuracy or completeness.

This presentation has been prepared for information purposes only and is not and does not form part of any offer for sale or solicitation of any offer to subscribe for or purchase or sell any securities nor shall it or any part of it form the basis of or be relied on in connection with any contract or commitment whatsoever.

Some of the information in this presentation may contain projections or other forward-looking statements regarding future events or the future financial performance of FAB. These forward-looking statements include all matters that are not historical facts. The inclusion of such forward-looking information shall not be regarded as a representation by FAB or any other person that the objectives or plans of FAB will be achieved. FAB undertakes no obligation to publicly update or publicly revise any forward-looking statement, whether as a result of new information, future events or otherwise.

Note: Rounding differences may appear throughout the presentation

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CONTENTS

01 Introducing FAB

02 Integration update

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03 Operating Environment Q2/H1'17 Financial Review

Based on Pro forma financial information as of 30 June 2017

05 Appendix

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FAB - Largest bank in the UAE

  • Result of the historic merger between two iconic Abu Dhabi-based franchises

  • Largest bank in the UAE and 2nd largest in MENA by total assets and market capitalisation

  • Strong governance framework led by prominent Board and experienced Senior Leadership team

  • Strong shareholding with 37% Government ownership through ADIC and Mubadala

  • Strongest combined credit ratings of any bank in MENA at Aa3/AA-/ AA-

  • Superior asset quality and cost efficiency and strong internal capital generation

    capacity

  • Embarking on a robust and ambitious 18-24 month integration journey with a number of key milestones already achieved so far

  • Set to realize substantial synergy potential through cost synergies and funding cost synergies estimated at AED 1 Bn and AED 400 Mn respectively by 2020

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First Abu Dhabi Bank PJSC published this content on 24 August 2017 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 24 August 2017 12:17:02 UTC.

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