Item 2.02 Results of Operations and Financial Condition.

On July 28, 2020, First BanCorp. (the "Corporation"), the bank holding company for FirstBank Puerto Rico ("FirstBank" or "the Bank"), issued a press release announcing its unaudited results of operations for the quarter ended June 30, 2020. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the quarter ended June 30, 2020 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As announced in a press release dated July 10, 2020, the call may be accessed via a live Internet webcast at 10:00 a.m. Eastern time on Tuesday, July 28, 2020, through the investor relations section of the Corporation's website: www.1firstbank.com or through the dial-in telephone number 877-506-6537 or 412-380-2001 for international callers. The conference number is 10146345.

Item 9.01 Financial Statements and Exhibits






(d)      Exhibits

Exhibit   Description of Exhibit


99.1      Press Release dated July 28, 2020 - First BanCorp Announces Earnings for
          the quarter ended June 30, 2020

99.2      First BanCorp Conference Call Presentation - Financial Results for the
          quarter ended June 30, 2020

104       Cover Page Interactive Data File (embedded within the Inline XBRL
          document).

          Exhibits 99.1 and 99.2 referenced therein, shall not be deemed "filed"
          for purposes of Section 18 of the Securities Exchange Act of 1934, as
          amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by
          reference in any filings under the Securities Act of 1933, as amended.




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