First Credit Finance : Inside Information

Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement.

(Incorporated in the Cayman Islands and continued in Bermuda with limited liability)

(Stock Code: 8215) INSIDE INFORMATION

This announcement is made by First Credit Finance Group Limited ("Company") pursuant to the Inside Information Provisions under Part XIVA of the Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and Rule 17.10 of the Rules Governing the Listing of Securities on the Growth Enterprise Market ("GEM") of The Stock Exchange of Hong Kong Limited ("GEM Listing Rules").

Reference is made to the announcement of the Company dated 18 September 2017. On 19 September 2017, the Company was further informed by Mr. Sin Kwok Lam ("Mr. Sin"), an executive director and the Chairman of the Company, that an aggregate of 65,500,000 ordinary shares of HK$0.02 each of the Company (which were placed in a securities trading account with margin facilities) held by Best Year Enterprises Limited ("Best Year"), representing approximately 1.81% of the total issued share capital of the Company, were sold on the market as a result of forced sale by a stock broker of Best Year on 19 September 2017. Best Year is a company wholly-owned by Mr. Sin and is a substantial shareholder of the Company. Immediately after completion of the above share disposal and as at the date of this announcement, the percentage interest of Best Year in the Company has been reduced to approximately 11.95% of the total issued share capital of the Company.

The Company was also informed by Mr. Sin that he could not rule out the possibility that further forced sale may continue.

For and on behalf of the Board

First Credit Finance Group Limited Tsang Yan Kwong

Chief Executive Officer and Executive Director

Hong Kong, 19 September 2017

As at the date of this announcement, the board of directors of the Company comprises Mr. Sin Kwok Lam (Chairman), Mr. Tsang Yan Kwong (Chief Executive Officer), Mr. Leung Wai Hung, Ms. Ho Siu Man, Ms. Xie Si and Ms. Cao Huifang as executive directors; and Dr. Fung Kam Man, Mr. Wang Zhiwei, Mr. Ng Ting Chi, Mr. Chan Tung Tak Alain and Mr. Li Long as independent non-executive directors.

This announcement, for which the directors of the Company collectively and individually accept full responsibility, includes particulars given in compliance with the GEM Listing Rules for the purpose of giving information with regard to the Company. The directors of the Company, having made all reasonable enquiries, confirm that to the best of their knowledge and belief the information contained in this announcement is accurate and complete in all material respects and not misleading or deceptive, and there are no other matters the omission of which would make any statement herein or this announcement misleading.

This announcement will remain on the GEM website at www.hkgem.com on the "Latest Company Announcements" page for at least 7 days from the date of its posting. This announcement will also be published and remains on the Company's website at www.firstcredit.com.hk.