Item 2.02 Results of Operations and Financial Condition.

On October 30, 2020, FNCB Bancorp, Inc. issued a press release announcing its unaudited results of operations for the three and nine months ended September 30, 2020 and financial condition as of September 30, 2020. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in this Item 2.02 shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act of 1933, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits

Exhibits:

99.1 Press Release issued October 30, 2020

104 Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

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