Ford Motor : SMBC Fixed Income Auto Summit - Detroit

2024 Mustang

FORD FIXED INCOME INVESTOR RELATIONS:

Karen Rocoff

[e-mail]

Christopher Conti [e-mail]

INFORMATION ON FORD:

www.shareholder.ford.com

• 10-KAnnual Reports
• 10-QQuarterly Reports
• 8-KCurrent Reports

INFORMATION ON FORD MOTOR CREDIT COMPANY:

www.fordcredit.com/investor-center

• 10-KAnnual Reports
• 10-QQuarterly Reports
• 8-KCurrent Reports

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FORWARD-LOOKING STATEMENTS

This presentation includes forward-looking statements. Forward-looking statements are based on expectations, forecasts, and assumptions by our management and involve a number of risks, uncertainties, and other factors that could cause actual results to differ materially from those stated. For a discussion of these risks, uncertainties, and other factors, please see the "Cautionary Note on Forward-Looking Statements" at the end of this presentation and "Item 1A. Risk Factors" in our Annual Report on Form 10-K for the year ended December 31, 2021, as updated by subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K.

GAAP FINANCIAL MEASURES

This presentation includes financial measures calculated in accordance with Generally Accepted Accounting Principles ("GAAP").

ADDITIONAL INFORMATION

Calculated results may not sum due to rounding. N / M denotes "Not Meaningful." All variances are year-over-year unless otherwise noted.

REPORTING CHANGES

Effective with the first quarter of 2022, the Ford Credit section of this presentation no longer includes non-GAAP measures of financial performance and all references to managed receivables and managed leverage have been removed. Beginning in the third quarter of 2022, Ford Credit changed the measurements used in allocating interest and governance expenses among operating segments. Prior period amounts have been adjusted retrospectively to reflect the foregoing changes.

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2024 Mustang Dark Horse

	+		=
FOUNDATIONAL	ENHANCED	EXPANDED TAM
STRENGTHS		CAPABILITIES		& VALUE CREATION

Iconic Nameplates		Integrated Hardware & Software

Expanding the successful Tremor franchise	Announced BlueCruise 1.2 offering three new
in 2023 with a highly anticipated Maverick	features: hands-free lane changing, in-lane
derivative	repositioning and predictive speed assist
Ford Credit		Connectivity

Electrification

Broke ground at BlueOval City in Tennessee; the nearly 6-squaremile-mega campus will open in 2025

Ford Pro

Reliable partner providing dealer and customer	Continuing to scale always-on connectivity;	Expect to have more than 1,200 mobile units
support to those impacted by Hurricane Ian	delivered another 2M Ford Power-Up software	in operation in North America and Europe by
	updates in Q3	the end of the year	5