Ford Motor : UniCredit Automotive Fixed Income Conference - London

2022 Ford F-150

Lightning

FORD FIXED INCOME INVESTOR RELATIONS:

Karen Rocoff

[e-mail]

Christopher Conti [e-mail]

INFORMATION ON FORD:

www.shareholder.ford.com

• 10-KAnnual Reports
• 10-QQuarterly Reports
• 8-KCurrent Reports

INFORMATION ON FORD MOTOR CREDIT COMPANY:

www.fordcredit.com/investor-center

• 10-KAnnual Reports
• 10-QQuarterly Reports
• 8-KCurrent Reports

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FORWARD-LOOKING STATEMENTS

This presentation includes forward-looking statements. Forward-looking statements are based on expectations, forecasts, and assumptions by our management and involve a number of risks, uncertainties, and other factors that could cause actual results to differ materially from those stated. For a

discussion of these risks, uncertainties, and other factors, please see the "Cautionary Note on Forward-Looking Statements" at the end of this presentation

and "Item 1A. Risk Factors" in our Annual Report on Form 10-K for the year ended December 31, 2021, as updated by subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K.

GAAP AND NON-GAAP FINANCIAL MEASURES

This presentation includes financial measures calculated in accordance with Generally Accepted Accounting Principles ("GAAP") and non-GAAP financial measures. The non-GAAP financial measures are intended to be considered supplemental information to their comparable GAAP financial measures. The non-GAAP financial measures are defined and reconciled to the most comparable GAAP financial measures in the Appendix to this presentation.

ADDITIONAL INFORMATION

Calculated results may not sum due to rounding. N / M denotes "Not Meaningful." All variances are year-over-year unless otherwise noted. Visit ford.com for vehicle information.

REPORTING CHANGES

The Ford Credit section of this presentation no longer includes non-GAAP measures of financial performance and all references to managed receivables and managed leverage have been removed.

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Disruptive Technology Allows Us to Leverage Foundational Strengths to Build New Capabilities - Enriching Customer Experiences and Deepening Loyalty

CUSTOMER EXPERIENCE

	FOUNDATIONAL					ENHANCED				EXPANDED TAM
	STRENGTHS					CAPABILITIES				& VALUE CREATION
										Ford Blue
	Iconic		Integrated Hardware
	Nameplates				and Software
			+						=	Ford Model e
Leading Market Positions			Connectivity	Ford Pro
	Ford Credit				Data Analytics		Ford Next
Drives Strong Margins				Enables Deep			Unlocks New
	and Cash Flow				Customer Insight			Growth Opportunities

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