Franklin Templeton announced that it has engaged LDI-MAP (d.b.a. iJoin) to make Franklin Templeton?s Goals Optimization Engine (GOE) available via iJoin?s personalized managed account experience. The combination presents a well-differentiated offering for plan advisors and their clients. If implemented as a plan?s Qualified Default Investment Alternative (QDIA) or managed account solution, an investment advisory affiliate of Franklin Templeton can act as a 3(38) investment manager under ERISA. Through iJoin?s connection with recordkeeping platforms, the new offering will allow financial advisors to provide a personalized goals-based investing solution to participants within many small plans that do not currently have access to such a solution.