Item 7.01 Regulation FD Disclosure.*

FS Bancorp, Inc.'s Chief Financial Officer Matthew D. Mullet will be participating in a virtual meeting on Wednesday, November 18, 2020 in connection with the Keefe, Bruyette & Woods 2020 Virtual West Coast Bank Field Trip. Attached as Exhibit 99.1 is a copy of the investor materials that are being provided in connection with the meetings.

Item 9.01 Financial Statements and Exhibits.*

(d) Exhibits

The following exhibits are being furnished herewith:



Exhibit No.    Description
  99.1           FS Bancorp, Inc. Investor Materials
104            Cover Page Interactive Data File (embedded within the Inline XBRL document)



*   The information furnished under Item 7.01 and Item 9.01 of this Current
    Report on Form 8-K, including the exhibit, shall not be deemed "filed" for
    purposes of Section 18 of the Securities Exchange Act of 1934, as amended,
    or otherwise subject to liabilities under that Section, nor shall it be
    deemed incorporated by reference in any registration statement or other
    filings of FS Bancorp, Inc. under the Securities Act of 1933, as amended,
    except as shall be set forth by specific reference in such filing.








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