Valuation: GIC Housing Finance Limited

Capitalization 7.07B 74.87M 63.61M 58.22M 54.95M 102M 103M 691M 269M 3.4B 281M 275M 11.73B P/E ratio 2024
7.17x
P/E ratio 2025 5.63x
Enterprise value 94.04B 996M 846M 774M 731M 1.36B 1.38B 9.18B 3.58B 45.17B 3.74B 3.66B 156B EV / Sales 2024
29.9x
EV / Sales 2025 28.6x
Free-Float
94.41%
Yield 2024
2.23%
Yield 2025 2.68%
Apr. 10 GIC Housing Finance to consider raising of up to 25 billion rupees by issue of NCDs RE
Apr. 10 GIC Housing Finance Limited Approves INR 25,000 Million Raising of Funds by Way of Issue of NCDs on Private Placement Basis CI
Apr. 09 GIC Housing Finance Limited Appoints Paba Koshy as Head of Operations Department, Effective April 09, 2026 CI
Mar. 30 CIC Housing Finance Ltd. Announces Cessation of Shri T. Mariraja as Senior Vice President and Head of Operations, Effective March 31, 2026 CI
Feb. 20 GIC Housing Finance Limited Announces Issue of Securities CI
Feb. 09 GIC Housing Finance Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
Feb. 09 GIC Housing Finance Dec-quarter consol net profit 436.9 million rupees RE
Feb. 02 GIC Housing Finance Limited Appoints Ajit Salunke as Legal Head, Effective February 2, 2026 CI
Nov. 28 GIC Housing Finance Limited Announces Superannuation of R. Lalith Kumar, Assistant Vice President & Legal Head (Senior Management Personnel), Effective November 28, 2025 CI
Nov. 13 GIC Housing Finance Limited Announces Executive Changes CI
Nov. 13 GIC Housing Finance Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
25-10-31 GIC Housing Finance Limited Appoints Shri Dinesh Waghela as Independent Director, Effective October 30, 2025 CI
25-10-31 GIC Housing Finance Limited Proposes to Issue Secured, Listed, Rated, Redeemable, Taxable, Non-Convertible Debentures 2025-26 Series 10 on Private Placement CI
1 day-2.23%
1 week+1.52%
Current month+1.52%
1 month+5.47%
3 months-7.01%
6 months-10.41%
Current year-11.12%
1 week 150.99
Extreme 150.99
160.98
1 month 146.4
Extreme 146.4
160.98
Current year 130.05
Extreme 130.05
182.75
1 year 130.05
Extreme 130.05
206
3 years 130.05
Extreme 130.05
292.4
5 years 107.5
Extreme 107.5
292.4
10 years 51.1
Extreme 51.1
623.4
Manager TitleAgeSince
Chief Executive Officer - 2025-02-28
Director of Finance/CFO - 2021-10-28
Chief Operating Officer - 2026-04-08
Director TitleAgeSince
Director/Board Member - 2021-03-11
Director/Board Member - 2021-10-06
Director/Board Member 68 2022-01-05
Change 5d. change 1-year change 3-years change Capi.($)
-2.23%+1.52%-11.35%-11.98% 87.71M
-1.79%+1.96%+10.56%+45.80% 62.75B
+0.48%+1.31%+80.72%+126.63% 35.69B
-0.34%+4.07%-7.70%+29.08% 30.73B
-0.73%+7.53%+67.48%+273.62% 25.11B
-1.16%-3.46%+31.48%+166.35% 24.6B
-1.56%-4.14%+19.50%+191.13% 20.2B
-0.67%+1.21%+0.40% - 17.43B
-0.78%+7.37%+10.75%+70.40% 15.13B
-1.55%+3.06%+58.28%+231.65% 15B
Average -1.03%+1.64%+26.01%+124.74% 24.67B
Weighted average by Cap. -0.94%+1.46%+29.23%+120.59%

Financials

2024 2025
Net sales 3.22B 34.11M 28.98M 26.52M 25.03M 46.69M 47.11M 315M 123M 1.55B 128M 125M 5.34B 3.36B 35.58M 30.23M 27.67M 26.11M 48.71M 49.14M 328M 128M 1.61B 133M 131M 5.57B
Net income 1.51B 16.03M 13.62M 12.46M 11.76M 21.94M 22.13M 148M 57.62M 727M 60.12M 58.86M 2.51B 1.6B 16.99M 14.43M 13.21M 12.47M 23.25M 23.46M 157M 61.07M 771M 63.73M 62.39M 2.66B
Net Debt 85.49B 905M 769M 704M 664M 1.24B 1.25B 8.35B 3.25B 41.06B 3.4B 3.32B 142B 86.97B 921M 782M 716M 676M 1.26B 1.27B 8.49B 3.31B 41.77B 3.45B 3.38B 144B
Logo GIC Housing Finance Limited
GIC Housing Finance Limited is an India-based company. The primary business of the Company is granting housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. The Company is promoted by General Insurance Corporation of India and its erstwhile subsidiaries, namely, National Insurance Company Limited, The New India Assurance Company Limited, The Oriental Insurance Company Limited and United India Insurance Company Limited. The Company’s loan products include individual housing loans, composite loans, balance transfers, repair and renovation loans, home extension loans, affordable home loans, loans against housing property, and commercial loans. The Company's wholly owned subsidiary is GICHFL Financial Services Private Limited.
Employees
422
Date Price Change Volume
26-05-08 153.82 -2.23% 100,833
26-05-07 157.33 +1.35% 303,161
26-05-06 155.23 +2.17% 133,397
26-05-05 151.94 -0.33% 89,531
26-05-04 152.45 +0.61% 92,119
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