Item 1.01 Entry into a Material Definitive Agreement



On September 3, 2020, Globe Life Inc. ("Globe Life") completed the issuance and
sale of $50,000,000 aggregate principal amount of additional 2.150% Senior Notes
due 2030 (the "Notes"), at a price to the public of 99.635% (the "Notes
Offering"). The Notes were issued as additional notes under a Second
Supplemental Indenture (the "Second Supplemental Indenture") governing Globe
Life's existing 2.150% Senior Notes due 2030, which were issued in an aggregate
principal amount of $350,000,000 on August 21, 2020 (the "Existing Notes"). The
Notes form a single series and are fully fungible with and have the same terms
as the Existing Notes (except initial offering price and issue date). The Notes
have the same CUSIP and ISIN numbers as, and trade interchangeably with, the
Existing Notes. The outstanding principal amount of the 2.150% Senior Notes due
2030 is now $400,000,000.

The estimated net proceeds to Globe Life from the Notes Offering is $49.3
million, after deducting underwriting discounts and commissions and estimated
offering expenses payable by Globe Life. Globe Life intends to use the net
proceeds from the sale of the Notes for general corporate purposes, which may
include additional capital investments in its insurance subsidiaries, additional
holding company liquidity and the repayment of a portion of Globe Life's
outstanding commercial paper.

The Notes Offering was completed pursuant to the prospectus, filed as part of
Globe Life's shelf registration statement on Form S-3 (File No. 333-227501) (the
"Registration Statement"), as supplemented by a prospectus supplement in
preliminary form dated August 31, 2020 and in final form dated August 31, 2020.

The Notes were issued under the Senior Indenture, dated as of September 24, 2018
(as supplemented, the "Senior Indenture"), between Globe Life and Regions Bank,
as trustee, as supplemented by the Second Supplemental Indenture, dated as of
August 21, 2020 between Globe Life and Regions Bank, as trustee. The Notes were
issued as Additional Notes (as defined in the Second Supplemental Indenture).

The Notes are senior unsecured obligations of Globe Life and rank equally with all of Globe Life's other senior unsecured indebtedness from time-to-time outstanding. The Notes effectively rank junior to the current and future liabilities of Globe Life's subsidiaries.



The Notes will bear interest at the rate of 2.150% per year. Interest on the
Notes will accrue from and including August 21, 2020, and is payable
semi-annually in arrears on February 15 and August 15 of each year, beginning
February 15, 2021. The Notes will mature on August 15, 2030.

The Notes are subject to optional redemption. At any time and from time to time
prior to May 15, 2030 (three months prior to the maturity date of the Notes)
(the "Par Call Date"), Globe Life may redeem the Notes, in whole or in part, at
its option at a redemption price equal to the greater of: (1) 100% of the
principal amount of the Notes to be redeemed and (2) the sum of the present
values of the remaining scheduled payments of principal and interest in respect
of the Notes to be redeemed that would be due but for the redemption if such
Notes matured on the Par Call Date (excluding any portion of such payments of
interest accrued and unpaid to, but excluding, the redemption date), discounted
to the date of redemption, on a semi-annual basis, at a rate equal to the sum of
the Treasury Rate (as defined in the Second Supplemental Indenture) plus 25
basis points, plus, in each case, accrued and unpaid interest on the principal
amount being redeemed to, but excluding, the redemption date.

At any time and from time to time on or after the Par Call Date, the Notes will
be redeemable at Globe Life's option, in whole or in part, at a redemption price
equal to 100% of the principal amount of the Notes to be redeemed, plus accrued
and unpaid interest on the principal amount being redeemed to, but excluding,
the redemption date.

The Senior Indenture contains customary events of default. If an event of
default exists under the Senior Indenture, the trustee or the holders of not
less than 25% in aggregate principal amount of the outstanding Notes may declare
the principal amount of all of the Notes, together with accrued interest, if
any, to be immediately due and payable.

The foregoing summary of the terms of the Senior Indenture, the Second
Supplemental Indenture and the Notes does not purport to be complete and is
subject to, and qualified in its entirety by, the full text of (i) the Senior
Indenture, a copy of which is filed as Exhibit 4.1 to the Registration
Statement; (ii) the Second Supplemental Indenture, a copy of which is filed as
Exhibit 4.2 to the Current Report on Form 8-K filed by Globe Life on August 21,
2020; and (iii) the form of the Notes, a copy of which is included in Exhibit
4.2 to the Current Report on Form 8-K filed by Globe Life on August 21, 2020,
which are incorporated herein by reference.

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Item 8.01 Other Events

The information set forth under Item 1.01 is incorporated into this Item 8.01 by reference.



In connection with the Notes Offering, Globe Life entered into an Underwriting
Agreement dated August 31, 2020 (the "Underwriting Agreement") with BofA
Securities Inc. and U.S. Bancorp Investments, Inc., as representatives of the
several underwriters named on Schedule A thereto.

The Underwriting Agreement includes customary representations, warranties and
covenants by Globe Life. The Underwriting Agreement also provides for customary
indemnification by each of Globe Life and the underwriters named therein against
certain liabilities arising out of or in connection with the sale of the Notes.
The foregoing summary of the terms of the Underwriting Agreement does not
purport to be complete and is subject to, and qualified in its entirety by, the
full text of the Underwriting Agreement, included as Exhibit 1.1 hereto, which
is incorporated herein by reference.


Item 9.01 Financial Statements and Exhibits
(d)   Exhibits

The documents filed herewith are incorporated by reference into Globe Life Inc.'s Registration Statement on Form S-3, File Number 333-227501.




    Exhibit No.                                             Description
        1.1                 Underwriting Agreement, dated August     31

, 2020, between Globe Life


                              Inc.     and BofA Securities Inc. and U.S.

Bancorp Investments, Inc., as


                          representatives of the several underwriters named

on Schedule A thereto.


        4.1                 Senior Indenture, dated as of September 24,

2018, between Globe Life Inc. and

Regions Bank, as Trustee (incorporated by

reference to Exhibit 4.1 to Globe


                          Life's Registration Statement on Form S-3 (File

No. 333-227501) filed with the

Securities and Exchange Commission on September

24, 2018).


        4.2                 Second Supplemental Indenture, dated as of

August 21, 2020, between Globe

Life Inc. and Regions Bank, as Trustee

(incorporated by reference to Exhibit


                          4.2 to Globe Life Inc.'s Current Report on Form

8-K filed with the Securities


                          and Exchange Commission on August 21, 2020).
        4.3                 Form of 2.150% Senior Notes due 2030 (included in Exhibit 4.2)
                            (inc    orporated by reference to Exhibit 4.    3 to Globe Life Inc.'s
                          Current Report on Form 8-K filed     with the Securities and Ex    change
                          Commission on Aug    ust 21, 2020).
        5.1                 Opinion of McAfee & Taft A Professional Corporation.
       23.1               Consent of McAfee & Taft A Professional

Corporation (included in Exhibit 5.1).


        104               Cover Page Interactive Data File (embedded within the Inline XBRL document)

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