Item 7.01 Regulation FD Disclosure.

Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.





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September 30, 2022

[[Image Removed]] Loan Portfolio 9.30.22 $4,575,196 $4,435,696 6.30.22 *Includes Home Equity Loans of $121,783 *Includes Home Equity Loans of $120,942 [in thousands] Gross Loans 2

[[Image Removed]] Loan Portfolio by Region 9.30.22 $4,575,196 $4,435,696 6.30.22 [in thousands] Gross Loans 3

[[Image Removed]] Commercial Real Estate by Industry 9.30.22 $1,576,529 $1,623,115 6.30.22 [in thousands] Gross Loans 4

[[Image Removed]] Commercial Real Estate by Region 9.30.22 $1,623,115 6.30.22 [in thousands] $1,576,529 Gross Loans 5

[[Image Removed]] Construction & Land Development by Industry 9.30.22 $690,904 $550,025 6.30.22 [in thousands] Gross Loans 6

[[Image Removed]] Construction & Land Development by Region 9.30.22 $550,025 [in thousands] $690,904 6.30.22 Gross Loans 7

[[Image Removed]] Multi Family Real Estate by Region 9.30.22 $914,693 $918,009 6.30.22 [in thousands] Average credit size is $4,176,681 Average credit size is $4,399,233 Gross Loans 8

[[Image Removed]] Multi Family Real Estate by LTV 9.30.22 $914,693 $918,009 6.30.22 [in thousands] Gross Loans 9

[[Image Removed]] NonPerforming by Type 9.30.22 $3,293 $4,220 6.30.22 [in thousands] *Includes Home Equity Loans of $314 *Includes Home Equity Loans of $308 Gross Loans 10

[[Image Removed]] NonPerforming by Region 9.30.22 $3,293 $4,220 6.30.22 [in thousands] Gross Loans 11

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