Haci Ömer Sabanci : Digital Investments Presentations

SABANCI HOLDING DIGITAL INVESTMENTS

April 29th, 2022

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Doubling CAPEX to accelerate both organic and inorganic growth

DOUBLING CAPEX | 25/75 SPLIT BETWEEN CORE & NEW INVESTMENTS

Grow and Protect the Core ➲ Strengthen our market leading positions ➲ Profitable growth driven by customer centricity

Maximize Shareholder Return

• ➲ Dividend Policy: 5%-20% of net income

• ➲ DPS (2017-2022): up by 3.75 times

• ➲ Share Buyback Program:

  Up to 5% of paid-in capital: 102 mn shares Total funds allocated: TL1.75bn

• ➲ Long-term Incentive Plan: NAV Growth & rTSRInvest in New Platforms ➲ Increasing share of new economy: from 6% in 2021 to ~13% in midterm

➲

75% of non-bank capex for transformation & adjacencies focusing on:

• • FX generation

• • Digital

• • Sustainability

➲ IRR > WACC + (1% to 3%)

Keep Healthy Balance Sheet

• ➲ Net debt to EBITDA ≤ 2x

• ➲ Healthy use of capital & debt

• ➲ Managing B/S as if an investment grade company