Michael Garrison's role has been expanded to include the International division, alongside his current responsibilities as head of the U.S. wholesale organization. Rick Ciullo has been appointed head of Global Specialty?s U.S. retail businesses, broadening his role to include Environmental, Financial Lines, Ocean Marine, Livestock, and related retail-focused distribution. These changes, effective November 1, aim to enhance innovation and meet the growing needs of customers and distribution partners.

Carl Bach, head of International and CEO of Hartford Underwriting Agency Limited, the Lloyd?s of London managing agency for Syndicate 1221, will report to Garrison. Ciullo has led The Hartford?s Bond business since 2016, accelerating growth by providing surety products to companies of all sizes from small businesses to Fortune 500 companies. The leadership team of the businesses reporting to Ciullo remains unchanged.