Ho Chi Minh City Development Joint Stock Commercial Bank issued VND 500,000,000,000 non-convertible and unsecured bond, on private placement method not be a subordinated debt of the issuer, without warrants at par value VND 1,000,000,000/bond for the term of 03 years. Real interest rate: 5.90%/year - 6.30%/year. Interest payment period: every 12 months.