Item 7.01   Regulation FD Disclosure



The information provided pursuant to this Item 7.01 shall not be deemed "filed" for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any filing or other document filed by the Company pursuant to the Exchange Act or the Securities Act except as shall be expressly set forth by specific reference in such filing or document. The information provided pursuant to this Item 7.01 shall instead be deemed "furnished."

HomeStreet, Inc. is hereby furnishing a fourth quarter 2020 slide presentation that executive management intends to use in meetings with institutional investors and industry analysts. The slide presentation is included as Exhibit 99.1 to this report and will be available on HomeStreet's investor relations web site at http://ir.homestreet.com. The presentation includes forward looking statements within the meaning of the Securities Exchange Act of 1934, as amended, the Securities Act of 1933, as amended, and the rules under each of those statutes. Please refer to the second page of the presentation, which includes a list of factors that could cause the registrant to fall short of the expectations set forth therein. A more complete discussion of these and other relevant risks is set forth in the registrant's most recent Annual Report on Form 10-K for the fiscal year ended December 31, 2019; our most recent Quarterly Reports on Form 10-Q; and our other filings made from time to time with the Securities and Exchange Commission. The sections of these reports entitled "Risk Factors" describes the facts, circumstances, conditions and risks that may cause us to deviate from the expectations set forth in this presentation.




Item 9.01               Financial Statements and Exhibits

          (d)           Exhibits.
Exhibit 99.1              HomeStreet, Inc.     Fourth     Quarter 2020 slide presentation
Exhibit 104             Cover Page Interactive Data File (embedded within with Inline XBRL)



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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



Date: January 25, 2020
HomeStreet, Inc.

By:               /s/ John M. Michel
                  John M. Michel
                  Executive Vice President and Chief Financial Officer

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