Financials illimity Bank S.p.A.

Equities

ILTY

IT0005359192

Banks

Market Closed - Borsa Italiana 11:44:59 2024-04-26 am EDT 5-day change 1st Jan Change
5.11 EUR +6.19% Intraday chart for illimity Bank S.p.A. +10.70% -6.32%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 665.3 594.1 1,025 576.5 457.3 428.4 - -
Enterprise Value (EV) 1 665.3 594.1 1,025 576.5 457.3 428.4 428.4 428.4
P/E ratio -40.8 x 18 x 15.1 x 7.58 x - 6.4 x 5.38 x 5.03 x
Yield - - - 2.61% - 3.87% 4.3% 4.99%
Capitalization / Revenue 9.96 x 3.4 x 3.78 x 1.78 x 1.27 x 1.31 x 1.23 x 1.13 x
EV / Revenue 9.96 x 3.4 x 3.78 x 1.78 x 1.27 x 1.31 x 1.23 x 1.13 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book - - 1.35 x 0.69 x - 0.42 x 0.39 x 0.38 x
Nbr of stocks (in thousands) 65,164 66,083 77,860 83,557 83,828 83,828 - -
Reference price 2 10.21 8.990 13.17 6.900 5.455 5.110 5.110 5.110
Announcement Date 2/18/20 2/11/21 2/11/22 2/10/23 2/9/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 66.8 174.8 271.2 324.6 358.9 326.1 348.2 380.4
EBITDA - - - - - - - -
EBIT 1 -21.3 42.5 110.6 131 131.9 115.5 140 151.3
Operating Margin -31.89% 24.31% 40.78% 40.36% 36.75% 35.43% 40.2% 39.78%
Earnings before Tax (EBT) 1 - 38.7 80.8 100.9 151.7 96.17 115.9 123.8
Net income 1 -16.1 31.1 65.59 75.3 104.4 65.81 78.87 85.45
Net margin -24.1% 17.79% 24.19% 23.2% 29.09% 20.18% 22.65% 22.47%
EPS 2 -0.2500 0.5000 0.8700 0.9100 - 0.7983 0.9500 1.016
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - 0.1801 - 0.1977 0.2197 0.2550
Announcement Date 2/18/20 2/11/21 2/11/22 2/10/23 2/9/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1
Net sales 1 71.3 126.8 66.6 77.8 78.5 80.6 159 74.5 91 72.1 132.1 204.2 77.8 77 70
EBITDA - - - - - - - - - - - - - - -
EBIT 1 14.2 48.3 29.2 29.4 33.5 32.1 65.6 27.6 37.8 22.1 76.4 98.5 26.9 6.5 20
Operating Margin 19.92% 38.09% 43.84% 37.79% 42.68% 39.83% 41.26% 37.05% 41.54% 30.65% 57.83% 48.24% 34.58% 8.44% 28.57%
Earnings before Tax (EBT) - 41.5 27.2 12.1 24.1 24 48.1 29.6 23.2 12.1 67.7 79.7 34.3 - -
Net income 14.8 27.4 18.8 19.39 15.7 15.8 31.5 19.1 24.7 7.8 44.4 52.2 22.8 29.4 -
Net margin 20.76% 21.61% 28.23% 24.93% 20% 19.6% 19.81% 25.64% 27.14% 10.82% 33.61% 25.56% 29.31% 38.18% -
EPS - - - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 8/4/20 8/6/21 11/11/21 2/11/22 5/11/22 8/5/22 8/5/22 11/11/22 2/10/23 5/12/23 8/4/23 8/4/23 11/10/23 2/9/24 -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) - 5.5% 9.67% 9.33% 11.6% 6.65% 7.7% 7.93%
ROA (Net income/ Total Assets) - - - 1.37% 1.53% 0.91% 1% -
Assets 1 - - - 5,506 6,807 7,232 7,887 -
Book Value Per Share 2 - - 9.760 10.10 - 12.10 13.10 13.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/18/20 2/11/21 2/11/22 2/10/23 2/9/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
5.11 EUR
Average target price
5.788 EUR
Spread / Average Target
+13.26%
Consensus

Quarterly revenue - Rate of surprise

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