Item 7.01. Regulation FD Disclosure.

Certain executive officers of Independence Holding Company (the "Company") will address stockholders at the Company's previously announced 2020 Annual Meeting of Stockholders on November 10, 2020 (the "Annual Meeting"). The Company is furnishing as Exhibit 99.1 to this report the business presentation that will be made available at the Annual Meeting.

Item 9.01. Financial Statements and Exhibits.






(d)    Exhibits



    99.1     Business Presentation
  104      Cover Page Interactive Data File ( embedded within the Inline XBRL
           document)




  2

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