Financials Induslnd Bank Limited

Equities

INDUSINDBK

INE095A01012

Banks

Delayed NSE India S.E. Other stock markets 06:05:03 2026-02-16 am EST			5-day change	1st Jan Change
931.90 ^INR	+0.63%		+0.43%	+7.83%

Jan. 28	Indusind Bank Limited Announces Changes to Its Board, Effective from January 28, 2026	CI
Jan. 28	IndusInd Bank says RBI imposes 203,000 rupees penalty on co's Chennai chest	RE

Projected Income Statement: Induslnd Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	200,865	223,979	257,585	300,038	267,155	255,746	277,634	318,557
Change	-	11.51%	15%	16.48%	-10.96%	-4.27%	8.56%	14.74%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	117,267	128,386	143,465	157,403	106,449	93,466	107,850	128,485
Change	-	9.48%	11.74%	9.72%	-32.37%	-12.2%	15.39%	19.13%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	37,841	61,736	98,596	119,415	36,147	10,265	52,356	76,963
Change	-	63.15%	59.71%	21.12%	-69.73%	-71.6%	410.03%	47%
Net income ¹	28,364	46,111	73,897	89,498	26,129	7,576	39,033	57,336
Change	-	62.57%	60.26%	21.11%	-70.8%	-71.01%	415.24%	46.89%
Announcement Date	4/30/21	4/29/22	4/24/23	4/25/24	5/21/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	48,284	48,318	51,116	53,147	53,448	54,956	56,704	58,872	60,540	63,129	65,717	68,200	70,769	73,585	76,915	78,769	78,489	75,312	75,783	37,571	67,961	64,015	61,870	63,079
Change	-	0.07%	5.79%	3.97%	0.57%	2.82%	3.18%	3.82%	2.83%	4.28%	4.1%	3.78%	3.77%	3.98%	4.53%	2.41%	-0.36%	-4.05%	0.63%	-50.42%	80.88%	-5.81%	-3.35%	1.95%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	28,613	28,305	29,733	30,615	31,306	31,745	32,051	33,285	33,937	35,197	36,804	37,528	38,301	38,809	40,022	40,271	39,267	35,918	35,989	-4,725	26,522	22,274	21,384	23,602
Change	-	-1.08%	5.04%	2.97%	2.25%	1.4%	0.96%	3.85%	1.96%	3.71%	4.57%	1.97%	2.06%	1.33%	3.13%	0.62%	-2.49%	-8.53%	0.2%	-113.13%	661.29%	-16.02%	-3.99%	10.37%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	6,024	8,661	11,198	11,958	12,865	14,711	15,510	18,650	21,427	23,786	26,156	27,227	28,385	29,071	30,680	31,280	28,768	17,717	18,553	-28,891	9,144	6,553	2,396	2,500
Change	-	43.76%	29.29%	6.79%	7.58%	14.35%	5.43%	20.24%	14.89%	11.01%	9.97%	4.09%	4.25%	2.42%	5.54%	1.96%	-8.03%	-38.42%	4.72%	-255.72%	131.65%	-28.33%	-63.43%	4.32%
Net income ¹	4,606	6,470	8,528	8,760	9,750	11,135	11,613	13,614	16,033	17,867	19,592	20,405	21,236	21,815	22,978	23,468	21,522	13,254	14,013	-22,360	6,842	4,986	2,000	2,342
Change	-	40.47%	31.79%	2.72%	11.3%	14.21%	4.29%	17.23%	17.77%	11.44%	9.65%	4.15%	4.07%	2.72%	5.33%	2.13%	-8.3%	-38.41%	5.72%	-259.57%	130.6%	-27.14%	-59.88%	17.05%
Announcement Date	7/28/20	10/30/20	1/29/21	4/30/21	7/27/21	10/27/21	1/29/22	4/29/22	7/20/22	10/19/22	1/18/23	4/24/23	7/18/23	10/18/23	1/18/24	4/25/24	7/26/24	10/24/24	1/31/25	5/21/25	7/28/25	-	-	-

¹INR in Million

Estimates

Forecast Balance Sheet: Induslnd Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	4/30/21	4/29/22	4/24/23	4/25/24	5/21/25	-	-	-

Estimates

Cash Flow Forecast: Induslnd Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	4,205	3,412	4,143	5,711	7,300	7,310
Change	-	-18.85%	21.42%	37.85%	27.83%	0.13%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	9/3/20	8/4/21	7/27/22	8/2/23	8/5/24	8/7/25

¹INR in Million

Estimates

Forecast Financial Ratios: Induslnd Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	58.38%	57.32%	55.7%	52.46%	39.85%	36.55%	38.85%	40.33%
EBT Margin (%)	-	18.84%	27.56%	38.28%	39.8%	13.53%	4.01%	18.86%	24.16%
Net margin (%)	-	14.12%	20.59%	28.69%	29.83%	9.78%	2.96%	14.06%	18%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.9%	1.28%	1.81%	1.9%	0.49%	0.12%	0.69%	0.93%
ROE	-	7.27%	10.13%	14.44%	15.24%	4.1%	1.18%	5.85%	8.24%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	5	8.5	14	16.5	-	1.089	6.116	9.691
Change	-	-	70%	64.71%	17.86%	-	-	461.5%	58.46%
Book Value Per Share ¹	-	560.7	615.7	704	806.8	827.6	834.2	883.9	948.8
Change	-	-	9.81%	14.33%	14.61%	2.57%	0.8%	5.96%	7.34%
EPS ¹	-	38.68	59.47	95.2	115	33.91	10.25	50.07	74.77
Change	-	-	53.75%	60.08%	20.78%	-70.51%	-69.77%	388.44%	49.33%
Nbr of stocks (in thousands)	-	773,321	774,663	775,895	778,320	779,054	779,076	779,076	779,076
Announcement Date	-	4/30/21	4/29/22	4/24/23	4/25/24	5/21/25	-	-	-