Business Segments ING Groep N.V.

Equities

INGA

NL0011821202

Banks

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22.68 ^EUR	-1.56%		-7.90%	-5.52%

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Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Wholesale Banking	5.8B	5.1B	7.15B	6.35B	6.46B
Income Tax Expense	703M	581M	900M	693M	673M
EBT	2.87B	1.99B	3.84B	2.8B	2.62B
Net Income	2.14B	9.81B	-272M	1.01B	3.9B
Retail Banking Netherlands	4.34B	4.13B	5B	4.92B	4.86B
Income Tax Expense	499M	540M	740M	723M	733M
EBT	1.94B	2.01B	2.86B	2.79B	2.77B
Net Income	1.44B	1.47B	2.12B	2.07B	2.04B
Retail Banking Other	3.4B	3.36B	3.92B	4.4B	4.58B
Income Tax Expense	212M	257M	359M	381M	398M
EBT	949M	845M	1.44B	1.6B	1.68B
Net Income	639M	541M	908M	1B	1.06B
Retail Banking Germany	1.96B	2.04B	3.03B	2.76B	2.82B
Income Tax Expense	252M	202M	631M	505M	472M
EBT	786M	901M	1.79B	1.46B	1.46B
Net Income	529M	696M	1.16B	949M	983M
Retail Banking Belgium	2.25B	2.01B	2.51B	2.62B	2.52B
Income Tax Expense	146M	72M	182M	210M	178M
EBT	583M	223M	661M	807M	644M
Net Income	437M	151M	479M	597M	466M
Corporate Line	226M	56M	445M	377M	483M
Income Tax Expense	65M	73M	158M	138M	92M
EBT	-345M	-473M	-97M	-156M	-30M
Net Income	-410M	-546M	-255M	-294M	-121M
Unallocated Adjustment of The EU 'IAS 39 Carve Out'	-	11.86B	-4.46B	-1.53B	2.64B
Income Tax Expense	-	3.4B	-1.31B	-470M	647M
EBT	-	11.86B	-4.46B	-1.53B	2.64B
Unallocated Special Items	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
Unallocated Insurance Other	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
Claim Processors
Net Income	-	-	-	-	-

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Netherlands	5.68B	8.83B	5.17B	5.2B	6.83B
Total Assets	301B	311B	294B	302B	306B
Income Tax Expense	506M	1.4B	461M	519M	833M
Net Income	1.59B	4.51B	2.5B	2.59B	3.26B
EBT	1.44B	4.87B	1.44B	1.41B	2.83B
Germany	2.39B	8.57B	1.24B	2.58B	4.32B
Total Assets	160B	168B	172B	174B	185B
Income Tax Expense	338M	2.18B	-55M	280M	710M
Net Income	762M	4.55B	-326M	319M	1.6B
EBT	1.01B	6.8B	-221M	853M	2.47B
Belgium	2.72B	4.36B	1.92B	2.77B	3.89B
Total Assets	131B	128B	128B	137B	137B
Income Tax Expense	204M	584M	7M	198M	440M
Net Income	708M	1.87B	-123M	492M	1.23B
EBT	808M	2.3B	-119M	759M	1.67B
Poland	1.51B	1.65B	2.35B	2.62B	2.8B
Total Assets	43.89B	45.6B	52.13B	56.09B	61.34B
Income Tax Expense	154M	143M	286M	280M	310M
EBT	660M	544M	1.24B	1.31B	1.41B
Net Income	1.02B	710M	988M	865M	911M
United States	936M	892M	1.12B	1.28B	1.26B
Total Assets	55.58B	65.02B	66.14B	65.2B	61.48B
Income Tax Expense	182M	115M	185M	195M	160M
EBT	779M	413M	654M	759M	598M
Spain	743M	899M	1.16B	1.22B	1.23B
Total Assets	32.56B	32.28B	33.09B	35.92B	38.58B
Income Tax Expense	57M	104M	125M	174M	189M
EBT	212M	321M	533M	549M	575M
Australia	782M	948M	1.03B	994M	971M
Total Assets	49.83B	52.73B	52.73B	53.9B	55.98B
Income Tax Expense	149M	172M	174M	142M	150M
EBT	500M	557M	572M	460M	485M
Net Income	-409M	-531M	-237M	-286M	-121M
United Kingdom	636M	693M	758M	811M	782M
Total Assets	50.73B	46.07B	50.57B	59.62B	63.75B
Income Tax Expense	73M	81M	131M	52M	88M
EBT	277M	286M	510M	249M	385M
Romania	495M	584M	690M	749M	779M
Total Assets	9.64B	10.56B	11.5B	12.94B	14.15B
Income Tax Expense	41M	51M	61M	67M	63M
EBT	273M	324M	396M	401M	365M
Italy	335M	345M	433M	513M	522M
Total Assets	13.98B	14.15B	14.83B	16.44B	20.31B
Income Tax Expense	25M	22M	54M	38M	41M
EBT	73M	63M	128M	119M	116M
Luxemburg	338M	503M	587M	469M	432M
Total Assets	20.45B	18.42B	14.44B	13.96B	14.15B
Income Tax Expense	41M	65M	84M	48M	34M
EBT	161M	261M	328M	192M	141M
Total Assets	-	-	-	-	2M
Singapore	331M	354M	354M	474M	403M
Total Assets	24.16B	25.7B	26.82B	34.59B	38.41B
Income Tax Expense	19M	14M	24M	44M	30M
EBT	133M	105M	172M	333M	206M
France	271M	557M	221M	214M	220M
Total Assets	12.38B	9.09B	8.46B	7.93B	7.88B
Income Tax Expense	-27M	60M	25M	-3M	30M
EBT	-107M	229M	91M	-23M	90M
Switzerland	241M	290M	248M	228M	214M
Total Assets	11.08B	9.51B	8.5B	9.09B	9.64B
Income Tax Expense	21M	25M	19M	16M	14M
EBT	148M	182M	137M	104M	90M
Türkiye	335M	64M	14M	142M	208M
Total Assets	5.82B	5.4B	4.77B	4.9B	4.96B
Income Tax Expense	35M	65M	-20M	18M	3M
EBT	144M	-143M	-232M	-110M	-73M
Russia	38M	246M	136M	139M	186M
Total Assets	898M	2.78B	925M	764M	1.09B
Income Tax Expense	-	9M	31M	19M	38M
EBT	3M	128M	151M	99M	157M
Ireland	70M	66M	83M	135M	107M
Total Assets	1.83B	2.77B	3.91B	3.59B	4.05B
Income Tax Expense	10M	3M	9M	15M	15M
EBT	77M	28M	71M	102M	100M
South Korea	65M	86M	92M	86M	84M
Total Assets	5.8B	7.99B	6.17B	8.05B	8.34B
Income Tax Expense	6M	12M	9M	7M	8M
EBT	26M	47M	39M	32M	34M
Czech Republic	121M	78M	76M	77M	75M
Total Assets	2.89B	3.19B	3.19B	3.38B	3.56B
Income Tax Expense	12M	6M	6M	8M	6M
EBT	54M	38M	33M	37M	27M
Hong Kong	79M	82M	101M	76M	70M
Total Assets	6.69B	4.34B	4.38B	3.51B	3.47B
Income Tax Expense	1M	-5M	-2M	4M	3M
EBT	5M	-33M	-18M	24M	18M
Hungary	44M	82M	85M	63M	54M
Total Assets	1.15B	1.99B	1.89B	2.18B	2.18B
Income Tax Expense	3M	5M	7M	3M	3M
EBT	12M	38M	35M	6M	-2M
Japan	25M	30M	40M	42M	43M
Total Assets	2.26B	5.13B	14.27B	9.57B	7.4B
Income Tax Expense	2M	7M	7M	5M	8M
EBT	4M	20M	17M	25M	16M
Ukraine	22M	45M	53M	45M	38M
Total Assets	409M	385M	590M	651M	567M
Income Tax Expense	2M	2M	22M	14M	6M
EBT	11M	9M	44M	29M	24M
Taiwan	26M	33M	39M	27M	34M
Total Assets	2.96B	3.58B	2.6B	3.51B	6.05B
Income Tax Expense	-1M	-5M	1M	1M	6M
EBT	-3M	-16M	-	4M	16M
Bulgaria	14M	15M	23M	27M	25M
Total Assets	420M	436M	530M	570M	611M
Income Tax Expense	-	-	1M	2M	1M
EBT	2M	1M	11M	13M	6M
China	26M	30M	18M	29M	25M
Total Assets	1.65B	1.18B	998M	1.94B	1.13B
Income Tax Expense	6M	5M	2M	-1M	-3M
EBT	-	4M	-12M	-5M	-8M
Portugal	15M	15M	17M	23M	23M
Total Assets	675M	689M	620M	815M	714M
Income Tax Expense	3M	3M	3M	4M	4M
EBT	9M	9M	12M	18M	16M
Slovakia	15M	15M	20M	22M	19M
Total Assets	352M	391M	618M	612M	686M
Income Tax Expense	-	1M	2M	3M	1M
EBT	3M	-1M	11M	8M	3M
Philippines	6M	10M	10M	16M	16M
Total Assets	567M	381M	403M	477M	496M
Income Tax Expense	-5M	8M	2M	3M	2M
EBT	-33M	-39M	1M	14M	17M
Austria	175M	19M	9M	10M	12M
Total Assets	419M	261M	383M	394M	845M
Income Tax Expense	16M	2M	-1M	-	-
EBT	101M	9M	-4M	-2M	-1M
Net Income	468M	692M	649M	576M	654M
Net Income	641M	327M	690M	777M	797M
Net Income	-	-	-	-	-
Brazil	13M	17M	18M	4M	4M
Total Assets	288M	57M	73M	63M	55M
Income Tax Expense	5M	1M	-	25M	1M
EBT	1M	9M	17M	3M	3M
Colombia	-	-	-	-	-
Total Assets	-	-	-	-	-
Indonesia	-	-	-	-	-
Total Assets	5M	-	-	-	-
Malaysia	-	-	-	-	-
Total Assets	1M	1M	-	-	-
EBT	-1M	-	-	-	-
India	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
United Arab Emirates	-	-1M	-2M	-	-
Total Assets	1M	1M	1M	1M	1M
EBT	-1M	-1M	-3M	-	-
Mauritius	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Mexico	1M	-	-	-	-
Total Assets	3M	1M	-	-	-
Income Tax Expense	-	-	-	-2M	-
EBT	-1M	-2M	-	1M	-
Canada	-	-	-	-	-
Total Assets	-	-	-	-	-