IOU FINANCIAL INC. announced the launch of the IOU Cash Back Loan, a unique term loan product for small businesses that encourages and rewards perfect payment histories with a cash reward of 3% of the original loan amount. Today's news comes as a follow up to IOU's first quarter results, released on May 21st, 2021 in which the Company announced its intention to invest in product, distribution and technology innovation as part of its Post-Pandemic Growth Plan. IOU's Cash Back Loan was developed as a result of a series of focus groups conducted earlier in the year, designed to better understand the financing needs of small business owners. Available only to qualified new clients, the IOU Cash Back Loan is designed to attract small business owners that meet specific underwriting requirements and who are committed to achieving a perfect repayment history. Merchants who qualify and meet the criteria will be required to claim their reward in writing within 30 days following the complete repayment of the eligible loan. IOU broker partners can find out whether their clients will qualify for the Cash Back Loan by contacting their IOU Financial Account Executive.