IRB Brasil Resseguros S A : Material Fact - Potential Funding

IRB-BRASIL RESSEGUROS S.A.

CNPJ/ME: 33.376.989/0001- 91

NIRE: 333.0030917-9

Publicly held Company

MATERIAL FACT

IRB-BRASIL RESSEGUROS S.A. ("Company" or "IRB Brasil RE"), in compliance with the provisions set forth in paragraph 4 of article 157 of Law 6,404, of December 15, 1976, as amended, and the Brazilian Securities and Exchange Commission (Comissão de Valores Mobiliários or "CVM") Resolution No. 44, of August 23rd, 2021, hereby informs its shareholders and the overall market that, it is constantly analyzing various alternatives available in the market to reinforce its capital structure, and, in this context, it studies the possibility of carrying out a fundraising transaction, that, at first, could be a potential public primary follow-onoffering of its common, nominative, book-entryshares, with no par value, free and clear of any liens or encumbrances, with restricted placement efforts in Brazil, under the terms of applicable legislation and regulations, and with placement efforts abroad ("Potential Funding"), with due regard for the limit of the authorized capital increase set by the Company's bylaws.

As of the date hereof, the Company has not defined or approved the effective performance of the Potential Funding, or its structure, terms and conditions, particularly the criteria for pricing the new shares, and, therefore, on the current date, no public offering for distribution of shares issued by the Company is being carried out in Brazil, in the United States of America or in any other jurisdiction. The effective launch of the Potential Funding, as any transaction to raise funds within the capital markets that the Company may perform, is subject, among other factors, to favorable market conditions in Brazil and abroad, to obtaining the necessary approvals, including applicable corporate approvals, to favorable political and macroeconomic conditions, to the interest of investors, among other factors beyond the control of the Company. If effective, the Potential Funding will be conducted in accordance with the applicable laws and regulations.

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This Material Fact is for information purposes only, in the terms of applicable laws and regulations, and should not, under any circumstances, be interpreted as, nor constitute, an investment recommendation, neither an announcement of a public offering of any securities issued by the Company in Brazil, in the United States of America or any other jurisdiction.

The Company will keep its shareholders and the market in general informed, according with the best policies of corporate governance and in the terms of applicable laws and regulations, about any development or resolution regarding the realization of the Potential Funding, through the channels usually used to disclose its periodic reporting requirements, including the websites of the CVM (www.cvm.gov.br), of the B3 (www.b3.com.br) and the Company (https://ri.irbre.com/).

The Potential Funding has not been and will not be registered under the U.S. Securities Act of 1933, as amended (the "Securities Act"), or any other U.S. federal and state securities laws, and the Shares may not be offered, sold, pledged or otherwise transferred in the United States or to U.S. investors, unless pursuant to a registration statement or in transactions exempt from, or not subject to, the registration requirements of the Securities Act. No securities issued by the Company will be offered or sold in the United States of America absent registration or an applicable exemption from registration under the Securities Act.

The distribution of announcements and the offering and sale of securities in certain jurisdictions may be prohibited by law. No securities issued by the Company have been or will be registered under the Securities Act or any other securities laws, and may not be offered or sold in the United States without registration or an exemption from registration under the Securities Act. Any information contained in this Material Fact shall not be taken, transmitted, disclosed, distributed, or disseminated, directly or indirectly, in the United States of America.

Rio de Janeiro, August 15, 2022.

IRB-BRASIL RESSEGUROS S.A.

Willy Otto Jordan Neto

Chief Financial and Investor Relations Officer

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