Financial Ratios Jiangsu Financial Leasing Co., Ltd.

Equities

600901

CNE100002SX5

Consumer Lending

End-of-day quote Shanghai S.E. Other stock markets 2026-02-10			5-day change	1st Jan Change
6.470 ^CNY	-0.15%		+4.35%	+5.72%

25-10-24	Jiangsu Financial Leasing Co., Ltd. Reports Earnings Results for the Nine Months Ended September 30, 2025	CI
25-08-19	Luoyang Hongjin Agricultural and By-Product Exchange Market Limited Enters into Sale and Leaseback Agreement with Jiangsu Financial Leasing Co., Ltd	CI

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Published financial data: JIANGSU FINANCIAL LEASING CO., LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Interest and Dividend Income, Total	5.3B	6.15B	6.71B	7.52B	8.07B
Interest Expense, Total	1.99B	2.56B	2.56B	2.72B	2.86B
Net Interest Income	3.31B	3.59B	4.15B	4.8B	5.21B
Commission and Fees	495M	418M	208M	352K	438K
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	12.22M	19.37M	25.11M	37.77M	120M
Revenues Before Provison For Loan Losses	3.82B	4.03B	4.38B	4.84B	5.33B
Provision For Loan Losses	925M	794M	639M	691M	716M
Total Revenues	2.89B	3.23B	3.74B	4.15B	4.61B
Cost of Services Provided, Total	376M	408M	476M	629M	687M
Other Operating Expenses	6.65M	8.52M	12.63M	22.28M	40.11M
Total Operating Expenses	383M	416M	488M	651M	727M
Operating Income	2.51B	2.82B	3.25B	3.5B	3.89B
Currency Exchange Gains (Loss)	-5.33M	-46.37M	415K	53.85M	19.9M
Other Non Operating Income (Expenses)	-5.66M	-8.87M	-36.59M	-13.94M	-694K
EBT, Excl. Unusual Items	2.5B	2.76B	3.22B	3.54B	3.91B
Gain (Loss) on Sale of Investments	-	-	-	-	-
Gain (Loss) on Sale of Assets	28.92K	-	14.12K	97.21K	-53.12K
Other Unusual Items	2.24M	379K	-883K	7.33M	16.17M
EBT, Incl. Unusual Items	2.5B	2.76B	3.22B	3.54B	3.92B
Income Tax Expense	626M	691M	804M	883M	978M
Earnings From Continuing Operations	1.88B	2.07B	2.41B	2.66B	2.94B
Net Income to Company	1.88B	2.07B	2.41B	2.66B	2.94B
Minority Interest	-	-	-	-	-722K
Net Income - (IS)	1.88B	2.07B	2.41B	2.66B	2.94B
Preferred Dividend and Other Adjustments	-	-	-	-	3.92M
Net Income to Common Incl Extra Items	1.88B	2.07B	2.41B	2.66B	2.94B
Net Income to Common Excl. Extra Items	1.88B	2.07B	2.41B	2.66B	2.94B
Per Share Items
Net EPS - Basic	0.45	0.5	0.58	0.63	0.62
Basic EPS - Continuing Operations	0.45	0.5	0.58	0.63	0.62
Basic Weighted Average Shares Outstanding	4.15B	4.14B	4.15B	4.21B	4.72B
Net EPS - Diluted	0.45	0.48	0.46	0.49	0.53
Diluted EPS - Continuing Operations	0.45	0.48	0.46	0.49	0.53
Diluted Weighted Average Shares Outstanding	4.16B	4.33B	5.54B	5.62B	5.73B
Normalized Basic EPS	0.38	0.42	0.48	0.53	0.52
Normalized Diluted EPS	0.38	0.4	0.36	0.39	0.43
Dividend Per Share	0.21	0.25	0.25	0.32	0.27
Payout Ratio	55.37	63.29	56.16	52.79	56.09
Supplemental Items
Effective Tax Rate - (Ratio)	25.02	25.02	25	24.93	24.94
Current Domestic Taxes	-	-	-	-	-
Total Current Taxes	830M	884M	895M	1.01B	1.14B
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	-204M	-193M	-90.9M	-125M	-154M
Normalized Net Income	1.56B	1.73B	2.01B	2.21B	2.44B
Supplemental Operating Expense Items
Stock-Based Comp., COGS (Total)	11.45M	13.81M	8.56M	3.83M	35.48K
Total Stock-Based Compensation	11.45M	13.81M	8.56M	3.83M	35.48K

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	502M	2.57B	3.44B	4.61B	5.72B
Long-Term Investments - (FS Template)	-	-	-	-	-
Trading Asset Securities, Total	-	-	4.81M	49.2M	46.63M
Loans and Lease Receivables - (FS Template)	78.26B	93.56B	102B	111B	125B
Other Receivables	66.71M	40.35M	26.55M	46.37M	87.92M
Gross Property Plant And Equipment	509M	633M	800M	857M	1.79B
Accumulated Depreciation	-82.59M	-103M	-132M	-176M	-257M
Net Property Plant And Equipment	426M	530M	668M	680M	1.54B
Other Intangibles, Total	36.22M	51.97M	66.09M	79.14M	93.98M
Restricted Cash	302M	269M	252M	177M	123M
Other Current Assets, Total	797M	1.28B	1.26B	1.93B	2.65B
Deferred Tax Assets Long-Term (Collected)	744M	820M	911M	1.04B	1.21B
Deferred Charges Long-Term	11.15M	13.63M	13.17M	36.78M	386M
Other Long-Term Assets, Total	142M	166M	150M	121M	110M
Total Assets	81.29B	99.31B	109B	120B	137B
Liabilities
Accounts Payable, Total	994M	1.44B	1.17B	2.59B	2.17B
Accrued Expenses, Total	142M	124M	147M	162M	185M
Short-Term Borrowings	3.34B	3.08B	3.05B	2.63B	1.48B
Current Portion of Long-Term Debt	5B	500M	-	4.5B	1.5B
Long-Term Debt	50.25B	71.55B	82.39B	87.44B	104B
Long-Term Leases	-	2.1M	1.46M	3.94M	2.53M
Current Income Taxes Payable	331M	335M	285M	295M	288M
Unearned Revenue, Current	-	-	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	72.26M	560M	498M	379M	467M
Unearned Revenue Non Current	757M	674M	320M	256M	253M
Other Non Current Liabilities	7.39B	6.49B	5.15B	3.82B	2.72B
Total Liabilities	68.28B	84.76B	93.02B	102B	113B
Common Stock, Total	2.99B	2.99B	2.99B	4.25B	5.79B
Additional Paid In Capital	4.28B	4.29B	4.3B	3.3B	6.79B
Retained Earnings	5.85B	7.03B	8.4B	10B	11.54B
Treasury Stock	-106M	-97.69M	-59.35M	-24.73M	-3.82M
Comprehensive Income and Other	-	342M	345M	330M	7.99M
Total Common Equity	13.01B	14.55B	15.97B	17.85B	24.13B
Minority Interest	-	-	-	-	451M
Total Equity	13.01B	14.55B	15.97B	17.85B	24.58B
Total Liabilities And Equity	81.29B	99.31B	109B	120B	137B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	4.18B	4.18B	4.18B	4.24B	5.79B
ECS Total Common Shares Outstanding	4.18B	4.18B	4.18B	4.24B	5.79B
Book Value / Share	3.11	3.48	3.82	4.21	4.17
Tangible Book Value	12.97B	14.5B	15.9B	17.77B	24.04B
Tangible Book Value Per Share	3.1	3.47	3.8	4.19	4.15
Total Debt	58.59B	75.13B	85.44B	94.57B	107B
Net Debt	58.09B	72.56B	82B	89.91B	101B
Full Time Employees	356	396	447	528	570
Assets on Operating Lease - Gross	6.59M	21.8M	166M	175M	1.08B
Assets on Operating Lease - Accumulated Depreciation	-407K	-2.67M	-7.88M	-21.56M	-71.54M

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	1.88B	2.07B	2.41B	2.66B	2.94B
Depreciation, Depletion & Amortization	32.24M	30.96M	39.16M	48.66M	85.95M
Total Depreciation, Depletion & Amortization	32.24M	30.96M	39.16M	48.66M	85.95M
Amortization of Deferred Charges, Total	4.87M	6.41M	8.68M	9.7M	10.9M
(Gain) Loss On Sale of Asset - (CF)	28.92K	-	3.55M	-97.21K	53.12K
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-	-
Total Asset Writedown	-	-	-	-	-
Provision for Credit Losses	925M	794M	639M	691M	716M
Stock-Based Compensation (CF)	11.45M	13.81M	8.56M	3.83M	35.48K
Change In Deferred Taxes	-204M	-193M	-90.9M	-125M	-154M
Change in Other Net Operating Assets (Collected)	-4.07B	-2.07B	-3.7B	-975M	-2.54B
Other Operating Activities	343M	372M	465M	416M	358M
Cash from Operations	-1.08B	1.03B	-213M	2.73B	1.42B
Capital Expenditure	-44.28M	-194M	-202M	-253M	-744M
Sale of Property, Plant, and Equipment	-	-	77.53K	162K	36.8K
Cash Acquisitions	55.8K	-	-	-	-
Investment in Marketable and Equity Securities, Total	-	-	-	-	0
Other Investing Activities, Total	-	-	-	-	19.89K
Cash from Investing	-44.22M	-194M	-202M	-253M	-744M
Long-Term Debt Issued, Total	3B	9B	1.5B	1.5B	7B
Total Debt Issued	3B	9B	1.5B	1.5B	7B
Long-Term Debt Repaid, Total	-451M	-5.09B	-501M	-3B	-4.5B
Total Debt Repaid	-451M	-5.09B	-501M	-3B	-4.5B
Issuance of Common Stock	113M	-	-	-	450M
Repurchase of Common Stock	-165M	-	-	-	-
Common Dividends Paid	-1.04B	-1.31B	-1.35B	-1.4B	-1.65B
Common & Preferred Stock Dividends Paid	-1.04B	-1.31B	-1.35B	-1.4B	-1.65B
Other Financing Activities, Total	-5.88M	-12.5M	-5.2M	-6.45M	-19.52M
Cash from Financing	1.45B	2.58B	-361M	-2.91B	1.28B
Foreign Exchange Rate Adjustments	-	8.83M	5.47M	-3.27M	6.92M
Net Change in Cash	328M	3.42B	-771M	-439M	1.96B
Supplemental Items
Cash Interest Paid	1.64B	2.17B	2.43B	2.34B	3.16B
Cash Income Tax Paid (Refund)	737M	889M	954M	1.01B	1.16B
Net Debt Issued / Repaid	2.55B	3.9B	999M	-1.5B	2.5B

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	2.51	2.3	2.32	2.32	2.29
Return On Equity %	15.01	15.04	15.8	15.73	13.87
Return on Common Equity	15.01	15.04	15.8	15.73	14
Margin Analysis
Gross Profit Margin %	87.01	87.4	87.29	84.84	85.11
SG&A Margin	-	-	-	-	-
Income From Continuing Operations Margin %	64.84	64.07	64.47	64.15	63.81
Net Income Margin %	64.84	64.07	64.47	64.15	63.79
Net Avail. For Common Margin %	64.84	64.07	64.47	64.15	63.71
Normalized Net Income Margin	54	53.39	53.74	53.29	52.89
Asset Turnover
Asset Turnover	0.04	0.04	0.04	0.04	0.04
Short Term Liquidity
Current Ratio	8.09	16.17	20.79	11.18	22.01
Quick Ratio	7.98	15.92	20.49	10.98	21.55
Operating Cash Flow to Current Liabilities	-0.11	0.17	-0.04	0.26	0.23
Long Term Solvency
Total Debt/Equity	450.36	516.29	535.03	529.85	433.62
Total Debt / Total Capital	81.83	83.77	84.25	84.12	81.26
LT Debt/Equity	386.26	491.69	515.92	489.92	421.51
Long-Term Debt / Total Capital	70.18	79.78	81.24	77.78	78.99
Total Liabilities / Total Assets	83.99	85.35	85.35	85.12	82.09
Tier 1 Capital Ratio %	15.6	14.94	14.52	14.55	17.92
Total Capital Ratio %	16.75	16.09	15.66	15.7	19.08
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	18.73	11.74	15.64	10.86	11.24
Gross Profit, 1 Yr. Growth %	18.63	12.25	15.49	7.75	11.59
Earnings From Cont. Operations, 1 Yr. Growth %	18.56	10.4	16.36	10.3	10.65
Net Income, 1 Yr. Growth %	18.56	10.4	16.36	10.3	10.63
Normalized Net Income, 1 Yr. Growth %	18.54	10.49	16.39	9.93	10.41
Diluted EPS Before Extra, 1 Yr. Growth %	18.86	6.78	-5.29	0.64	6.81
Common Equity, 1 Yr. Growth %	8.45	11.85	9.75	11.77	35.19
Total Assets, 1 Yr. Growth %	18.91	22.16	9.75	10.03	14.46
Tangible Book Value, 1 Yr. Growth %	8.32	11.76	9.68	11.73	35.27
Cash From Operations, 1 Yr. Growth %	-188.43	-195.16	-120.78	-1.38K	-47.84
Capital Expenditures, 1 Yr. Growth %	5.85	337.39	4.31	25.11	194.31
Dividend Per Share, 1 Yr. Growth %	25.03	16.66	0	28	-15.62
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	21.17	15.18	13.67	13.22	11.05
Gross Profit, 2 Yr. CAGR %	22.78	15.39	13.86	11.55	9.65
Earnings From Cont. Operations, 2 Yr. CAGR %	22.49	14.41	13.34	13.29	10.48
Net Income, 2 Yr. CAGR %	22.49	14.41	13.34	13.29	10.47
Normalized Net Income, 2 Yr. CAGR %	23.25	14.45	13.4	13.12	10.17
Diluted EPS Before Extra, 2 Yr. CAGR %	21.05	12.66	0.57	1.32	3.68
Common Equity, 2 Yr. CAGR %	8.67	10.14	10.79	10.75	22.92
Total Assets, 2 Yr. CAGR %	17.35	20.53	15.79	9.89	12.22
Tangible Book Value, 2 Yr. CAGR %	8.57	10.03	10.72	10.7	22.94
Cash From Operations, 2 Yr. CAGR %	-62.04	-8.27	-55.53	63	158.26
Capital Expenditures, 2 Yr. CAGR %	-33.21	115.17	113.6	14.24	91.89
Dividend Per Share, 2 Yr. CAGR %	22.46	20.77	8.01	13.14	3.92
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	22.5	17.94	15.33	12.73	12.56
Gross Profit, 3 Yr. CAGR %	22.95	19.16	15.42	11.78	11.57
Earnings From Cont. Operations, 3 Yr. CAGR %	22.92	18.32	15.06	12.32	12.41
Net Income, 3 Yr. CAGR %	22.92	18.32	15.06	12.32	12.4
Normalized Net Income, 3 Yr. CAGR %	22.9	18.84	15.09	12.23	12.21
Diluted EPS Before Extra, 3 Yr. CAGR %	13.52	16.09	6.33	3.11	3.12
Common Equity, 3 Yr. CAGR %	27.7	9.72	10.01	11.12	18.36
Total Assets, 3 Yr. CAGR %	17.85	18.93	16.82	13.84	11.39
Tangible Book Value, 3 Yr. CAGR %	27.66	9.63	9.91	11.05	18.35
Cash From Operations, 3 Yr. CAGR %	-1.61	-48.43	-44.08	36.23	11.49
Capital Expenditures, 3 Yr. CAGR %	-22.48	24.96	69.03	78.72	56.61
Dividend Per Share, 3 Yr. CAGR %	35.73	20.5	13.41	14.3	2.6
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	22.83	20.58	18.89	16.03	13.6
Gross Profit, 5 Yr. CAGR %	21.78	20.37	19.23	16.06	13.08
Earnings From Cont. Operations, 5 Yr. CAGR %	20.71	20.26	19	16.29	13.2
Net Income, 5 Yr. CAGR %	20.71	20.26	19	16.29	13.2
Normalized Net Income, 5 Yr. CAGR %	20.51	20.27	19.01	16.52	13.1
Diluted EPS Before Extra, 5 Yr. CAGR %	15.08	13.96	8.15	9.94	6.83
Common Equity, 5 Yr. CAGR %	22.79	21.97	20.65	10.13	15
Total Assets, 5 Yr. CAGR %	19.93	18.9	17.02	15.23	14.96
Tangible Book Value, 5 Yr. CAGR %	22.75	21.92	20.59	10.06	14.95
Cash From Operations, 5 Yr. CAGR %	11.27	-5.73	-28.39	-18.28	3.12
Capital Expenditures, 5 Yr. CAGR %	45.71	39.29	16.28	20.55	77.83
Dividend Per Share, 5 Yr. CAGR %	-	34.36	23.88	17.5	9.51