Current Report No. 1/2021: Expenditure on and recoveries from debt portfolios

In line with the adopted disclosure policy, KRUK S.A. (KRUK, the Company) discloses the amount of expenditure on and recoveries from the management of debt portfolios purchased by the KRUK Group.

Q4 2020

The nominal value of debt purchased by the Group
Q4 2020	Q4 2019	change
PLN 2.307m	PLN 4.252m	-46%
The expenditure on debt portfolios purchased by the Group
Q4 2020	Q4 2019	change
PLN 344m	PLN 389m	-12%
The recoveries from the management of purchased portfolios purchased by the Group
Q4 2020	Q4 2019	change
PLN 488m	PLN 475m	+3%

Y 2020

The nominal value of debt purchased by the Group
Y 2020	Y 2019	change
PLN 3.132m	PLN 8.274m	-63%
The expenditure on debt portfolios purchased by the Group
Y 2020	Y 2019	change
PLN 456m	PLN 781m	-42%
The recoveries from the management of purchased portfolios purchased by the Group
Y 2020	Y 2019	change
PLN 1.834m	PLN 1.782m	+3%

The finally determined financial results will be disclosed in the audited consolidated annual report of the KRUK Group for 2020.