On January 17, 2023, Lowe's Companies, Inc. entered into Amendment No. 1 to Third Amended and Restated Credit Agreement with Bank of America, N.A., as administrative agent, swing line lender and a letter of credit issuer, and the other lenders party thereto. Amendment No.

1 amended that certain Third Amended and Restated Credit Agreement, dated as of December 14, 2021, by and among the Company, Bank of America, N.A., as adbministrative agent, swing line lender and a letter of credit issuer, U.S. Bank National Association and Wells Fargo Bank, National Association, as co-syndication agents and letter of credit issuers, Citibank, N.A., Goldman Sachs Bank USA, JPMorgan Chase Bank, N.A. and Barclays Bank PLC, as co-documentation agents, and the other lenders party thereto. Also on January 17, 2023, the Company entered into Amendment No. 2 to Credit Agreement (“Amendment No.

2” and, together with Amendment No. 1, the “Amendments”) with Bank of America, N.A., as administrative agent, swing line lender and a letter of credit issuer, and the other lenders party thereto. Amendment No.

2 amended that certain Credit Agreement, dated as of March 23, 2020, by and among the Company, Bank of America, N.A., as administrative agent, swing line lender and a letter of credit issuer, U.S. Bank National Association, as syndication agent and a letter of credit issuer, Citibank, N.A., Goldman Sachs Bank USA, JPMorgan Chase Bank, N.A. and Wells Fargo Bank, National Association, as co-documentation agents, and the other lenders party thereto (as amended by Amendment No. 1 to Credit Agreement, dated as of December 14, 2021, and as further amended by Amendment No. 2, the “2020 Credit Agreement” and, together with the 2021 Credit Agreement, the “Credit Agreements”).

Capitalized terms used but not defined herein have the meanings ascribed to such terms in the Credit Agreements.