Financials Malayan Banking

Equities

1155

MYL1155OO000

Banks

Market Closed - BURSA MALAYSIA Other stock markets 04:57:22 2025-04-30 am EDT			5-day change	1st Jan Change
9.990 ^MYR	+0.40%		+0.40%	-2.44%

05:51am	Malayan Banking Appoints Encik Shafiq Abdul Jabbar As New Group CFO	RE
Apr. 18	Abdul Farid Bin Alias Resigns as Director of Lotus Technology Inc	CI

Projected Income Statement: Malayan Banking

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	24,763	25,448	27,615	27,361	29,573	30,815	32,170	33,994
Change	-	2.77%	8.51%	-0.92%	8.08%	4.2%	4.4%	5.67%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	13,518	13,930	14,808	13,972	14,056	15,797	16,672	17,344
Change	-	3.05%	6.3%	-5.64%	0.6%	12.39%	5.54%	4.03%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	8,657	10,887	12,153	12,532	14,056	14,216	14,735	15,544
Change	-	25.76%	11.64%	3.11%	12.16%	1.14%	3.65%	5.49%
Net income ¹	6,481	8,096	8,235	9,350	10,089	10,524	10,946	11,542
Change	-	24.92%	1.71%	13.54%	7.9%	4.31%	4.02%	5.44%
Announcement Date	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-

¹MYR in Million

Estimates

Fiscal Period: December	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	5,551	5,649	6,078	6,313	6,825	6,174	6,150	6,300	6,454	6,835	7,414	6,897	6,731	7,310	6,750	6,977	8,295	7,344	7,502	7,422	7,571	7,735	7,874	7,934	7,985	8,119	8,251	8,410
Change	-	1.77%	7.6%	3.87%	8.12%	-9.54%	-0.39%	2.43%	2.45%	5.9%	8.47%	-6.97%	-2.41%	8.6%	-7.66%	3.36%	18.89%	-11.46%	2.15%	-1.06%	2%	2.18%	1.79%	0.76%	0.64%	1.67%	1.63%	1.92%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	3,782	2,942	3,373	-	4,003	3,253	3,329	3,345	3,520	3,779	-	-	3,272	3,889	3,453	3,358	3,920	3,750	3,707	3,735	3,885	-	-	-	-	-	-	-
Change	-	-22.21%	14.65%	-	-	-18.75%	2.32%	0.49%	5.23%	7.35%	-	-	-	18.86%	-11.22%	-2.75%	16.73%	-4.32%	-1.15%	0.73%	4.03%	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	2,798	1,256	2,611	1,992	3,172	2,726	2,269	2,720	2,972	2,666	3,208	3,307	3,056	3,370	3,156	2,950	3,442	3,443	3,402	3,414	3,478	3,556	3,813	3,794	3,465	3,500	3,755	3,827
Change	-	-55.12%	107.95%	-23.71%	59.2%	-14.05%	-16.77%	19.89%	9.27%	-10.31%	20.33%	3.09%	-7.6%	10.27%	-6.33%	-6.55%	16.71%	0.01%	-1.18%	0.35%	1.88%	2.24%	7.23%	-0.49%	-8.68%	1.01%	7.28%	1.92%
Net income ¹	2,050	941.7	1,952	1,537	2,392	1,963	1,685	2,057	2,045	1,857	2,166	2,167	2,265	2,339	2,358	2,388	2,488	2,530	2,538	2,532	2,591	2,658	2,856	2,842	2,588	2,615	2,811	2,867
Change	-	-54.05%	107.32%	-21.26%	55.6%	-17.96%	-14.16%	22.09%	-0.58%	-9.18%	16.6%	0.08%	4.53%	3.23%	0.83%	1.26%	4.22%	1.65%	0.34%	-0.24%	2.32%	2.6%	7.44%	-0.51%	-8.93%	1.04%	7.5%	1.97%
Announcement Date	5/21/20	8/27/20	11/27/20	2/25/21	5/27/21	8/26/21	11/25/21	2/24/22	5/26/22	8/25/22	11/23/22	2/27/23	5/24/23	8/30/23	11/22/23	2/28/24	5/24/24	8/28/24	11/26/24	2/26/25	-	-	-	-	-	-	-	-

¹MYR in Million

Estimates

Forecast Balance Sheet: Malayan Banking

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-

Estimates

Cash Flow Forecast: Malayan Banking

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	277	200.3	194.4	304.9	435.7	391.8
Change	-	-27.7%	-2.91%	56.8%	42.9%	-10.08%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	4/22/20	3/17/21	3/16/22	4/4/23	3/27/24	3/26/25

¹MYR in Million

Estimates

Forecast Financial Ratios: Malayan Banking

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	54.59%	54.74%	53.62%	51.07%	47.53%	51.26%	51.83%	51.02%
EBT Margin (%)	-	34.96%	42.78%	44.01%	45.8%	47.53%	46.13%	45.8%	45.73%
Net margin (%)	-	26.17%	31.81%	29.82%	34.17%	34.12%	34.15%	34.03%	33.95%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.77%	0.93%	0.9%	0.95%	1.02%	0.95%	0.96%	0.98%
ROE	-	7.81%	9.51%	9.59%	10.8%	11.1%	10.9%	10.93%	11.19%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.52	0.58	-	0.6	0.61	0.6437	0.6701	0.6915
Change	-	-	11.54%	-	-	1.67%	5.53%	4.09%	3.2%
Book Value Per Share ¹	-	7.511	7.224	7.13	7.11	7.843	8.157	8.411	8.7
Change	-	-	-3.82%	-1.3%	-0.28%	10.31%	4%	3.12%	3.43%
EPS ¹	-	0.5766	0.6966	0.688	0.7755	0.8361	0.8759	0.911	0.965
Change	-	-	20.81%	-1.23%	12.72%	7.81%	4.76%	4.01%	5.93%
Nbr of stocks (in thousands)	-	11,241,362	11,878,513	12,054,127	12,060,237	12,066,952	12,080,693	12,080,693	12,080,693
Announcement Date	-	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-