Financials Malayan Banking

Equities

1155

MYL1155OO000

Banks

Market Closed - BURSA MALAYSIA Other stock markets 03:57:09 2026-02-13 am EST			5-day change	1st Jan Change
12.06 ^MYR	-0.66%		+1.01%	+15.08%

Feb. 05	Maybank CEO: Malaysia to Keep Rates Steady This Year	MT
Jan. 30	Malayan Banking Berhad Announces Redemption of Subordinated Sukuk Murabahah Under Shariah Principles	CI

Projected Income Statement: Malayan Banking

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	24,763	25,448	27,615	27,361	29,573	30,599	31,853	33,502
Change	-	2.77%	8.51%	-0.92%	8.08%	3.47%	4.1%	5.17%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	13,518	13,930	14,808	13,972	14,056	15,363	16,107	17,003
Change	-	3.05%	6.3%	-5.64%	0.6%	9.3%	4.84%	5.56%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	8,657	10,887	12,153	12,532	14,056	14,027	14,543	15,295
Change	-	25.76%	11.64%	3.11%	12.16%	-0.21%	3.68%	5.17%
Net income ¹	6,481	8,096	8,235	9,350	10,089	10,401	10,793	11,345
Change	-	24.92%	1.71%	13.54%	7.9%	3.1%	3.76%	5.12%
Announcement Date	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-

¹MYR in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	6,313	6,825	6,174	6,150	6,300	6,454	6,835	7,414	6,897	6,731	7,310	6,750	6,977	8,295	7,344	7,502	7,422	7,858	7,684	8,411	7,820	7,871	8,035	8,221	8,308	8,343	8,478	8,633
Change	-	8.12%	-9.54%	-0.39%	2.43%	2.45%	5.9%	8.47%	-6.97%	-2.41%	8.6%	-7.66%	3.36%	18.89%	-11.46%	2.15%	-1.06%	5.87%	-2.21%	9.46%	-7.03%	0.65%	2.09%	2.31%	1.06%	0.42%	1.62%	1.82%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	4,003	3,253	3,329	3,345	3,520	3,779	-	-	3,272	3,889	3,453	3,358	3,920	3,750	3,707	3,735	3,969	-	-	-	-	-	-	-	-	-	-
Change	-	-	-18.75%	2.32%	0.49%	5.23%	7.35%	-	-	-	18.86%	-11.22%	-2.75%	16.73%	-4.32%	-1.15%	0.73%	6.28%	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,992	3,172	2,726	2,269	2,720	2,972	2,666	3,208	3,307	3,056	3,370	3,156	2,950	3,442	3,443	3,402	3,414	3,594	3,512	3,506	3,578	3,552	3,667	3,896	3,718	3,668	3,750	4,044
Change	-	59.2%	-14.05%	-16.77%	19.89%	9.27%	-10.31%	20.33%	3.09%	-7.6%	10.27%	-6.33%	-6.55%	16.71%	0.01%	-1.18%	0.35%	5.27%	-2.3%	-0.15%	2.03%	-0.73%	3.24%	6.26%	-4.57%	-1.34%	2.22%	7.83%
Net income ¹	1,537	2,392	1,963	1,685	2,057	2,045	1,857	2,166	2,167	2,265	2,339	2,358	2,388	2,488	2,530	2,538	2,532	2,589	2,628	2,621	2,665	2,645	2,733	2,910	2,773	2,735	2,797	3,024
Change	-	55.6%	-17.96%	-14.16%	22.09%	-0.58%	-9.18%	16.6%	0.08%	4.53%	3.23%	0.83%	1.26%	4.22%	1.65%	0.34%	-0.24%	2.24%	1.51%	-0.25%	1.65%	-0.75%	3.35%	6.46%	-4.71%	-1.38%	2.3%	8.09%
Announcement Date	2/25/21	5/27/21	8/26/21	11/25/21	2/24/22	5/26/22	8/25/22	11/23/22	2/27/23	5/24/23	8/30/23	11/22/23	2/28/24	5/24/24	8/28/24	11/26/24	2/26/25	5/26/25	8/26/25	11/21/25	-	-	-	-	-	-	-	-

¹MYR in Million

Estimates

Forecast Balance Sheet: Malayan Banking

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-

Estimates

Cash Flow Forecast: Malayan Banking

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	277	200.3	194.4	304.9	435.7	391.8
Change	-	-27.7%	-2.91%	56.8%	42.9%	-10.08%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	4/22/20	3/17/21	3/16/22	4/4/23	3/27/24	3/26/25

¹MYR in Million

Estimates

Forecast Financial Ratios: Malayan Banking

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	54.59%	54.74%	53.62%	51.07%	47.53%	50.21%	50.57%	50.75%
EBT Margin (%)	-	34.96%	42.78%	44.01%	45.8%	47.53%	45.84%	45.65%	45.65%
Net margin (%)	-	26.17%	31.81%	29.82%	34.17%	34.12%	33.99%	33.88%	33.86%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.77%	0.93%	0.9%	0.95%	1.02%	0.95%	0.95%	0.97%
ROE	-	7.81%	9.51%	9.59%	10.8%	11.1%	10.97%	11.08%	11.37%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.52	0.58	-	0.6	0.61	0.6325	0.6574	0.6841
Change	-	-	11.54%	-	-	1.67%	3.68%	3.94%	4.07%
Book Value Per Share ¹	-	7.511	7.224	7.13	7.11	7.843	8.039	8.246	8.488
Change	-	-	-3.82%	-1.3%	-0.28%	10.31%	2.5%	2.58%	2.94%
EPS ¹	-	0.5766	0.6966	0.688	0.7755	0.8361	0.8656	0.9006	0.95
Change	-	-	20.81%	-1.23%	12.72%	7.81%	3.52%	4.05%	5.48%
Nbr of stocks (in thousands)	-	11,241,362	11,878,513	12,054,127	12,060,237	12,066,952	12,081,105	12,081,105	12,081,105
Announcement Date	-	2/25/21	2/24/22	2/27/23	2/28/24	2/26/25	-	-	-