Marble Financial Inc. announced it has entered into an arm's length definitive credit facility agreement with CHP Agent Services Inc. The Credit Agreement provides for a $10 million credit facility to Marble through its wholly owned Special Purpose Vehicle The aggregate amount of the funding is determined as a selected percentage of the SPV's eligible customer loans, with the initial Advance Rate set at 95% and a minimum threshold of 80%. Interest is charged at Canadian Prime(1) plus 13%, with a provisional discount if the Advance Rate is less than 95%. The maturity date for all funds advanced is three years after the first funding advance, with an option to extend for a further two years upon mutual agreement. The Credit Facility will be used to re-engage Marble's legacy financial wellness Fast-Track program. The Fast-Track program helps qualified Canadians accelerate their credit rebuilding process by exiting their Consumer Proposal and commencing their journey back to mainstream financial inclusion. Marble thru its wholly owned subsidiary, TPFM will continue to originate and adjudicate the Fast-Track program through its proprietary MyMarble Platform and will manage the SPV loan portfolio and earn the net interest income and other income, including insurance, administration fees and SaaS revenue. This opportunity will enable Marble to re-engage and greatly expand its Fast-Track program and support the Company's Data Science and Machine Learning initiatives towards Marble's Second-Generation scoring algorithms. Data Analysis will continue to provide meaningful insights on future products and solutions for the millions of underbanked Canadian that are excluded from traditional financial services. This Credit Agreement enables Marble to originate, adjudicate its Fast-Track program and service the loan portfolio through the Company's proprietary MyMarble platform and continue its growth strategy in providing personal finance and credit wellness technology solutions to the millions of underbanked Canadians that are financially marginalized.