MasterCard : 2022 Q2 Supplemental Materials

Supplemental Operational Performance Data

Set forth below are tables that provide supplemental information regarding the operational performance results for the three months ended June 30, 2022, as well as the prior eight quarterly reporting periods for the payment programs of Mastercard Incorporated and its consolidated subsidiaries, including our operating subsidiary, Mastercard International Incorporated (collectively, "Mastercard").

1. Branded Volume and Transactions

The tables below set forth the gross dollar volume ("GDV"), purchase volume, cash volume and the number of purchase transactions, cash transactions, and cards on a regional basis for Mastercard™-branded cards. Growth rates over prior periods are provided for volume- based data.

GDV ($ Billions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020		FY 2021
APMEA	$405	$481	$529	$516	$528	$535	$581	$548	$554	$1,886	$2,160
Canada	39	45	49	44	54	56	61	53	64	173	214
Europe	397	519	534	502	594	661	683	559	606	1,917	2,440
Latin America	73	88	108	104	112	122	138	137	151		376		475
Worldwide less United States	914	1,134	1,219	1,166	1,288	1,374	1,462	1,297	1,375	4,352	5,290
United States	463	513	528	544	619	618	651	619	679	1,983	2,433
Worldwide	1,377	1,647	1,747	1,710	1,908	1,992	2,114	1,916	2,054	6,335	7,723
Mastercard Credit and Charge Programs
Worldwide less United States	435	523	560	531	583	622	659	601	640	2,045	2,395
United States	184	215	238	227	276	292	318	299	344	865	1,113
Worldwide	619	738	798	759	858	914	977	900	984	2,910	3,508
Mastercard Debit and Prepaid Programs
Worldwide less United States	479	611	659	634	705	752	804	696	735	2,306	2,895
United States	278	298	290	317	344	326	333	320	336	1,118	1,320
Worldwide	758	909	949	951	1,049	1,078	1,137	1,016	1,070	3,425	4,215
GDV Local Growth
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22		FY 2020		FY 2021
APMEA	-11.7%	-1.3%	-0.3%	5.0%	22.2%	9.3%	12.1%	10.2%	12.2%	-1.9%	11.9%
Canada	-12.5%	-2.9%	-0.6%	2.5%	23.5%	16.6%	19.0%	19.5%	23.8%	-3.1%	15.6%
Europe	-12.7%	2.8%	1.3%	4.8%	42.2%	26.9%	32.1%	24.7%	14.0%	0.8%	26.1%
Latin America	-17.0%	-6.8%	0.4%	5.9%	43.2%	33.6%	32.2%	33.8%	34.3%	-2.4%	28.0%
Worldwide less United States	-12.6%	0.0%	0.4%	4.9%	32.6%	19.5%	22.8%	18.7%	15.6%	-0.8%	19.6%
United States	-4.9%	4.1%	4.1%	13.6%	33.9%	20.4%	23.3%	13.8%	9.7%	2.3%	22.7%
Worldwide	-10.2%	1.2%	1.5%	7.5%	33.0%	19.8%	23.0%	17.1%	13.6%	0.1%	20.6%
Mastercard Credit and Charge Programs
Worldwide less United States	-17.5%	-7.5%	-6.8%	-2.4%	25.5%	16.3%	20.0%	19.4%	18.7%	-7.1%	14.5%
United States	-22.3%	-11.9%	-6.2%	-0.1%	49.7%	35.7%	33.6%	31.5%	24.7%	-8.7%	28.7%
Worldwide	-19.0%	-8.8%	-6.6%	-1.7%	32.4%	21.9%	24.1%	23.2%	20.7%	-7.6%	18.6%
Mastercard Debit and Prepaid Programs
Worldwide less United States	-7.8%	7.4%	7.6%	11.9%	39.0%	22.3%	25.3%	18.1%	13.0%	5.5%	24.2%
United States	11.6%	19.8%	14.4%	26.0%	23.5%	9.4%	14.9%	1.1%	-2.4%	12.9%	18.1%
Worldwide	-1.5%	11.2%	9.6%	16.3%	33.5%	18.0%	22.0%	12.2%	7.7%	7.8%	22.2%
GDV Local Growth (Adjusted for Russia)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22		FY 2020		FY 2021
Europe less Russia	-14.0%	1.3%	-0.3%	3.7%	41.2%	27.5%	33.7%	38.5%	36.8%	-0.8%	26.2%
Worldwide less United States and Russia	-13.2%	-0.8%	-0.3%	4.5%	31.6%	19.3%	22.8%	23.6%	24.9%	-1.6%	19.2%
Worldwide less Russia	-10.4%	0.7%	1.1%	7.4%	32.4%	19.6%	23.0%	20.2%	19.4%	-0.3%	20.3%
Mastercard Credit and Charge Programs
Worldwide less United States and Russia	-17.6%	-7.8%	-7.1%	-2.5%	25.0%	16.2%	20.0%	21.4%	23.0%	-7.4%	14.3%
Worldwide less Russia	-19.1%	-9.1%	-6.9%	-1.8%	32.2%	21.9%	24.2%	24.6%	23.6%	-7.8%	18.6%
Mastercard Debit and Prepaid Programs
Worldwide less United States and Russia	-8.4%	6.6%	6.9%	11.7%	38.0%	22.1%	25.5%	25.6%	26.6%	4.7%	23.9%
Worldwide less Russia	-1.5%	10.9%	9.2%	16.3%	32.5%	17.7%	22.0%	16.6%	15.8%	7.4%	21.9%

Supplemental Operational Performance 2020Q2-2022Q2

Purchase Volume ($ Billions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020		FY 2021
APMEA	$281	$330	$364	$357	$371	$379	$417	$391	$396	$1,285	$1,524
Canada	36	44	47	42	52	54	59	51	63	166	208
Europe	266	353	368	350	420	474	497	419	464	1,300	1,741
Latin America	48	59	71	69	76	85	96	97	109		248		326
Worldwide less United States	632	786	851	819	920	992	1,069	958	1,031	3,000	3,799
United States	404	451	472	478	551	555	592	561	619		1,746	2,176
Worldwide	1,035	1,237	1,323	1,297	1,471	1,547	1,660	1,520	1,650	4,746	5,975
Mastercard Credit and Charge Programs
Worldwide less United States	405	489	524	497	547	584	620	568	607	1,906	2,247
United States	179	212	233	221	269	284	310	291	335	841	1,084
Worldwide	584	701	757	718	815	868	930	859	942	2,747	3,331
Mastercard Debit and Prepaid Programs
Worldwide less United States	227	297	327	322	373	408	449	390	424	1,094	1,552
United States	224	239	239	257	282	271	281	271	284	905	1,092
Worldwide	451	536	565	579	655	679	731	661	708	1,999	2,644
Purchase Volume Local Growth
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22		FY 2020		FY 2021
APMEA	-8.3%	0.3%	1.1%	8.3%	21.9%	11.7%	15.7%	13.3%	14.4%	-0.5%	14.3%
Canada	-15.2%	-1.6%	-0.3%	3.2%	29.0%	16.5%	20.1%	20.6%	24.2%	-3.3%	17.3%
Europe	-12.8%	3.6%	3.1%	7.5%	48.3%	32.8%	39.1%	33.1%	23.6%	1.5%	31.6%
Latin America	-12.6%	-1.7%	6.9%	12.0%	52.2%	41.4%	38.9%	40.3%	40.0%	2.8%	35.4%
Worldwide less United States	-11.0%	1.5%	2.4%	8.0%	35.6%	23.5%	27.9%	24.2%	21.4%	0.5%	23.6%
United States	-5.5%	4.1%	5.1%	13.9%	36.5%	23.0%	25.5%	17.4%	12.3%	2.7%	24.6%
Worldwide	-8.9%	2.4%	3.3%	10.1%	35.9%	23.3%	27.0%	21.6%	17.8%	1.3%	23.9%
Mastercard Credit and Charge Programs
Worldwide less United States	-17.5%	-7.0%	-6.2%	-1.4% 26.4% 16.6% 20.4%	20.3%	20.0%	-6.9%	15.1%
United States	-21.2%	-9.7%	-4.4%	1.9%	49.7%	34.1%	33.2%	31.5%	24.7%	-7.5%	28.9%
Worldwide	-18.7%	-7.8%	-5.7%	-0.4%	33.2%	21.8%	24.4%	23.9%	21.6%	-7.1%	19.3%
Mastercard Debit and Prepaid Programs
Worldwide less United States	3.6%	19.3%	20.0%	26.7%	51.9%	35.0%	39.9%	30.3%	23.3%	16.5%	38.2%
United States	12.5%	20.3%	16.3%	26.9%	25.9%	13.1%	18.0%	5.2%	0.6%	14.3%	20.6%
Worldwide	7.9%	19.8%	18.4%	26.8%	39.4%	25.3%	30.5%	18.7%	13.1%	15.5%	30.4%
Purchase Volume Local Growth (Adjusted for Russia)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22		FY 2020		FY 2021
Europe less Russia	-14.6%	1.6%	1.1%	5.6%	46.7%	32.5%	39.8%	44.7%	44.0%	-0.5%	30.8%
Worldwide less United States and Russia	-11.6%	0.6%	1.5%	7.2%	34.4%	23.0%	27.5%	28.2%	29.5%	-0.4%	22.8%
Worldwide less Russia	-9.2%	1.9%	2.8%	9.7%	35.2%	23.0%	26.8%	23.9%	22.5%	0.7%	23.5%
Mastercard Credit and Charge Programs
Worldwide less United States and Russia	-17.6%	-7.2%	-6.5%	-1.7%	25.8%	16.4%	20.2%	21.7%	23.3%	-7.1%	14.8%
Worldwide less Russia	-18.7%	-8.0%	-5.8%	-0.6%	32.9%	21.8%	24.3%	24.9%	23.7%	-7.2%	19.1%
Mastercard Debit and Prepaid Programs
Worldwide less United States and Russia	2.8%	18.3%	19.1%	26.4%	50.7%	34.8%	40.3%	39.1%	39.5%	15.4%	37.9%
Worldwide less Russia	7.7%	19.3%	17.8%	26.6%	38.2%	24.6%	30.2%	22.7%	20.8%	14.9%	29.8%

July 28, 2022	Page:2

Supplemental Operational Performance 2020Q2-2022Q2

Purchase Transactions (Millions)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22	FY 2020	FY 2021
APMEA	5,895	6,808	7,363	7,104	7,694	7,903	8,652	8,183	8,877	26,374	31,354
Canada	572	722	729	648	751	827	855	748	896	2,677	3,081
Europe	9,053	11,709	11,728	11,341	13,557	15,227	15,808	12,053	12,951	42,722	55,933
Latin America	2,340	2,755	3,177	3,156	3,433	3,856	4,228	4,197	4,450	11,185	14,672
Worldwide less United States	17,860	21,994	22,997	22,250	25,435	27,812	29,542	25,181	27,174	82,959	105,040
United States	6,941	7,837	7,988	7,873	8,820	9,033	9,337	8,657	9,380	30,123	35,064
Worldwide	24,801	29,831	30,985	30,124	34,255	36,845	38,879	33,838	36,554	113,082	140,104
Mastercard Credit and Charge Programs
Worldwide less United States	8,434	10,044	10,605	10,118	11,276	12,194	12,875	11,646	12,565	38,782	46,463
United States	2,044	2,431	2,636	2,429	2,908	3,137	3,375	3,071	3,505	9,578	11,848
Worldwide	10,478	12,476	13,242	12,547	14,183	15,331	16,250	14,717	16,070	48,361	58,311
Mastercard Debit and Prepaid Programs
Worldwide less United States	9,427	11,950	12,391	12,132	14,159	15,618	16,667	13,534	14,609	44,177	58,577
United States	4,897	5,405	5,352	5,444	5,913	5,896	5,962	5,586	5,875	20,545	23,216
Worldwide	14,324	17,355	17,743	17,577	20,072	21,514	22,630	19,121	20,484	64,721	81,793
Purchase Transactions Growth
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22	FY 2020	FY 2021
APMEA	-4.3%	4.0%	6.6%	12.6%	30.5%	16.1%	17.5%	15.2%	15.4%	4.7%	18.9%
Canada	-19.4%	-3.5%	-3.2%	-0.8% 31.2% 14.5% 17.3% 15.3%	19.3%	-5.1%	15.1%
Europe	-5.5%	14.5%	8.7%	10.8%	49.7%	30.0%	34.8%	6.3%	-4.5%	9.8%	30.9%
Latin America	-14.0%	-5.7%	3.0%	8.3%	46.7%	39.9%	33.1%	33.0%	29.6%	-0.1%	31.2%
Worldwide less United States	-6.9%	7.6%	6.8%	10.7%	42.4%	26.5%	28.5%	13.2%	6.8%	6.2%	26.6%
United States	-8.3%	1.2%	1.1%	7.0%	27.1%	15.3%	16.9%	10.0%	6.3%	0.0%	16.4%
Worldwide	-7.3%	5.8%	5.3%	9.7%	38.1%	23.5%	25.5%	12.3%	6.7%	4.5%	23.9%
Mastercard Credit and Charge Programs
Worldwide less United States	-11.8%	-1.0%	0.7%	4.3%	33.7%	21.4%	21.4%	15.1%	11.4%	-0.2%	19.8%
United States	-20.1%	-9.5%	-5.6%	-1.5% 42.3% 29.0% 28.0%	26.4%	20.6%	-6.9%	23.7%
Worldwide	-13.6%	-2.7%	-0.6%	3.1%	35.4%	22.9%	22.7%	17.3%	13.3%	-1.6%	20.6%
Mastercard Debit and Prepaid Programs
Worldwide less United States	-1.9%	15.9%	12.7%	16.6%	50.2%	30.7%	34.5%	11.6%	3.2%	12.5%	32.6%
United States	-2.3%	6.9%	4.7%	11.3%	20.7%	9.1%	11.4%	2.6%	-0.6%	3.6%	13.0%
Worldwide	-2.0%	12.9%	10.2%	14.9%	40.1%	24.0%	27.5%	8.8%	2.1%	9.5%	26.4%
Purchase Transactions Growth (Adjusted for Russia)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21 Q2'21 Q3'21 Q4'21 Q1'22	Q2'22	FY 2020	FY 2021
Europe less Russia	-7.8%	11.6%	6.2%	9.2%	46.5%	30.0%	36.5%	34.9%	32.6%	6.8%	30.3%
Worldwide less United States and Russia	-8.0%	5.4%	5.5%	9.9%	39.9%	25.8%	28.2%	26.6%	25.5%	4.4%	25.7%
Worldwide less Russia	-8.1%	4.1%	4.2%	9.0%	35.9%	22.7%	25.0%	21.7%	20.0%	3.1%	22.9%
Mastercard Credit and Charge Programs
Worldwide less United States and Russia	-12.3%	-1.7%	0.2%	4.5%	33.0%	21.5%	21.5%	20.2%	19.4%	-0.9%	19.8%
Worldwide less Russia	-14.0%	-3.4%	-1.1%	3.2%	34.9%	23.1%	22.9%	21.5%	19.6%	-2.2%	20.6%
Mastercard Debit and Prepaid Programs
Worldwide less United States and Russia	-3.1%	13.5%	11.4%	15.8%	47.0%	30.1%	34.9%	32.9%	31.3%	10.5%	31.7%
Worldwide less Russia	-2.8%	11.0%	9.0%	14.2%	36.7%	22.5%	26.7%	21.9%	20.2%	7.9%	24.8%

July 28, 2022	Page:3

Supplemental Operational Performance 2020Q2-2022Q2

Cash Volume ($ Billions)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020		FY 2021
APMEA	$124	$152	$164	$158	$157	$156	$165	$157	$158	$601	$636
Canada	3	1	2	2	2	1	2	1	2	7	6
Europe	131	165	166	152	174	188	185	140	142	616	699
Latin America	25	29	36	34	35	37	42	40	42		128		149
Worldwide less United States	283	348	368	347	369	382	394	339	344	1,352	1,491
United States	59	62	57	66	68	63	59	58	60	237	257
Worldwide	342	410	424	412	437	445	453	396	404	1,589	1,748
Mastercard Credit and Charge Programs
Worldwide less United States	30	34	36	34	36	38	39	33	33	139	148
United States	5	4	5	6	7	8	8	8	9	24	29
Worldwide	35	37	41	40	43	46	47	41	41	163	177
Mastercard Debit and Prepaid Programs
Worldwide less United States	253	314	332	312	332	344	355	306	311	1,213	1,343
United States	54	59	52	60	61	55	52	50	52	213	228
Worldwide	307	373	384	372	394	399	406	355	363	1,426	1,571
Cash Volume Local Growth
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020		FY 2021
APMEA	-18.8%-4.6%-3.4%	-1.7%	22.9%	3.9%	3.9%	3.2%	7.2%	-4.7%	6.5%
Canada	54.8%	-34.8%	-7.8%	-13.7%	-49.5%	18.9%	-14.0%	-9.5%	11.2%	1.6%	-22.3%
Europe	-12.4%	1.1%	-2.5%	-1.0%	29.4%	14.2%	16.3%	5.0%	-9.2%	-0.7%	14.2%
Latin America	-24.4%-15.7%-10.3%	-4.5%	26.9%	18.8%	19.3%	20.3%	21.4%	-11.1%	14.2%
Worldwide less United States	-16.1%	-3.2%	-3.7%	-1.7% 25.5% 10.1% 10.9%	5.7%	1.1%	-3.6%	10.6%
United States	-0.8%	3.8%	-3.4%	11.5%	16.3%	1.8%	5.1%	-12.3%	-11.9%	0.0%	8.6%
Worldwide	-13.8%	-2.2%	-3.7%	0.2%	24.0%	8.9%	10.1%	2.6%	-1.0%	-3.1%	10.3%
Mastercard Credit and Charge Programs
Worldwide less United States	-17.0%-14.7%-15.2%	-14.5%	13.7%	12.6%	13.2%	6.2%	-1.6%	-9.8%	5.2%
United States	-49.4%-65.0%-50.0%	-41.0%	48.7% 126.3%	52.8%	29.8%	25.3%	-38.8%	22.1%
Worldwide	-23.5%	-25.0%	-21.9%	-19.9%	18.2%	23.4%	18.2%	10.0%	3.1%	-15.6%	7.7%
Mastercard Debit and Prepaid Programs
Worldwide less United States	-16.0%-1.8%-2.3%	-0.1%	27.0%	9.9%	10.7%	5.6%	1.4%	-2.8%	11.2%
United States	8.2%	17.7%	6.2%	22.7%	13.5%	-5.7%	0.5%	-16.5%	-16.1%	7.5%	7.1%
Worldwide	-12.6%	0.8%	-1.3%	3.0%	24.7%	7.4%	9.3%	1.8%	-1.5%	-1.4%	10.6%
Cash Volume Local Growth (Adjusted for Russia)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020		FY 2021
Europe less Russia	-12.7%	0.6%	-3.4%	-0.6%	28.5%	15.6%	18.7%	22.6%	17.6%	-1.5%	15.2%
Worldwide less United States and Russia	-16.6%	-3.8%	-4.2%	-1.6% 24.8% 10.4% 11.3%	12.2%	13.0%	-4.1%	10.6%
Worldwide less Russia	-14.0%	-2.7%	-4.1%	0.4%	23.3%	9.0%	10.4%	7.8%	8.4%	-3.5%	10.3%
Mastercard Credit and Charge Programs
Worldwide less United States and Russia	-18.1%	-16.5%	-17.2%	-14.7%	12.3%	13.2%	15.2%	15.8%	18.0%	-11.7%	5.4%
Worldwide less Russia	-25.1%	-27.5%	-24.3%	-20.7%	17.6%	25.5%	20.8%	18.3%	19.4%	-17.7%	8.1%
Mastercard Debit and Prepaid Programs
Worldwide less United States and Russia	-16.4%	-2.3%	-2.7%	0.0%	26.2%	10.1%	10.9%	11.8%	12.5%	-3.2%	11.2%
Worldwide less Russia	-12.6%	0.6%	-1.5%	3.2%	23.9%	7.4%	9.4%	6.7%	7.3%	-1.7%	10.5%

July 28, 2022	Page:4

Supplemental Operational Performance 2020Q2-2022Q2

Cash Transactions (Millions)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20 Q3'20 Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22		FY 2020	FY 2021
APMEA	1,278	1,537	1,629	1,556	1,509	1,526	1,611	1,523	1,552	6,137	6,202
Canada	3	4	4	4	4	5	5	5	6	16	18
Europe	846	1,062	1,000	908	1,047	1,122	1,104	899	985	3,967	4,182
Latin America	218	244	281	271	278	302	340	323	344		1,031	1,191
Worldwide less United States	2,344	2,848	2,914	2,739	2,839	2,955	3,060	2,750	2,887	11,152	11,594
United States	284	321	295	314	332	318	298	280	295		1,206	1,263
Worldwide	2,628	3,169	3,209	3,053	3,171	3,274	3,358	3,030	3,182	12,358	12,856
Mastercard Credit and Charge Programs
Worldwide less United States	130	157	155	143	155	162	166	144	160	619	625
United States	4	6	6	6	7	8	8	8	8	25	29
Worldwide	134	163	161	149	162	170	174	152	168	643	654
Mastercard Debit and Prepaid Programs
Worldwide less United States	2,214	2,691	2,759	2,596	2,684	2,793	2,894	2,606	2,727	10,533	10,968
United States	279	315	289	308	325	310	290	272	287	1,181	1,234
Worldwide	2,494	3,006	3,048	2,904	3,009	3,104	3,185	2,878	3,014	11,714	12,202
Cash Transactions Growth
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020	FY 2021
APMEA	-22.7%	-9.7%	-8.3%	-8.1%	18.2%	-0.7%	-1.1%	-2.1%	2.8%	-8.7%	1.1%
Canada	-43.1%-27.4%-27.7%	-23.4%	33.7%	23.1%	29.9%	29.5%	31.6%	-26.8%	12.5%
Europe	-27.9%-11.1%-18.4%	-14.3%	23.9%	5.7%	10.4%	-1.1%	-6.0%	-14.4%	5.4%
Latin America	-26.2%-19.0%-12.1%	-5.8%	27.6%	23.4%	20.9%	18.9%	23.8%	-13.5%	15.4%
Worldwide less United States	-25.0%-11.1%-12.4%	-10.1%	21.1%	3.8%	5.0%	0.4%	1.7%	-11.3%	4.0%
United States	-15.5%	-5.2%	-8.4%	2.6%	17.0%	-0.9%	1.1%	-10.9%	-11.0%	-8.5%	4.7%
Worldwide	-24.1%	-10.6%	-12.1%	-8.9%	20.7%	3.3%	4.7%	-0.8%	0.3%	-11.0%	4.0%
Mastercard Credit and Charge Programs
Worldwide less United States	-29.4%-16.3%-21.0%	-19.5%	19.4%	3.3%	7.2%	0.7%	3.0%	-16.3%	1.1%
United States	-50.5%-40.3%-33.5%	-30.2%	59.1%	40.2%	31.3%	28.3%	14.5%	-30.8%	17.1%
Worldwide	-30.4%	-17.5%	-21.5%	-20.0%	20.7%	4.6%	8.1%	1.8%	3.5%	-17.0%	1.7%
Mastercard Debit and Prepaid Programs
Worldwide less United States	-24.7%-10.8%-11.9%	-9.5%	21.2%	3.8%	4.9%	0.4%	1.6%	-11.0%	4.1%
United States	-14.5%	-4.2%	-7.7%	3.5%	16.3%	-1.6%	0.5%	-11.7%	-11.5%	-7.8%	4.4%
Worldwide	-23.7%	-10.2%	-11.5%	-8.3%	20.7%	3.2%	4.5%	-0.9%	0.2%	-10.7%	4.2%
Cash Transactions Growth (Adjusted for Russia)
All Mastercard Credit,
Charge, Debit and Prepaid Programs	Q2'20	Q3'20	Q4'20	Q1'21	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22		FY 2020	FY 2021
Europe less Russia	-27.7%	-10.3%	-17.8%	-12.8%	26.0%	8.1%	13.8%	13.4%	9.3%	-14.1%	7.8%
Worldwide less United States and Russia	-24.8%	-10.9%	-11.9%	-9.4%	21.6%	4.5%	5.7%	4.8%	7.2%	-11.0%	4.6%
Worldwide less Russia	-23.8%	-10.3%	-11.5%	-8.2%	21.1%	3.9%	5.3%	3.1%	5.2%	-10.7%	4.6%
Mastercard Credit and Charge Programs
Worldwide less United States and Russia	-29.8%	-15.9%	-21.2%	-18.3%	22.3%	5.1%	9.6%	9.7%	15.7%	-16.2%	3.1%
Worldwide less Russia	-30.9%	-17.2%	-21.8%	-18.9%	23.7%	6.4%	10.5%	10.5%	15.6%	-17.0%	3.7%
Mastercard Debit and Prepaid Programs
Worldwide less United States and Russia	-24.5%	-10.6%	-11.3%	-8.9%	21.6%	4.4%	5.6%	4.5%	6.7%	-10.7%	4.7%
Worldwide less Russia	-23.4%	-9.9%	-11.0%	-7.7%	21.0%	3.8%	5.0%	2.7%	4.7%	-10.4%	4.7%

July 28, 2022	Page:5