Mobilum Technologies Inc. announced the launch of its crypto-to-fiat off-ramp product via gift cards, debit and credit cards. The off-ramp compliments Mobilum's fiat-to-crypto on-ramp, completing the ecosystem with functionality to convert digital assets back to fiat currency through gift cards from major retailers across 80 different countries with over 2,000 retail brands without any fees. Mobilum is also excited to announce that its wholly-owned subsidiary, XPort Digital Limited, has signed a Memorandum of Understanding with PhyloPay, an online back office solution that offers accounting, vendor management, payroll and procurement services. The agreement would see XPort integrate its simple fiat-to-crypto and crypto as a form payment acceptance widget into PhyloPay's back- office solution. On a separate engagement XPort Digital and PhlyoPay will establish a long term partnership and new entity with the intent to offer a global back office solution to process crypto and fiat throughout the platform's various features.