DBRS Morningstar 2021 Credit Outlook: Clicks and Bricks - Industrial and Retail Finding Equilibrium.

The DBRS Morningstar group of companies consists of DBRS, Inc. (Delaware, U.S.)(NRSRO, DRO affiliate); DBRS Limited (Ontario, Canada)(DRO, NRSRO affiliate); DBRS Ratings GmbH (Frankfurt, Germany)(EU CRA, NRSRO affiliate, DRO affiliate); and DBRS Ratings Limited (England and Wales)(UK CRA, NRSRO affiliate, DRO affiliate). For more information on regulatory registrations, recognitions and approvals of the DBRS Morningstar group of companies, please see: http://www.dbrsmorningstar.com/research/highlights.pdf.

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The DBRS Morningstar group of companies are wholly-owned subsidiaries of Morningstar, Inc.

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