Business description: MS&AD Insurance Group Holdings, Inc.

MS&AD Insurance Group Holdings Inc is a Japan-based company mainly engaged in the insurance business. The Company has six business segments. The domestic non-life insurance business includes three segments: Mitsui Sumitomo Insurance, Aioi Nissay Dowa Insurance, Mitsui Direct General Insurance. The business is engaged in the sale of fire insurance, marine insurance, accident insurance, automobile insurance and other non-life insurance products in Japan. The domestic life insurance business includes two segments: Mitsui Sumitomo Aioi Life Insurance and Mitsui Sumitomo Primary Life Insurance. The business is engaged in the sale of personal insurance, personal annuity insurance, group insurance and other life insurance products in Japan. The Overseas Business segment is engaged in the insurance business in the United States, Europe, East Asia, Southeast Asia, South Asia, Australia and other regions. The Company is also engaged in the financial services business and risk related business.

Number of employees: 38,247

Sales by Activity: MS&AD Insurance Group Holdings, Inc.

Fiscal Period: March 2021 (JPY) 2022 (JPY) 2023 (JPY) 2024 (JPY) 2025 (JPY)

Others

40.05B - 26.67B 39.99B -

International Business (Overseas Insurance Subsidiaries)

651B 703B 994B 1,312B -

Domestic Non-Life Insurance Business - Mitsui Sumitomo Insurance Co., Ltd.

1,658B 1,888B 1,765B 1,778B -

Domestic Non-Life Insurance Business - Aioi Nissay Dowa Insurance Company

1,336B 1,422B 1,399B 1,443B -

Domestic Life Insurance Business - Mitsui Sumitomo Primary Life Insurance Co., Ltd.

-529B 1,384B 1,298B 1,461B -

Domestic Life Insurance Business - Mitsui Sumitomo Aioi Life Insurance Company

442B 563B 541B 533B -

Domestic Non-Life Insurance Business - Mitsui Direct General Insurance Co., Ltd.

36.53B 35.9B 34.58B 35.36B -

Unallocated Adjustment

-43.52B - -1,325B -1,177B -

Geographical breakdown of sales: MS&AD Insurance Group Holdings, Inc.

Fiscal Period: March 2021 (JPY) 2022 (JPY) 2023 (JPY) 2024 (JPY) 2025 (JPY)

Japan

2,506B - 4,489B 4,579B -

Abroad

793B - 1,189B 1,533B -

Executive Committee: MS&AD Insurance Group Holdings, Inc.

Manager TitleAgeSince
Chief Executive Officer 66 2024-06-23
Director of Finance/CFO 61 -
Chief Investment Officer 61 2026-03-31
Chief Tech/Sci/R&D Officer - 2026-03-31
Comptroller/Controller/Auditor 67 2026-03-31

Composition of the Board of Directors: MS&AD Insurance Group Holdings, Inc.

Director TitleAgeSince
Director/Board Member 70 2014-05-31
Chairman 70 2024-06-23
Director/Board Member 79 2017-05-31
Director/Board Member 76 2018-05-31
Director/Board Member 53 2018-06-24
Director/Board Member 66 2024-06-23
Director/Board Member 67 2020-05-31
Director/Board Member 61 2020-05-31
Director/Board Member 65 2021-05-31
Director/Board Member 61 -

Shareholders: MS&AD Insurance Group Holdings, Inc.

NameEquities%Valuation
Nippon Life Insurance Co.
7.51 %
112,090,074 7.51 % 2 885 M ¥
4.715 %
70,371,899 4.715 % 1 812 M ¥
2.555 %
38,131,104 2.555 % 982 M ¥
Sumitomo Life Insurance Co.
1.221 %
18,231,000 1.221 % 469 M ¥
0.407 %
6,075,000 0.407 % 156 M ¥
NameEquities%Valuation
RBC Global Asset Management (Asia) Ltd.
0.033 %
984,700 0.033 % 25 M ¥
Ativo Capital Management LLC
0.001747 %
52,142 0.001747 % 1 M ¥
RhumbLine Advisers LP
0.001272 %
37,968 0.001272 % 977 410 ¥
SciVest Capital Management, Inc.
0.000492 %
14,700 0.000492 % 378 422 ¥
GAMMA Investing LLC
0.000277 %
8,271 0.000277 % 212 920 ¥

Holdings: MS&AD Insurance Group Holdings, Inc.

NameEquities%Valuation
215,294,620 1.36% 4 153 M $
58,780,450 15.07% 3 928 M $
159,845,585 2.02% 1 977 M $
144,877,304 14.39% 1 488 M $
75,458,088 21.86% 1 261 M $
38,131,104 2.55% 982 M $
15,857,435 0.8% 733 M $
1,680,000,000 80% 711 M $
17,584,704 1.66% 685 M $
15,000,000 1.26% 559 M $

Company details: MS&AD Insurance Group Holdings, Inc.

MS&AD Insurance Group Holdings, Inc.

Tokyo Sumitomo Twin Bldg, West Tower

104-0033, Tokyo

+

https://www.ms-ad-hd.com
address MS&AD Insurance Group Holdings, Inc.(8725)

Group companies: MS&AD Insurance Group Holdings, Inc.

NameCategory and Sector
Property/Casualty Insurance
Property/Casualty Insurance
Multi-Line Insurance
Insurance Brokers/Services
Insurance Brokers/Services

Other Property & Casualty Insurance

Change 5d. change 1-year change 3-years change Capi.($)
-0.18%+10.38%+30.03%+183.17% 40.87B
+2.80%+7.65%+27.92%+169.23% 89.43B
+0.49%+0.58%+9.55%+65.15% 63.74B
+0.43%+1.98%+3.97%+86.09% 55.96B
+0.53%-0.33%-9.75%+45.50% 40.35B
-1.07%-3.41%-3.73%+128.02% 36.37B
+1.70%+5.87%+28.64%+212.29% 34.3B
+2.14%+3.15%-12.10%+30.91% 33.79B
+0.56%+0.19%-0.64%+26.11% 32.7B
+1.31%+1.24%-5.45%-1.91% 27.63B
Average +0.87%+2.58%+6.84%+94.46% 45.51B
Weighted average by Cap. +1.02%+3.03%+9.73%+103.72%
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
4,391.00JPY
Average target price
4,431.82JPY
Spread / Average Target
+0.93%

Quarterly revenue - Rate of surprise

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