Item 1.01. Entry into a Material Definitive Agreement.



On June 23, 2022, Nature's Sunshine Product, Inc. (the "Company") entered into
an amendment (the "Amendment No. 4") to that loan and security agreement dated
July 11, 2017 (the "Original Loan Agreement") between the Company, as borrower,
and Bank of America, N.A. (the "Bank").

Amendment No. 4 extends the maturity date of the Original Loan Agreement to June
1, 2027 and allows the Company to increase the credit commitment to $25,000,000
(up to three instances at a minimum of $5,000,000 each instance), subject to the
Bank's internal credit approval each time. Amendment No. 4 does not modify the
requirement in the Original Loan Agreement that provides for acceleration of
payment upon Events of Default (as defined in the Original Loan Agreement).

Amendment No. 4 amends the interest rate to use the greater of the BSBY Daily Floating Rate or the Index Floor plus 1.5 percentage points.



Among other changes to the Original Loan Agreement, Amendment No. 4 modifies
terms related to flood insurance, banking days, successor rates, and electronic
books and signatures.

The foregoing description of the Original Loan Agreement and Amendment No. 4
does not purport to be a complete statement of the parties' rights and
obligations under such agreements and is qualified in its entirety by reference
to the full text of the Original Loan Agreement and Amendment No. 4, which are
each attached hereto as Exhibits 10.1 and 10.2 to this Report on Form 8-K and
incorporated by reference herein.


Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

The information set forth under Item 1.01 of this Report on Form 8-K is incorporated herein by reference.




                  Item 9.01  Financial Statements and Exhibits
Item No.                     Exhibit
       10.1                    Original Loan Agreement (    Previously 

filed as Exhibit 10.1 to the


                             Current Report on Form 8-K filed on     June   

16 , 20 20 , and is


                             incorporated herein by reference.    )
       10.2                    Amendment No. 4 to Loan Agreement

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