Financials NatWest Group plc

Equities

Market Closed - London S.E. Other stock markets 11:35:10 2024-12-10 am EST			5-day change	1st Jan Change
410.00 ^GBX	-1.25%		+0.56%	+86.87%

Dec. 06	UBS cuts Serco, HSBC says 'buy' AO World	AN
Dec. 03	NatWest remains on acquisition trail, CEO says, after 2024 deal flurry	RE

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	13,298	10,796	10,512	13,156	14,752	14,484	15,231	16,075
Change	-	-18.81%	-2.63%	25.15%	12.13%	-1.82%	5.16%	5.54%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	6,249	4,017	4,001	5,469	6,756	6,538	7,029	7,712
Change	-	-35.72%	-0.4%	36.69%	23.53%	-3.22%	7.5%	9.72%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	4,232	-351	4,032	5,132	6,178	5,976	6,042	6,637
Change	-	-	-	27.28%	20.38%	-3.28%	1.11%	9.85%
Net income ¹	3,133	-753	2,950	3,340	4,394	4,120	4,105	4,505
Change	-	-	-	13.22%	31.56%	-6.24%	-0.35%	9.74%
Announcement Date	2/14/20	2/19/21	2/18/22	2/17/23	2/16/24	-	-	-

¹GBP in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3
Net sales ¹	4,255	3,007	2,778	2,457	2,554	2,657	2,660	2,774	2,622	3,027	3,211	3,229	3,708	3,876	3,851	3,488	3,537	3,475	3,659	3,744	3,663	3,683	3,782	3,894
Change	-	-29.33%	-7.62%	-11.56%	3.95%	4.03%	0.11%	4.29%	-5.48%	15.45%	6.08%	0.56%	14.83%	4.53%	-0.64%	-9.43%	1.4%	-1.75%	5.29%	2.32%	-2.17%	0.55%	2.7%	2.97%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	-	-	1,117	609	714	1,018	1,092	1,203	858	1,207	1,378	1,333	1,570	1,888	1,924	1,561	1,383	1,423	-	1,919	-	-	-	-
Change	-	-	-	-45.48%	17.24%	42.58%	7.27%	10.16%	-28.68%	40.68%	14.17%	-3.27%	17.78%	20.25%	1.91%	-18.87%	-11.4%	2.89%	-100%	-	-100%	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	1,546	519	-1,289	355	64	946	1,559	1,074	635	1,245	1,396	1,086	1,426	1,818	1,771	1,332	1,257	-	-	1,674	-	-	-	-
Change	-	-66.43%	-	-	-81.97%	1,378.12%	64.8%	-31.11%	-40.88%	96.06%	12.13%	-22.21%	31.31%	27.49%	-2.59%	-24.79%	-5.63%	-100%	-	-	-100%	-	-	-
Net income ¹	1,410	288	-993	61	-109	620	1,222	674	434	841	1,050	187	1,262	1,279	1,020	866	1,229	918	1,181	1,172	801.7	-	-	-
Change	-	-79.57%	-	-	-	-	97.1%	-44.84%	-35.61%	93.78%	24.85%	-82.19%	574.87%	1.35%	-20.25%	-15.1%	41.92%	-25.31%	28.65%	-0.76%	-31.59%	-100%	-	-
Announcement Date	2/14/20	5/1/20	7/31/20	10/30/20	2/19/21	4/29/21	7/30/21	10/29/21	2/18/22	4/29/22	7/29/22	10/28/22	2/17/23	4/28/23	7/28/23	10/27/23	2/16/24	4/26/24	7/26/24	10/25/24	-	-	-	-

¹GBP in Million

Estimates

¹GBP in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	2/14/20	2/19/21	2/18/22	2/17/23	2/16/24	-	-	-

Estimates

Fiscal Period: December	2018	2019	2020	2021	2022	2023
CAPEX ¹	619	559	376	901	639	811
Change	-	-9.69%	-32.74%	139.63%	-29.08%	26.92%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	2/15/19	2/14/20	2/19/21	2/18/22	2/17/23	2/16/24

¹GBP in Million

Estimates

Fiscal Period: December	2018	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	46.99%	37.21%	38.06%	41.57%	45.8%	45.14%	46.15%	47.98%
EBT Margin (%)	-	31.82%	-3.25%	38.36%	39.01%	41.88%	41.26%	39.67%	41.29%
Net margin (%)	-	23.56%	-6.97%	28.06%	25.39%	29.79%	28.44%	26.95%	28.03%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.44%	-0.1%	0.37%	0.44%	0.62%	0.59%	0.57%	0.6%
ROE	-	9.4%	-2.4%	6.89%	8.53%	12.1%	12.3%	12.19%	12.63%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.2369	0.0323	0.1131	0.303	0.17	0.1914	0.2048	0.2425
Change	-	-	-86.36%	249.98%	167.95%	-43.89%	12.59%	6.99%	18.42%
Book Value Per Share ¹	-	3.878	3.894	3.873	3.778	4.226	4.27	4.604	5.003
Change	-	-	0.42%	-0.55%	-2.46%	11.88%	1.03%	7.83%	8.66%
EPS ¹	-	0.2789	-0.0668	0.2725	0.336	0.477	0.4823	0.5097	0.5726
Change	-	-	-123.94%	-508.06%	23.32%	41.96%	1.11%	5.68%	12.34%
Nbr of stocks (in thousands)	-	11,214,272	11,247,939	10,463,285	9,658,084	8,791,563	8,031,653	8,031,653	8,031,653
Announcement Date	-	2/14/20	2/19/21	2/18/22	2/17/23	2/16/24	-	-	-