Financials New York Community Bancorp, Inc.

Equities

NYCB

US6494451031

Banks

Market Closed - Nyse 04:00:02 2024-05-23 pm EDT 5-day change 1st Jan Change
3.23 USD -2.71% Intraday chart for New York Community Bancorp, Inc. -11.99% -68.43%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,618 4,894 5,678 5,858 7,391 2,651 - -
Enterprise Value (EV) 1 5,618 4,894 5,678 5,858 7,391 2,651 2,651 2,651
P/E ratio 15.6 x 10.3 x 10.2 x 6.83 x 3.16 x -5.75 x 10.7 x 7.89 x
Yield 5.66% 6.45% 5.57% 7.91% 5.47% 2.21% 1.33% 1.24%
Capitalization / Revenue 5.43 x 4.22 x 4.21 x 3.57 x 1.28 x 0.93 x 0.84 x -
EV / Revenue 5.43 x 4.22 x 4.21 x 3.57 x 1.28 x 0.93 x 0.84 x -
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.9 x 0.77 x 0.87 x 0.7 x 0.72 x 0.51 x 0.49 x 0.46 x
Nbr of stocks (in thousands) 467,351 463,904 465,021 681,136 722,488 820,716 - -
Reference price 2 12.02 10.55 12.21 8.600 10.23 3.230 3.230 3.230
Announcement Date 1/29/20 1/27/21 1/26/22 1/31/23 1/31/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,034 1,160 1,350 1,643 5,783 2,849 3,152 -
EBITDA - - - - - - - -
EBIT 1 540.8 646 832 875 3,239 189.4 848.8 998.6
Operating Margin 52.31% 55.69% 61.63% 53.26% 56.01% 6.65% 26.93% -
Earnings before Tax (EBT) 1 523.3 587.8 806 826 2,406 -657.9 605.7 746.4
Net income 1 362.2 478.3 563 617 2,341 -610.1 397.8 512.1
Net margin 35.03% 41.23% 41.7% 37.55% 40.48% -21.41% 12.62% -
EPS 2 0.7700 1.020 1.200 1.260 3.240 -0.5622 0.3021 0.4092
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6800 0.6800 0.6800 0.6800 0.5600 0.0714 0.0431 0.0400
Announcement Date 1/29/20 1/27/21 1/26/22 1/31/23 1/31/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 338 346 377 343 577 2,653 1,202 1,042 886 633 727.4 734.1 733 745.4 790.5
EBITDA - - - - - - - - - - - - - - -
EBIT 1 210 212 243 211 209 263 509 421 191 98 41.02 57.59 98.51 123.6 190.4
Operating Margin 62.13% 61.27% 64.46% 61.52% 36.22% 9.91% 42.35% 40.4% 21.56% 15.48% 5.64% 7.85% 13.44% 16.58% 24.08%
Earnings before Tax (EBT) 1 199 207 230 205 184 2,007 492 268 -361 -381 -162.6 -77.83 -34.88 72.98 137.1
Net income 1 142 147 163 144 164 1,998 405 199 -260 -335 -152.4 -76.39 -38.72 29.36 86.38
Net margin 42.01% 42.49% 43.24% 41.98% 28.42% 75.31% 33.69% 19.1% -29.35% -52.92% -20.95% -10.41% -5.28% 3.94% 10.93%
EPS 2 0.3000 0.3100 0.3400 0.3000 0.3000 2.870 0.5500 0.2700 -0.3600 -0.4500 -0.1323 -0.0418 -0.007120 0.0322 0.0644
Dividend per Share 2 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.0500 - 0.0100 0.0100 0.0100 0.0100 0.0100
Announcement Date 1/26/22 4/27/22 7/27/22 10/26/22 1/31/23 4/28/23 7/27/23 10/26/23 1/31/24 5/1/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 5.88% 7.71% 8.75% 9.38% 23.2% -6.71% 4.79% 4.7%
ROA (Net income/ Total Assets) 0.76% 0.94% 1.04% 1.01% 2.15% -0.48% 0.38% 0.55%
Assets 1 47,660 50,881 54,135 61,089 108,884 127,097 105,973 93,107
Book Value Per Share 2 13.30 13.70 14.10 12.20 14.30 6.330 6.560 7.010
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/29/20 1/27/21 1/26/22 1/31/23 1/31/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
17
Last Close Price
3.23 USD
Average target price
4.9 USD
Spread / Average Target
+51.70%
Consensus
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