Open Lending announced that Westerra Credit Union has selected Open Lendings Lenders Protection program to increase their auto loan volume and expand their reach within their community. Open Lendings product, Lenders Protection, is a unique auto lending enablement platform. It utilizes proprietary data and advanced decisioning analytics to provide lenders with a powerful way to increase near and non-prime auto loan volumes, without adding significant risk to their auto loan portfolio. Lenders Protection allows auto lenders to model their specific overhead and funding costs and set a target ROA for their insured portfolio. The result is a profitable auto loan portfolio with carefully managed pricing and risk characteristics.