PagSeguro Digital : PAGS Corporate Presentation | Mar-22
April 04, 2022 at 01:57 pm EDT
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Corporate Presentation
Mar-22
The road so far
R$ 951 Billion
Consolidated TPV
2016 to 2021
R$ 7.7 Billion
AuC + Deposits
Dec-21
R$ 1.9 Billion
Total Credit Portfolio
Dec-21
21.9 Million
PagBank Clients
Dec-21
7.7 Million
Active Merchants
Dec-21
12x more profits
Net Income
Non-GAAP | 2021 vs. 2016
Outstanding performance in the last 6 years
TPV
R$ Billion
NET REVENUE
NET INCOME¹
R$ Billion
R$ Billion
PagSeguroPagBank
2020
2016
2017
2018
2019
2020
2021
2016
2017
2018
2019
2020
2021
2016
2017
2018
2019
2021
ACTIVE MERCHANTS
PAGBANK CLIENTS
CASH POSITION
# Million
# Million
R$ Billion
2021
0.6
2016
2017
2018
2019
2020
2020
2021
2016
2021
1. Non-GAAP.
Brazilian Payments Timeline
1990
2006
2010
2013
2018
2019
2020
2021
2022
• The "Real Plan"
supports growth and new kinds of credit cards were launched (vouchers, among others)
• VisaNet and
Redecard founded
• Beginning of card issuance duality in the Brazilian market
• PAGS founded
• End of the exclusivity agreement between
Visa + Cielo and Master + Rede
• PAGS starts selling POS
• BACEN launches the Payments Institutions regulation
• PagSeguro's
NYSE IPO: the largest raising capital through an IPO for a Brazilian fintech ($2.6B)
• Launch of the
BC # agenda, by the Central Bank, to foster competition and creating opportunities for new players like PAGS
• Launch of PIX and initial phases of Open Banking by the Central Bank
• Public hearing
(89/2021) proposing interchange rates cap for prepaid cards
• New BCB rules for Payments Institutions (based on public hearing 78/2021) related to capital requirement based on size and complexity
• VISA, ELO and
Mastercard announced prepaid card interchange fee reduction
PAGS at a glance
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PagSeguro Digital Ltd. published this content on 04 April 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 04 April 2022 17:56:01 UTC.
PagSeguro Digital Ltd. is a disruptive provider of financial technology solutions focused primarily on consumers, individual entrepreneurs, micro-merchants, small companies, and medium-sized companies in Brazil. Its end-to-end digital ecosystem enables its merchants not only to accept payments, but also to grow and manage their businesses. It offers a two-sided ecosystem, providing banking and payments experience through a single interface, with one app, one platform and one customer support. Its digital banking ecosystem features its free PagBank digital account, under the brand PagBank, and offers about 40 cash-in methods and 13 cash-out options. Focusing primarily on individual entrepreneurs, micro-merchants, and small and medium-sized enterprises (SMEs), the Company offer a range of POS and mPOS devices specifically designed to fit their business needs. The Companyâs end-to-end payments ecosystem enables its customers to accept a range of online and in-person payment methods.
PAGSEGURO DIGITAL LTD. 
