Company Pathfinder Bancorp, Inc.

PBHC

US70319R1095

Banks

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Sector Other Banks

Market Closed - Nasdaq Other stock markets 04:30:00 2024-04-24 pm EDT			5-day change	1st Jan Change
12.78 ^USD	+4.33%		+4.41%	-8.78%

Mar. 22	Tranche Update on Pathfinder Bancorp, Inc.'s Equity Buyback Plan announced on April 29, 2016.	CI
Mar. 05	Pathfinder Bancorp Unit Agrees to Acquire Berkshire Bank Branch in New York	MT

Pathfinder Bancorp, Inc. is a holding company, which operates through its subsidiary Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public, and investing such deposits, in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by United States Government sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over seven branch offices located in Oswego County, four branch offices in Onondaga County, and one limited purpose office in Oneida County.

Number of employees: 168

USD in Million	2022	Weight	2023	Weight	Delta
Banking and Related Activities 100.0 %	47	100.0 %	44	100.0 %	-6.78%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	47	100.0 %	44	100.0 %	-6.78%

Managers	Title	Age	Since
James Dowd CEO	Chief Executive Officer	56	-
Walter Rusnak DFI	Director of Finance/CFO	70	19-01-22
Robert Butkowski COO	Chief Operating Officer	-	Nov. 05
Daniel Phillips CTO	Chief Tech/Sci/R&D Officer	59	-
William O’Brien SEC	Corporate Secretary	58	98-12-31
Ronald Tascarella PRN	Corporate Officer/Principal	66	-

Members of the board	Title	Age	Since
Lloyd Stemple BRD	Director/Board Member	63	-
Adam Gagas BRD	Director/Board Member	53	-
Chris Burritt CHM	Chairman	71	13-12-31
James Dowd CEO	Chief Executive Officer	56	-
Eric Allyn BRD	Director/Board Member	-	22-05-12
Anthony Scavuzzo BRD	Director/Board Member	42	-
William Barclay BRD	Director/Board Member	55	-
John Funiciello BRD	Director/Board Member	60	-
David Ayoub BRD	Director/Board Member	61	-
John Sharkey BRD	Director/Board Member	66	13-12-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	0	1,380,283	0	0	48.86 %
Stock B	1	4,719,788	2,980,519 ( 63.15 %)	0

Name	Equities	%	Valuation
Castle Creek Capital LLC 8.740 %	409,908	8.740 %	5 M $
Pathfinder Bancorp ESOP 8.105 %	380,109	8.105 %	5 M $
Minerva Advisors LLC 5.471 %	256,599	5.471 %	3 M $
AllianceBernstein LP 5.091 %	238,773	5.091 %	3 M $
Adam Gagas 3.977 %	186,529	3.977 %	2 M $
George Joyce 2.994 %	140,420	2.994 %	2 M $
Oppenheimer + Close LLC 1.956 %	91,718	1.956 %	1 M $
Walter Rusnak 1.812 %	85,000	1.812 %	1 M $
William Barclay 1.785 %	83,725	1.785 %	1 M $
Ronald Tascarella 1.682 %	78,901	1.682 %	976 794 $

Name	Equities	%	Valuation
Castle Creek Capital LLC 4.244 %	58,584	4.244 %	725 270 $

Pathfinder Bancorp, Inc.

214 West First Street

13126-2547, Oswego

http://www.pathfinderbank.com

Financials

Banking & Investment Services

Banking Services

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