Valuation PB Fintech Limited

Equities

End-of-day quote NSE India S.E. Other stock markets 2026-01-21			5-day change	1st Jan Change
1,663.70 ^INR	+0.27%		+1.55%	-8.87%

Jan. 13	JM Financial Upgrades PB Fintech to Add from Reduce, Price Target is INR1,830	MT
Dec. 08	Haitong International Starts PB Fintech at Outperform; Price Target is INR2,300	MT

Data adjusted to current consolidation scope

Fiscal Period: March	2022	2023	2024	2025	2026	2027	2028
Capitalization ¹	296,440	280,936	503,053	725,905	769,752	-	-
Change	-	-5.23%	79.06%	44.3%	6.04%	-	-
Enterprise Value (EV) ¹	261,031	275,574	498,236	721,196	756,938	748,149	736,267
Change	-	5.57%	80.8%	44.75%	4.96%	-1.16%	-1.59%
P/E ratio	-34.1x	-58.2x	775x	208x	119x	71.4x	50.2x
PBR	5.77x	5.19x	8.63x	11.3x	10.8x	9.33x	7.94x
PEG	-	1.3x	-7x	0x	1.4x	1.1x	1.2x
Capitalization / Revenue	20.8x	11x	14.6x	14.6x	11.6x	8.96x	7.05x
EV / Revenue	18.3x	10.8x	14.5x	14.5x	11.4x	8.71x	6.74x
EV / EBITDA	-28.9x	-41.7x	-265x	770x	132x	68.5x	40.7x
EV / EBIT	-27.6x	-38x	-180x	-2,614x	208x	80.6x	46.8x
EV / FCF	-16.3x	-75.6x	-911x	-257x	265x	79.5x	69x
FCF Yield	-6.13%	-1.32%	-0.11%	-0.39%	0.38%	1.26%	1.45%
Dividend per Share ²	-	-	-	-	5.7	6.013	13.93
Rate of return	-	-	-	-	0.34%	0.36%	0.84%
EPS ²	-20.34	-10.97	1.45	7.65	13.98	23.3	33.12
Distribution rate	-	-	-	-	40.8%	25.8%	42.1%
Net sales ¹	14,249	25,578	34,377	49,772	66,462	85,870	109,202
EBITDA ¹	-9,023	-6,616	-1,883	936.8	5,745	10,924	18,101
EBIT ¹	-9,452	-7,254	-2,770	-275.9	3,642	9,284	15,722
Net income ¹	-8,329	-4,872	669.8	3,530	6,304	10,487	14,854
Net Debt ¹	-35,409	-5,361	-4,816	-4,709	-12,814	-21,603	-33,485
Reference price ²	694.30	638.90	1,124.25	1,589.75	1,663.70	1,663.70	1,663.70
Nbr of stocks (in thousands)	426,962	439,718	447,456	456,616	462,675	-	-
Announcement Date	5/27/22	5/22/23	5/7/24	5/15/25	-	-	-

¹INR in Million²INR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
PB FINTECH LIMITED	118.69x	11.36x	131.39x	0.34%	8.43B
INTUIT INC.	33.39x	6.85x	16.35x	0.88%	147B
ROBINHOOD MARKETS, INC.	51.94x	22.6x	40.29x	-.--%	95.12B
ROCKET COMPANIES, INC.	-168.84x	-	-	3.63%	62.09B
ADYEN N.V.	41.2x	15x	28.66x	-.--%	51.07B
FIDELITY NATIONAL INFORMATION SERVICES, INC.	81.26x	3.97x	9.67x	2.69%	31.11B
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	74.15x	33.77x	67.08x	1.05%	27.64B
AFFIRM HOLDINGS, INC.	73.75x	6.86x	24.78x	-.--%	23.47B
FUTU HOLDINGS LIMITED	17.24x	2.75x	4.54x	-.--%	23.76B
CIRCLE INTERNET GROUP, INC.	-54.28x	5.45x	27.15x	-	17.12B
Average	26.85x	12.07x	38.88x	0.96%	48.7B
Weighted average by Cap.	16.97x	12.70x	28.52x	1%