Personal Group Holdings PLC is a United Kingdom-based workforce benefits and services provider. The principal activities of the Company include transacting short-term accident and health insurance and providing employee services in the United Kingdom. The Company’s segments include Affordable Insurance, Benefits Platform and Pay and Reward. The Pay & Reward segment is engaged in the provision of a full reward service to employers through its pay and reward subsidiaries. The Benefits Platform segment is engaged in the provision of a benefits platform to employers both directly and through channel partners. The Affordable Insurance segment is focused on the provision of simple insurance products underwritten by its subsidiaries. It provides health insurance services and a range of employee benefits, engagement, and wellbeing products. Its offerings can also be delivered through its proprietary app, Hapi.