Pioneer Credit : App 3Y - Change of Director's Interest Notice - KR John

Appendix 3Y Change of Director's Interest Notice

Appendix 3Y

Rule 3.19A.2

For personal use only

Change of Director's Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX's property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity PIONEER CREDIT LIMITED

ABN	44 103 003 505

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director	Keith Roy John
Date of last notice	1 July 2021

Part 1 - Change of director's relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of "notifiable interest of a director" should be disclosed in this part.

	Direct or indirect interest	Direct and Indirect interest
	Nature of indirect interest	Avy Nominees Pty Ltd (Director)
	(including registered holder)	Midbridge Investments Pty Ltd (Director)
	Note: Provide details of the circumstances giving rise to the
	relevant interest.	Midbridge Nominees Pty Ltd (Director)
		Midbridge Properties Pty Ltd (Director)
	Date of change	24 December 2021
	No. of securities held prior to change	6,492,461 FPO
		500 Notes
		450,000 Indeterminate Rights
		8,000,000 Options
	Class	1. Fully Paid Ordinary (FPO)
		2. Medium Term Notes (Notes)
	Number acquired	833,333 FPO
	Number disposed	500 Notes

• See chapter 19 for defined terms. 01/01/2011 Appendix 3Y Page 1

For personal use only

Appendix 3Y

Change of Director's Interest Notice

Value/Consideration	1.	$0.60/FPO
Note: If consideration is non-cash, provide details and estimated	2.	$1,000/Note
valuation
No. of securities held after change	7,325,794 FPO
	450,000 Indeterminate Rights
	8,000,000 Options
Nature of change		Following shareholder approval	on
Example: on-market trade, off-market trade, exercise of options, issue		21 December 2021, swap of	500
of securities under dividend reinvestment plan, participation in buy-
	Notes for 833,333 FPO's
back

Part 2 - Change of director's interests in contracts

Note: In the case of a company, interests which come within paragraph (ii) of the definition of "notifiable interest of a director" should be disclosed in this part.

Detail of contract	Debt for Equity Swap Agreement - see
	attached.
Nature of interest	Indirect
Name of registered holder	Midbridge Nominees Pty Ltd atf Avy
(if issued securities)	Nominees Pty Ltd
Date of change	24 December 2021
No. and class of securities to which interest	1.	833,333 FPO
related prior to change	2.	500 Notes
Note: Details are only required for a contract in relation to which the
interest has changed
Interest acquired	833,333 FPO
Interest disposed	500 Notes
Value/Consideration	1.	$0.60/FPO
Note: If consideration is non-cash, provide details and an estimated	2.	$1,000/Notes
valuation
Interest after change	7,325,794 FPO
	450,000 Indeterminate Rights
	8,000,000 Options

+ See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011

For personal use only

Appendix 3Y

Change of Director's Interest Notice

Part 3 - +Closed period

Were the interests in the securities or contracts detailed	No
above traded during a +closed period where prior written
clearance was required?
If so, was prior written clearance provided to allow the trade	N/A
to proceed during this period?
If prior written clearance was provided, on what date was	N/A
this provided?

• See chapter 19 for defined terms. 01/01/2011 Appendix 3Y Page 3

For personal use only

For personal use only