Sber has enhanced the procedure for borrowers applying for an individual housing construction (IHC) loan under the State Support 2020 program using two documents. These mortgages used to be available to the bank's payroll customers and those who have a complete set of documents.

Loans start at RUB 3 mn and down payments start at 30%, with rates reaching 6.65% and more.

Do the calculations and apply for a mortgage online on Domclick.

Nikolay Vasyov, vice president, director of the Domclick Division, Sberbank:

"The demand for buying and building homes on preferential terms remains consistently high among Russians. According to our estimates, about one-half of the mortgages for the construction of single-family homes in 2021 were taken out under preferential state programs. You can build your own house on soft terms without proof of income. The new option will allow even more people to expand their living space, improve their comfort level or move to the countryside."

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Sberbank of Russia published this content on 18 February 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 21 February 2022 12:20:09 UTC.