Cash flow Popular, Inc.

Equities

BPOP

PR7331747001

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2026-03-06 pm EST			5-day change	1st Jan Change
130.78 ^USD	-2.53%		-3.38%	+5.03%

Feb. 27	Popular, Inc. Announces Retirement of Myrna M. Sot as A Member of the Board, Effective May 8, 2026	CI
Feb. 26	Popular Keeps Quarterly Dividend at $0.75 a Share, Payable April 1 to Shareholders of Record on March 18	MT

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Published financial data: POPULAR, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	1.75B	1.88B	2.33B	2.63B	2.76B
Interest Income On Investments	375M	590M	914M	1.05B	1.02B
Interest Income, Total	2.12B	2.47B	3.25B	3.67B	3.78B
Interest On Deposits	112M	253M	1.05B	1.34B	1.18B
Total Interest On Borrowings	53.43M	45.71M	63.76M	54.85M	63.91M
Interest Expense, Total	165M	299M	1.11B	1.39B	1.24B
Net Interest Income	1.96B	2.17B	2.13B	2.28B	2.54B
Service Charges On Deposits	163M	157M	147M	151M	156M
Total Mortgage Banking Activities	50.13M	42.45M	21.5M	19.06M	14.96M
Income From Trading Activities	-389K	-784K	1.38M	1.44M	1.91M
Gain (Loss) on Sale of Loans	-73K	-	-115K	440K	-
Gain (Loss) on Sale of Assets	7.01M	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	154K	-7.33M	3.48M	-1.58M	1.6M
Income (Loss) on Equity Invest. (Income Block)	26.15M	273M	-	23.54M	25.89M
Total Other Non Interest Income	396M	433M	477M	465M	458M
Non Interest Income, Total	642M	897M	651M	659M	658M
Revenues Before Provison For Loan Losses	2.6B	3.06B	2.78B	2.94B	3.2B
Provision For Loan Losses	-193M	83.03M	209M	257M	260M
Total Revenues	2.79B	2.98B	2.57B	2.68B	2.94B
Salaries And Other Employee Benefits	614M	703M	761M	800M	881M
Amort. of Goodwill & Intang. Assets	9.13M	3.28M	3.18M	2.94M	1.75M
Occupancy Expense	71.59M	75.04M	79.39M	80.06M	79.44M
Federal Deposit Insurance	25.58M	26.79M	106M	40.34M	39.69M
Selling General & Admin Expenses, Total	650M	779M	788M	803M	808M
(Income) Loss on Real Estate Property	-14.41M	-22.14M	-15.38M	-18.12M	-13.39M
Total Other Non Interest Expense	194M	173M	153M	165M	138M
Non Interest Expense, Total	1.55B	1.74B	1.88B	1.87B	1.93B
EBT, Excl. Unusual Items	1.24B	1.24B	699M	811M	1B
Restructuring Charges	-	-	-	-	-
Total Merger & Related Restructuring Charges	-	-	-	-	-
Impairment of Goodwill	-	-9M	-23M	-	-13M
Asset Writedown	-	-	-	-	-
Insurance Settlements	-	-	-	-	-
Other Unusual Items	-	-	-	-14.29M	15.32M
EBT, Incl. Unusual Items	1.24B	1.23B	676M	797M	1.01B
Income Tax Expense	309M	132M	134M	182M	174M
Earnings From Continuing Operations	935M	1.1B	541M	614M	833M
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	935M	1.1B	541M	614M	833M
Net Income - (IS)	935M	1.1B	541M	614M	833M
Preferred Dividend and Other Adjustments	1.41M	1.41M	1.41M	1.41M	1.41M
Net Income to Common Incl Extra Items	933M	1.1B	540M	613M	832M
Net Income to Common Excl. Extra Items	933M	1.1B	540M	613M	832M
Per Share Items
Net EPS - Basic	11.49	14.65	7.53	8.56	12.31
Basic EPS - Continuing Operations	11.49	14.65	7.53	8.56	12.31
Basic Weighted Average Shares Outstanding	81.26M	75.15M	71.71M	71.59M	67.59M
Net EPS - Diluted	11.46	14.63	7.52	8.56	12.3
Diluted EPS - Continuing Operations	11.46	14.63	7.52	8.56	12.3
Diluted Weighted Average Shares Outstanding	81.42M	75.27M	71.79M	71.62M	67.61M
Normalized Basic EPS	9.57	10.35	6.09	7.08	9.29
Normalized Diluted EPS	9.55	10.33	6.08	7.08	9.29
Dividend Per Share	1.75	2.2	2.27	2.56	2.9
Payout Ratio	15.13	14.65	29.53	29.38	23.71
Supplemental Items
Effective Tax Rate - (Ratio)	24.84	10.72	19.87	22.9	17.25
Current Domestic Taxes	79.65M	165M	177M	159M	-
Total Current Taxes	79.65M	165M	177M	159M	99.58M
Deferred Domestic Taxes	229M	-33.13M	-43.14M	23.71M	-
Total Deferred Taxes	229M	-33.13M	-43.14M	23.71M	74.05M
Normalized Net Income	777M	777M	437M	507M	628M
Non-Cash Pension Expense	-3.81M	-545K	18.65M	12.52M	11.16M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	17.77M	17.1M	17.2M	20.1M	24.6M
Stock-Based Comp., Other (Total)	-	-	-	-	2.34M
Total Stock-Based Compensation	17.77M	17.1M	17.2M	20.1M	26.94M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	411M	423M	383M	411M	397M
Investment Securities, Total	42.81B	32.05B	32.12B	32.64B	32.8B
Trading Asset Securities, Total	55.8M	46.95M	55.89M	58.15M	63.92M
Mortgage Backed Securities	25K	19K	1.56M	1.52M	1.5M
Total investments	42.87B	32.09B	32.17B	32.7B	32.87B
Gross Loans	29.66B	32.47B	35.5B	37.58B	39.79B
Allowance For Loan Losses	-695M	-720M	-729M	-746M	-808M
Other Adjustments to Gross Loans	-266M	-295M	-356M	-415M	-422M
Net Loans	28.7B	31.46B	34.41B	36.42B	38.56B
Gross Property Plant And Equipment	1.21B	1.23B	1.31B	1.32B	1.44B
Accumulated Depreciation	-559M	-586M	-605M	-606M	-631M
Net Property Plant And Equipment	649M	643M	702M	714M	805M
Goodwill	720M	827M	804M	803M	790M
Other Intangibles, Total	16.22M	94.81M	103M	143M	188M
Investment in FHLB	59.92M	65.86M	49.55M	55.79M	68.42M
Loans Held For Sale	59.17M	5.38M	4.3M	5.42M	10M
Accrued Interest Receivable	203M	240M	263M	263M	301M
Other Receivables	65.46M	160M	199M	15.19M	245K
Restricted Cash	23.17M	52.93M	44.19M	18.03M	16.25M
Other Current Assets, Total	118M	72.79M	68.49M	71.94M	68.87M
Deferred Tax Assets Long-Term (Collected)	658M	954M	1.01B	926M	814M
Other Real Estate Owned And Foreclosed	85.08M	89.13M	80.42M	57.27M	42.43M
Other Long-Term Assets, Total	467M	458M	458M	436M	422M
Total Assets	75.1B	67.64B	70.76B	73.05B	75.35B
Liabilities
Accounts Payable, Total	91.8M	76.46M	89.34M	91.22M	79M
Accrued Expenses, Total	309M	337M	338M	334M	321M
Interest Bearing Deposits	48.69B	42.72B	45.14B	46.12B	46.97B
Institutional Deposits	2.63B	2.55B	3.06B	3.63B	3.91B
Non-Interest Bearing Deposits	15.68B	15.96B	15.42B	15.14B	15.3B
Total Deposits	67.01B	61.23B	63.62B	64.88B	66.19B
Short-Term Borrowings	167M	428M	54.55M	271M	698M
Current Portion of Long-Term Debt	12.01M	99.94M	47.79M	18.43M	-
Current Portion of Leases	33.45M	34.16M	35.15M	33.17M	29.7M
Long-Term Debt	299M	299M	394M	395M	397M
Federal Home Loan Bank Debt - Long-Term	492M	389M	395M	303M	165M
Long-Term Leases	140M	128M	118M	93.17M	103M
Trust Preferred Securities (BS)	198M	198M	198M	198M	198M
Accrued Interest Payable	33.23M	39.29M	59.1M	60.72M	66.24M
Other Current Liabilities - (Bank / Utility Template)	49.73M	48.99M	44.77M	545M	646M
Pension & Other Post Retirement Benefits	171M	127M	124M	105M	109M
Deferred Tax Liability Non-Current	-	-	-	-	-
Other Non Current Liabilities	127M	112M	96.22M	101M	98.78M
Total Liabilities	69.13B	63.54B	65.61B	67.43B	69.1B
Preferred Stock Redeemable	22.14M	22.14M	22.14M	22.14M	22.14M
Total Preferred Equity	22.14M	22.14M	22.14M	22.14M	22.14M
Common Stock, Total	1.05M	1.05M	1.05M	1.05M	1.05M
Additional Paid In Capital	4.65B	4.79B	4.84B	4.91B	4.92B
Retained Earnings	2.97B	3.83B	4.19B	4.57B	5.21B
Treasury Stock	-1.35B	-2.03B	-2.02B	-2.23B	-2.72B
Comprehensive Income and Other	-325M	-2.52B	-1.9B	-1.66B	-1.18B
Total Common Equity	5.95B	4.07B	5.12B	5.59B	6.23B
Total Equity	5.97B	4.09B	5.15B	5.61B	6.25B
Total Liabilities And Equity	75.1B	67.64B	70.76B	73.05B	75.35B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	79.92M	71.87M	72.25M	69.61M	65.1M
ECS Total Common Shares Outstanding	79.85M	71.85M	72.15M	70.14M	65.72M
Book Value / Share	74.48	56.66	71.03	79.71	94.75
Tangible Book Value	5.21B	3.15B	4.22B	4.64B	5.25B
Tangible Book Value Per Share	65.26	43.83	58.45	66.22	79.86
Tangible Book Value Per Share (As Reported)	65.26	44.97	59.74	68.16	82.65
Average Assets	71.17B	72.81B	71.23B	73.4B	75.74B
Average Loans	29.07B	30.41B	33.16B	35.7B	37.98B
Total Debt	1.34B	1.58B	1.24B	1.31B	1.59B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-9.01M	8.29M	-16.63M	-27.42M	-33.42M
Net Debt	-16.66B	-4.5B	-6.19B	-5.53B	-3.49B
Equity Method Investments, Total	299M	210M	236M	252M	262M
Full Time Employees	8.35K	8.81K	9.09K	9.23K	9.24K
Number Of Offices	208	243	202	202	201
Assets under Capital Lease - Gross	-	-	-	-	-
Assets under Capital Lease - Accumulated Depreciation	-	-	-	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	935M	1.1B	541M	614M	833M
Depreciation, Depletion & Amortization	55.1M	55.11M	58.51M	57.08M	53.23M
Amortization of Goodwill and Intangible Assets - (CF)	9.13M	3.28M	3.18M	2.94M	1.75M
Total Depreciation, Depletion & Amortization	64.24M	58.38M	61.69M	60.02M	54.98M
Gain (Loss) on Sale of Loans & Receivables - (CF)	-21.61M	252K	203K	-758K	-608K
(Gain) Loss On Sale of Asset - (CF)	-48.49M	-283M	-35.42M	-25.51M	-12.08M
(Gain) Loss on Sale of Investments - (CF)	-21.98M	20.92M	-45.4M	-253M	-258M
Total Asset Writedown	5.32M	11.23M	23M	-	13M
Provision for Credit Losses	-193M	83.03M	209M	257M	260M
(Income) Loss On Equity Investments - (CF)	-50.94M	-29.52M	-27.45M	-23.54M	-25.89M
Stock-Based Compensation (CF)	17.77M	16.73M	16.77M	19.68M	26.94M
Net (Increase) Decrease in Loans Originated / Sold - Operating	-684M	-261M	-31.22M	-8.66M	-6.93M
Change in Trading Asset Securities	741M	353M	33.5M	13.9M	10.51M
Changes in Accrued Interest Receivable	6.19M	-62.93M	-23.24M	216K	-37.4M
Changes in Accrued Interest Payable	-5.4M	6.06M	19.81M	1.62M	5.52M
Change in Other Net Operating Assets (Collected)	41.38M	53.03M	-12.46M	-7.14M	992K
Other Operating Activities	220M	-54.98M	-43.13M	26.71M	14.08M
Cash from Operations	1.01B	1.01B	687M	675M	878M
Capital Expenditure	-72.78M	-104M	-208M	-213M	-197M
Sale of Property, Plant, and Equipment	21.48M	10.3M	8.66M	8.89M	659K
Cash Acquisitions	-156M	-	-	-	-
Divestitures	-	220M	-	-	-
Purchase / Sale of Intangible Assets	-905K	-	-	-	-
Investment in Marketable and Equity Securities, Total	-10.72B	7.97B	587M	725M	808M
Net (Increase) Decrease in Loans Originated / Sold - Investing	324M	-2.85B	-3.11B	-2.26B	-2.46B
Other Investing Activities, Total	86.94M	107M	110M	109M	89.06M
Cash from Investing	-10.52B	5.35B	-2.61B	-1.63B	-1.76B
Short Term Debt Issued, Total	75M	290M	-	225M	425M
Long-Term Debt Issued, Total	-	57.01M	442M	-	6.11M
Total Debt Issued	75M	347M	442M	225M	431M
Short Term Debt Repaid, Total	-	-	-365M	-	-
Long-Term Debt Repaid, Total	-270M	-106M	-406M	-132M	-164M
Total Debt Repaid	-270M	-106M	-771M	-132M	-164M
Issuance of Common Stock	4.67M	5.84M	6.31M	6.86M	7.12M
Repurchase of Common Stock	-356M	-638M	-4.55M	-220M	-513M
Repurchase of Preferred Stock	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-141M	-162M	-160M	-180M	-198M
Common & Preferred Stock Dividends Paid	-141M	-162M	-160M	-180M	-198M
Net Increase (Decrease) in Deposit Accounts - (CF)	10.14B	-5.77B	2.37B	1.26B	1.3B
Cash from Financing	9.45B	-6.32B	1.88B	960M	865M
Net Change in Cash	-62.58M	41.65M	-48.58M	1.83M	-16.42M
Supplemental Items
Cash Interest Paid	170M	292M	1.09B	1.39B	1.24B
Cash Income Tax Paid (Refund)	65M	179M	185M	187M	204M
Net Debt Issued / Repaid	-195M	241M	-329M	92.53M	267M

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.33	1.54	0.78	0.85	1.12
Return On Equity %	15.58	21.92	11.72	11.42	14.05
Return on Common Equity	15.62	21.98	11.74	11.44	14.08
Shareholders Value Added	227M	505M	-7.24M	-25.79M	126M
Margin Analysis
SG&A Margin	47.8	52.21	63.26	62.72	60.16
Net Interest Income / Total Revenues %	70.08	72.7	82.82	85.02	86.46
EBT Excl. Non-Recurring Items Margin %	44.53	41.72	27.14	30.21	34.18
Income From Continuing Operations Margin %	33.47	36.98	21.03	22.88	28.35
Net Income Margin %	33.47	36.98	21.03	22.88	28.35
Net Avail. For Common Margin %	33.42	36.94	20.98	22.83	28.3
Normalized Net Income Margin	27.83	26.08	16.96	18.88	21.36
Asset quality
Nonperforming Loans / Total Loans %	1.85	1.35	1.01	0.93	1.25
Nonperforming Loans / Total Assets %	0.73	0.65	0.51	0.48	0.66
Nonperforming Assets / Total Assets %	0.84	0.78	0.62	0.56	0.72
NPAs / Loans and OREO	2.13	1.62	1.23	1.08	1.36
NPAs / Equity	10.6	12.91	8.51	7.27	8.65
Allowance for Credit Losses / Net Charge-offs %	3.36K	1.21K	498.17	308.54	406.7
Allowance for Credit Losses / Nonperforming Loans %	126.92	163.91	203.95	212.68	162.15
Allowance for Credit Losses / Total Loans %	2.34	2.22	2.05	1.98	2.03
Net Charge-offs / Total Average Loans %	0.07	0.19	0.44	0.68	0.52
Provision for Loan Losses / Net Charge-offs %	-935.47	140.05	142.49	106.27	130.94
Earning Assets / IBL	137.02	140.11	140.59	139.47	137.61
Interest Income / Average Assets	2.98	3.39	4.56	5	4.99
Interest Expense / Average Assets	0.23	0.41	1.56	1.9	1.64
Net Interest Income / Average Assets	2.75	2.98	2.99	3.11	3.36
Non Interest Income / Average Assets	0.9	1.23	0.91	0.9	0.87
Non Interest Expense / Average Asset	2.18	2.39	2.63	2.55	2.55
Capital And Funding
Total Average Common Equity / Total Average Assets %	8.48	7.02	6.64	7.45	7.96
Total Average Equity / Total Average Assets %	8.51	7.05	6.68	7.48	7.99
Total Equity + Allowance for Loan Losses / Total Loans %	22.47	14.82	16.55	16.92	17.74
Gross Loans / Total Deposits %	44.26	53.04	55.8	57.92	60.11
Net Loans / Total Deposits %	42.83	51.38	54.09	56.13	58.25
Tier 1 Capital Ratio %	17.49	16.45	16.36	16.08	15.77
Total Capital Ratio %	19.35	18.26	18.13	17.83	17.5
Core Tier 1 Capital Ratio	17.42	16.39	16.3	16.03	15.72
Tier 2 Capital Ratio	1.86	1.81	1.77	1.75	1.73
Equity Tier 1 Capital Ratio	7.01	4.84	6.16	6.62	7.29
Coverage Ratio	-	-	-	-	-
Leverage Ratio %	7.41	8.06	8.51	8.66	8.69
Interbank Ratio	19.14K	3.78K	7.66K	11.64K	11.86K
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	24.28	28.02	11.6	15.52	16.75
EBT + Interest Expense / Interest Expense	8.54	5.14	1.61	1.57	1.81
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	5.44	10.72	-1.65	7.07	11.34
Non Interest Income, 1 Yr. Growth %	25.34	39.7	-27.46	3.03	-0.14
Provision For Loan Losses, 1 Yr. Growth %	-166.13	-142.92	151.25	23.17	1.25
Total Revenues, 1 Yr. Growth %	34.52	6.74	-13.68	4.75	9.49
Earnings From Cont. Operations, 1 Yr. Growth %	84.53	17.94	-50.9	13.46	35.65
Net Income, 1 Yr. Growth %	84.53	17.94	-50.9	13.46	35.65
Normalized Net Income, 1 Yr. Growth %	101.1	0.01	-43.85	6.87	23.87
Diluted EPS Before Extra, 1 Yr. Growth %	95.23	27.66	-48.6	13.83	43.7
Dividend Per Share, 1 Yr. Growth %	9.38	25.71	3.18	12.78	13.28
Gross Loans, 1 Yr. Growth %	-0.26	9.5	9.31	5.87	5.87
Allowance For Loan Losses, 1 Yr. Growth %	-22.41	3.59	1.25	2.29	8.32
Net Loans, 1 Yr. Growth %	0.22	9.62	9.39	5.84	5.87
Non Performing Loans, 1 Yr. Growth %	-26.01	-19.79	-18.62	-1.91	42.07
Non Performing Assets, 1 Yr. Growth %	-23.15	-16.49	-17.13	-6.84	32.53
Total Assets, 1 Yr. Growth %	13.91	-9.93	4.61	3.23	3.15
Total Deposits, 1 Yr Growth %	17.83	-8.62	3.91	1.99	2.01
Tangible Book Value, 1 Yr. Growth %	-1.92	-39.04	33.92	10.14	13
Average Interest Earning Assets, 1 Yr. Growth %	20.71	2.41	-2.23	3.16	3.28
Average Interest Bearing Liabilities, 1 Yr. Growth %	20.05	0.15	-2.56	3.99	4.68
Common Equity, 1 Yr. Growth %	-0.99	-31.54	25.88	9.1	11.38
Total Equity, 1 Yr. Growth %	-0.98	-31.43	25.74	9.06	11.33
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	1.73	8.04	4.35	2.62	9.19
Non Interest Income, 2 Yr. CAGR %	6.15	32.33	0.67	-13.85	0.56
Provision For Loan Losses, 2 Yr. CAGR %	8.03	-46.72	3.84	75.91	11.68
Total Revenues, 2 Yr. CAGR %	10.3	19.83	-4.01	-4.97	6.86
Earnings From Cont. Operations, 2 Yr. CAGR %	18.03	47.53	-23.91	-25.37	24.06
Net Income, 2 Yr. CAGR %	18.03	47.53	-23.91	-25.37	24.06
Normalized Net Income, 2 Yr. CAGR %	23.29	41.81	-25.06	-18.96	19.91
Diluted EPS Before Extra, 2 Yr. CAGR %	29.06	57.87	-18.99	-23.51	27.89
Dividend Per Share, 2 Yr. CAGR %	20.76	17.26	13.89	7.87	13.03
Gross Loans, 2 Yr. CAGR %	3.34	4.51	9.4	7.58	5.87
Allowance For Loan Losses, 2 Yr. CAGR %	20.65	-10.35	2.41	1.77	5.26
Net Loans, 2 Yr. CAGR %	2.87	4.82	9.51	7.6	5.85
Non Performing Loans, 2 Yr. CAGR %	1.88	-22.97	-19.21	-10.66	18.05
Non Performing Assets, 2 Yr. CAGR %	-1.31	-19.89	-16.81	-12.14	11.11
Total Assets, 2 Yr. CAGR %	20.04	1.29	-2.93	3.92	3.19
Total Deposits, 2 Yr CAGR %	23.74	3.76	-2.56	2.94	2
Tangible Book Value, 2 Yr. CAGR %	-0.53	-23.01	-9.65	21.45	11.56
Average Interest Earning Assets, 2 Yr. CAGR %	20.43	11.19	0.06	0.43	3.22
Average Interest Bearing Liabilities, 2 Yr. CAGR %	19.55	9.65	-1.22	0.66	4.33
Common Equity, 2 Yr. CAGR %	-0.16	-17.67	-7.17	17.19	10.23
Total Equity, 2 Yr. CAGR %	-0.39	-17.6	-7.14	17.1	10.19
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	4.11	4.64	4.71	5.25	5.45
Non Interest Income, 3 Yr. CAGR %	5.31	16.33	8.3	0.86	-9.5
Provision For Loan Losses, 3 Yr. CAGR %	-5.34	-20.59	-10.66	9.92	46.33
Total Revenues, 3 Yr. CAGR %	10.74	9.1	7.42	-1.32	-0.37
Earnings From Cont. Operations, 3 Yr. CAGR %	14.79	18	2.23	-13.07	-8.92
Net Income, 3 Yr. CAGR %	14.79	18	2.23	-13.07	-8.92
Normalized Net Income, 3 Yr. CAGR %	24.31	14.98	4.14	-13.29	-6.65
Diluted EPS Before Extra, 3 Yr. CAGR %	23.66	28.59	8.61	-9.27	-5.62
Dividend Per Share, 3 Yr. CAGR %	20.51	22.39	12.37	13.52	9.65
Gross Loans, 3 Yr. CAGR %	3.42	5.35	6.08	8.21	7.01
Allowance For Loan Losses, 3 Yr. CAGR %	6.89	14.67	-6.64	2.37	3.91
Net Loans, 3 Yr. CAGR %	3.23	5.08	6.32	8.27	7.02
Non Performing Loans, 3 Yr. CAGR %	-3.57	-5.93	-21.54	-13.81	4.28
Non Performing Assets, 3 Yr. CAGR %	-5.41	-6.66	-18.98	-13.61	0.76
Total Assets, 3 Yr. CAGR %	16.41	9.08	2.39	-0.92	3.66
Total Deposits, 3 Yr CAGR %	19.05	11.85	3.81	-1.07	2.63
Tangible Book Value, 3 Yr. CAGR %	3.59	-15.75	-7.41	-3.48	18.56
Average Interest Earning Assets, 3 Yr. CAGR %	16.31	14.1	6.52	1.08	1.37
Average Interest Bearing Liabilities, 3 Yr. CAGR %	16.32	12.7	5.42	0.49	1.98
Common Equity, 3 Yr. CAGR %	3.37	-11.96	-5.15	-2.04	15.22
Total Equity, 3 Yr. CAGR %	3.18	-12.05	-5.13	-2.03	15.14
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	6.6	7.61	4.2	3.83	6.48
Non Interest Income, 5 Yr. CAGR %	8.14	16.44	3.43	2.95	5.13
Provision For Loan Losses, 5 Yr. CAGR %	2.62	-23.9	-1.77	9.16	-2.32
Total Revenues, 5 Yr. CAGR %	10.62	13.32	4.59	3.18	7.2
Earnings From Cont. Operations, 5 Yr. CAGR %	34.1	59.24	-2.62	-1.76	10.46
Net Income, 5 Yr. CAGR %	33.96	59.24	-2.62	-1.76	10.46
Normalized Net Income, 5 Yr. CAGR %	23.42	29.73	1.53	-0.18	10.18
Diluted EPS Before Extra, 5 Yr. CAGR %	41.09	70.36	4.41	4.47	15.95
Dividend Per Share, 5 Yr. CAGR %	23.87	17.08	17.82	16.36	12.63
Gross Loans, 5 Yr. CAGR %	4.6	5.19	5.77	6.24	6
Allowance For Loan Losses, 5 Yr. CAGR %	5.16	2.93	5.08	9.32	-2.05
Net Loans, 5 Yr. CAGR %	4.5	5.16	5.7	6.08	6.13
Non Performing Loans, 5 Yr. CAGR %	-0.5	-4.54	-10.16	-7.85	-7.62
Non Performing Assets, 5 Yr. CAGR %	-3.95	-6.59	-10.14	-8.89	-8.07
Total Assets, 5 Yr. CAGR %	14.2	8.84	8.25	6.99	2.71
Total Deposits, 5 Yr CAGR %	17.05	11.55	9.88	8.2	3.08
Tangible Book Value, 5 Yr. CAGR %	3.09	-6.43	-2.09	-2.48	-0.24
Average Interest Earning Assets, 5 Yr. CAGR %	15.09	13.11	9.52	8.42	5.19
Average Interest Bearing Liabilities, 5 Yr. CAGR %	14.91	12.32	8.96	7.72	4.98
Common Equity, 5 Yr. CAGR %	2.93	-4.23	-0.99	-1.29	0.72
Total Equity, 5 Yr. CAGR %	2.81	-4.32	-1.08	-1.38	0.72