Business Segments Postal Savings Bank of China Co., Ltd.

Equities

Market Closed - Hong Kong S.E. Other stock markets 03:08:09 2025-12-12 am EST			5-day change	1st Jan Change
5.250 ^HKD	+0.77%		-2.42%	+14.63%

Nov. 26	Postal Savings Bank of China Co., Ltd. Announces Committee Changes	CI
Oct. 30	Postal Savings Bank of China's Q3 Attributable Profit Rises 1.2% to 27.3 Billion Yuan, Operating Income Jumps 2.4% to 85.7 Billion Yuan	MT

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Breakdown by Business Segment (CNY)

Fiscal Period: December	2020	2021	2022	2023	2024
Diversified Commercial Banks
Personal Banking	164B	197B	197B	214B	212B
Total Assets	3,648B	4,157B	4,424B	4,867B	5,194B
Interest Expense	-140B	-160B	-174B	-183B	-189B
CAPEX	-6.3B	-11.42B	-10.08B	-10.34B	-29.84B
EBT	29.31B	45.63B	31.52B	36.06B	33.28B
D&A	6.73B	7.38B	9.11B	9.59B	9.02B
Corporate Banking	34.56B	49.36B	51.48B	66.69B	66.63B
Total Assets	2,645B	2,868B	3,370B	3,932B	3,915B
Interest Expense	-14.68B	-14.9B	-18.19B	-19.34B	-21.02B
CAPEX	-1.17B	-2.28B	-2.19B	-2.51B	-7.22B
EBT	18.2B	29.23B	28.1B	40.28B	39.94B
D&A	1.24B	1.47B	1.95B	2.3B	2.16B
Treasury Operations	36.72B	24.18B	50.9B	35.93B	41.75B
Total Assets	5,007B	5,507B	6,208B	6,864B	7,914B
Interest Expense	-8.08B	-6.97B	-7.99B	-13.86B	-11.9B
CAPEX	-101M	-149M	-132M	-119M	-325M
EBT	20.36B	6.6B	31.48B	15.07B	20.28B
D&A	108M	192M	239M	241M	209M
Other Operations	408M	153M	623M	609M	544M
Total Assets	-	-	653M	673M	733M
EBT	267M	-12M	268M	189M	1.1B
Total Assets	53.22B	56.32B	63.96B	62.51B	61.18B

Geographical breakdown of sales (CNY)

Fiscal Period: December	2020	2021	2022	2023	2024
China	236B	271B	300B	317B	321B
Total Assets	11,353B	12,588B	14,067B	15,727B	17,085B
Interest Expense	-163B	-182B	-201B	-217B	-222B
Income Tax Expense	3.82B	4.92B	6.01B	5.18B	7.88B
D&A	8.08B	7.91B	11.41B	12.13B	11.39B
CAPEX	-7.57B	-13.85B	-12.4B	-12.96B	-20.35B
Net Income	64.2B	76.17B	85.22B	86.27B	86.48B
EBT	68.14B	81.45B	91.36B	91.6B	94.59B