Financial Ratios Power Finance Corporation Limited

Equities

PFC

INE134E01011

Corporate Financial Services

Delayed NSE India S.E. Other stock markets 06:57:37 2026-01-19 am EST			5-day change	1st Jan Change
372.15 ^INR	-0.85%		+0.09%	+4.71%

Jan. 11	PFC set to launch India's largest retail debt sale in nearly 8 years this week	RE
Dec. 24	Power PSUs Reportedly to List Energy Efficiency Services Ltd	CI

eba72191026aeb2fc5819276595c.m2yVMmoSg7idUsIgB6oy1NcVJRpxNdvC_NcHqE0zcF4.yT_3VjxcyYH3BoNsRvp_uuFGbitcX5KKsIJMwioHABDIOuJwJVzV6f4Vkw

Published financial data: POWER FINANCE CORPORATION LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	709B	750B	766B	902B	1,051B
Interest Expense, Total	434B	426B	444B	556B	616B
Net Interest Income	276B	323B	322B	346B	435B
Commission and Fees	4.9B	10.7B	5.49B	3.41B	6.26B
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	2.76B	3.04B	4.76B	6.56B	8.78B
Revenues Before Provison For Loan Losses	283B	337B	332B	356B	450B
Provision For Loan Losses	59.8B	56.52B	-1.54B	-15.51B	14.79B
Total Revenues	224B	280B	334B	371B	435B
Salaries And Other Employee Benefits	3.63B	3.96B	4.25B	4.77B	5.27B
Cost of Services Provided, Total	5.36B	5.55B	6B	7.89B	8.86B
Depreciation & Amortization - (IS) - (Collected)	255M	348M	518M	534M	557M
Other Operating Expenses	14.34B	19.19B	26.27B	24.35B	32.63B
Total Operating Expenses	23.58B	29.05B	37.04B	37.55B	47.32B
Operating Income	200B	251B	297B	334B	388B
Income (Loss) on Equity Invest.	62.4M	-224M	100K	-1.8M	-2.5M
Currency Exchange Gains (Loss)	-1.66B	-17.05B	-30.89B	465M	-6.75B
Other Non Operating Income (Expenses)	-	-	-	-	-
EBT, Excl. Unusual Items	198B	234B	266B	334B	381B
Gain (Loss) on Sale of Investments	502M	-351M	-767M	1.74B	5.21B
Gain (Loss) on Sale of Assets	-	-	-96.6M	-	-
Asset Writedown	-51.5M	-38.8M	-	-91.7M	-125M
Other Unusual Items	1.5M	125M	17.2M	240M	37M
EBT, Incl. Unusual Items	199B	234B	265B	336B	386B
Income Tax Expense	41.75B	46.14B	53.17B	71.27B	81.18B
Earnings From Continuing Operations	157B	188B	212B	265B	305B
Net Income to Company	157B	188B	212B	265B	305B
Minority Interest	-39.68B	-47.53B	-52.89B	-67B	-75.24B
Net Income - (IS)	117B	140B	159B	198B	230B
Net Income to Common Incl Extra Items	117B	140B	159B	198B	230B
Net Income to Common Excl. Extra Items	117B	140B	159B	198B	230B
Per Share Items
Net EPS - Basic	35.6	42.47	48.15	59.88	69.67
Basic EPS - Continuing Operations	35.6	42.47	48.15	59.88	69.67
Basic Weighted Average Shares Outstanding	3.3B	3.3B	3.3B	3.3B	3.3B
Net EPS - Diluted	35.6	42.47	48.15	59.88	69.67
Diluted EPS - Continuing Operations	35.6	42.47	48.15	59.88	69.67
Diluted Weighted Average Shares Outstanding	3.3B	3.3B	3.3B	3.3B	3.3B
Normalized Basic EPS	25.56	29.93	34.31	42.95	49.4
Normalized Diluted EPS	25.56	29.93	34.31	42.95	49.4
Dividend Per Share	8	9.6	10.6	13.5	15.8
Payout Ratio	26.75	32.49	26.2	31.35	35.62
Supplemental Items
Total Revenues (As Reported)	717B	763B	776B	912B	1,066B
Effective Tax Rate - (Ratio)	20.99	19.73	20.07	21.22	21.01
Current Domestic Taxes	-	-	-	-	-
Total Current Taxes	57.24B	54.62B	49.21B	63.58B	77.33B
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	-15.49B	-8.48B	3.97B	7.69B	3.85B
Normalized Net Income	84.35B	98.77B	113B	142B	163B
Non-Cash Pension Expense	800K	1.9M	20M	1M	26.3M

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	49.28B	9.14B	1.28B	3.39B	3.19B
Long-Term Investments - (FS Template)	36.2B	39.02B	60.84B	96.97B	118B
Trading Asset Securities, Total	35.63B	85.91B	138B	183B	254B
Loans and Lease Receivables - (FS Template)	7,519B	7,624B	8,624B	9,987B	11,213B
Other Receivables	15.35B	15.06B	3.51B	2.67B	3.4B
Gross Property Plant And Equipment	7.76B	8.89B	9.4B	9.7B	10.28B
Accumulated Depreciation	-1.06B	-1.21B	-1.48B	-1.78B	-1.99B
Net Property Plant And Equipment	6.71B	7.68B	7.91B	7.92B	8.29B
Other Intangibles, Total	71.6M	44.1M	129M	117M	190M
Restricted Cash	8.57B	12.92B	17.63B	13.67B	7.81B
Other Current Assets, Total	19.89B	41.44B	32.07B	31.11B	109B
Deferred Tax Assets Long-Term (Collected)	64.61B	73.15B	73.4B	60.56B	62.17B
Deferred Charges Long-Term	615M	586M	595M	685M	781M
Other Long-Term Assets, Total	1.38B	1.46B	1.65B	1.78B	1.77B
Total Assets	7,757B	7,910B	8,961B	10,389B	11,781B
Liabilities
Accounts Payable, Total	704M	498M	509M	1.11B	1.52B
Accrued Expenses, Total	2.92B	3.51B	4.35B	6.06B	6.84B
Short-Term Borrowings	146B	20.67B	86.73B	146B	649B
Current Portion of Long-Term Debt	-	995B	1,350B	1,284B	819B
Current Portion of Leases	15.2M	37.2M	37.2M	39.1M	39.3M
Long-Term Debt	6,466B	5,596B	6,086B	7,202B	8,275B
Long-Term Leases	79.1M	154M	133M	108M	81.2M
Current Income Taxes Payable	1.41B	2.19B	1.33B	828M	512M
Unearned Revenue, Current	-	-	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	105M	128M	132M	60.06B	144B
Unearned Revenue Non Current	13.47B	13.91B	1.61B	740M	662M
Pension & Other Post Retirement Benefits	17.9M	3.7M	37M	13.5M	60.1M
Deferred Tax Liability Non-Current	-	-	-	-	-
Other Non Current Liabilities	308B	314B	310B	345B	333B
Total Liabilities	6,939B	6,947B	7,841B	9,046B	10,229B
Common Stock, Total	26.4B	26.4B	26.4B	33B	33B
Additional Paid In Capital	39.54B	39.54B	36.07B	29.46B	29.46B
Retained Earnings	689B	796B	928B	1,079B	1,256B
Comprehensive Income and Other	-148B	-145B	-149B	-130B	-141B
Total Common Equity	608B	717B	842B	1,011B	1,177B
Minority Interest	210B	246B	278B	331B	374B
Total Equity	818B	963B	1,120B	1,343B	1,552B
Total Liabilities And Equity	7,757B	7,910B	8,961B	10,389B	11,781B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	3.3B	3.3B	3.3B	3.3B	3.3B
ECS Total Common Shares Outstanding	3.3B	3.3B	3.3B	3.3B	3.3B
Book Value / Share	184.14	217.19	255.02	306.5	356.77
Tangible Book Value	608B	717B	841B	1,011B	1,177B
Tangible Book Value Per Share	184.12	217.18	254.98	306.46	356.71
Total Debt	6,613B	6,613B	7,523B	8,632B	9,743B
Debt Equivalent of Unfunded Proj. Benefit Obligation	39.8M	3.7M	38M	13.5M	60.1M
Net Debt	6,528B	6,518B	7,384B	8,445B	9,486B
Equity Method Investments, Total	5.48B	5M	5.1M	3.3M	1M
Full Time Employees	483	501	519	545	540

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	117B	140B	159B	198B	230B
Depreciation, Depletion & Amortization	224M	318M	490M	523M	552M
Total Depreciation, Depletion & Amortization	224M	318M	490M	523M	552M
Amortization of Deferred Charges, Total	30.1M	30M	27.5M	11.3M	4.6M
(Gain) Loss On Sale of Asset - (CF)	-	-205M	-40.5M	-14.1M	-60.3M
(Gain) Loss on Sale of Investments - (CF)	59.43B	56.95B	-1.54B	-86.2M	1.43B
Total Asset Writedown	-236M	-3.44B	-1.05B	-3.53B	-5.9B
Provision for Credit Losses	-	-	-	-15.42B	13.36B
(Income) Loss On Equity Investments - (CF)	-62.4M	224M	-100K	1.8M	2.5M
Change in Other Net Operating Assets (Collected)	-812B	-211B	-1,011B	-1,221B	-1,239B
Other Operating Activities	43.28B	32.88B	107B	64.04B	76.8B
Cash from Operations	-591B	16.32B	-747B	-978B	-923B
Capital Expenditure	-1.15B	-1.25B	-1.23B	-3.24B	-8.43B
Sale of Property, Plant, and Equipment	9.7M	317M	49.2M	19.6M	60.7M
Cash Acquisitions	-	-	-	-	-
Purchase / Sale of Intangible Assets	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	18.55B	-2.73B	-15.76B	-30.87B	-14.75B
Other Investing Activities, Total	-	-	-	-	-
Cash from Investing	17.41B	-3.67B	-16.94B	-34.09B	-23.12B
Short Term Debt Issued, Total	62.71B	-	-	-	59.87B
Long-Term Debt Issued, Total	567B	451B	797B	1,107B	1,055B
Total Debt Issued	630B	451B	797B	1,107B	1,115B
Short Term Debt Repaid, Total	-	-124B	-	-1.36B	-
Long-Term Debt Repaid, Total	-7.3M	-335B	-214M	-31.13B	-91.5B
Total Debt Repaid	-7.3M	-459B	-214M	-32.49B	-91.5B
Issuance of Common Stock	5.57B	-	-	-	1B
Common Dividends Paid	-31.42B	-45.54B	-41.63B	-61.95B	-81.89B
Common & Preferred Stock Dividends Paid	-31.42B	-45.54B	-41.63B	-61.95B	-81.89B
Other Financing Activities, Total	4.2M	15.6M	-5.4M	-7.8M	-
Cash from Financing	604B	-52.79B	755B	1,013B	943B
Net Change in Cash	30.23B	-40.14B	-8.74B	319M	-3.23B
Supplemental Items
Cash Interest Paid	-	-	-	-	-
Cash Income Tax Paid (Refund)	50.75B	53.41B	50.99B	63.66B	78.34B
Net Debt Issued / Repaid	630B	-7.27B	797B	1,075B	1,023B

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	2.14	2.4	2.51	2.74	2.75
Return On Equity %	21.24	21.08	20.34	21.49	21.08
Return on Common Equity	21.33	21.16	20.39	21.33	21.01
Margin Analysis
Gross Profit Margin %	99.36	99.49	99.61	99.32	99.42
SG&A Margin	3.38	2.89	2.68	2.74	2.67
Income From Continuing Operations Margin %	70.28	66.93	63.46	71.31	70.1
Net Income Margin %	52.53	49.98	47.61	53.25	52.82
Net Avail. For Common Margin %	52.53	49.98	47.61	53.25	52.82
Normalized Net Income Margin	37.72	35.22	33.93	38.2	37.45
Asset Turnover
Asset Turnover	0.03	0.04	0.04	0.04	0.04
Short Term Liquidity
Current Ratio	50.57	7.62	6.11	6.82	7.15
Quick Ratio	50.38	7.56	6.08	6.79	7.08
Operating Cash Flow to Current Liabilities	-3.91	0.02	-0.52	-0.65	-0.57
Long Term Solvency
Total Debt/Equity	808.47	686.86	671.8	642.79	627.97
Total Debt / Total Capital	88.99	87.29	87.04	86.54	86.26
LT Debt/Equity	790.61	581.31	543.5	536.32	533.37
Long-Term Debt / Total Capital	87.03	73.88	70.42	72.2	73.27
Total Liabilities / Total Assets	89.46	87.83	87.5	87.07	86.83
Tier 1 Capital Ratio %	15.46	20	21.61	23.18	20.29
Total Capital Ratio %	18.83	23.48	24.37	25.41	22.08
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	12.57	25.39	19.2	11.19	17.31
Gross Profit, 1 Yr. Growth %	12.64	25.59	19.34	10.87	17.43
Earnings From Cont. Operations, 1 Yr. Growth %	65.83	19.42	12.84	24.94	15.32
Net Income, 1 Yr. Growth %	64.95	19.3	13.38	24.37	16.34
Normalized Net Income, 1 Yr. Growth %	31	17.1	14.65	25.18	15
Diluted EPS Before Extra, 1 Yr. Growth %	64.95	19.3	13.38	24.37	16.34
Common Equity, 1 Yr. Growth %	23.01	17.95	17.41	20.19	16.4
Total Assets, 1 Yr. Growth %	11.69	1.97	13.29	15.93	13.4
Tangible Book Value, 1 Yr. Growth %	23.02	17.96	17.4	20.19	16.4
Cash From Operations, 1 Yr. Growth %	40.32	-102.76	-1.62K	30.92	-5.67
Capital Expenditures, 1 Yr. Growth %	-12.03	9.08	-59.88	163.79	160.38
Dividend Per Share, 1 Yr. Growth %	5.26	20	10.42	27.36	17.04
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	5.2	18.81	22.16	15.13	14.2
Gross Profit, 2 Yr. CAGR %	5.23	18.92	22.33	15.03	14.1
Earnings From Cont. Operations, 2 Yr. CAGR %	11.51	40.72	16.08	18.74	20.03
Net Income, 2 Yr. CAGR %	8.82	40.28	16.3	18.74	20.29
Normalized Net Income, 2 Yr. CAGR %	-0.03	23.85	15.86	19.8	19.98
Diluted EPS Before Extra, 2 Yr. CAGR %	8.82	40.28	16.3	18.74	20.29
Common Equity, 2 Yr. CAGR %	13.56	20.46	17.68	18.79	18.28
Total Assets, 2 Yr. CAGR %	11.06	6.72	7.48	14.6	14.66
Tangible Book Value, 2 Yr. CAGR %	13.57	20.46	17.68	18.79	18.28
Cash From Operations, 2 Yr. CAGR %	-14.15	-80.32	12.38	346.6	11.13
Capital Expenditures, 2 Yr. CAGR %	7.44	-2.04	3.42	2.87	162.08
Dividend Per Share, 2 Yr. CAGR %	-	12.39	15.11	18.59	22.09
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	17.87	11.54	18.88	18.39	15.85
Gross Profit, 3 Yr. CAGR %	18.13	11.61	19	18.39	15.82
Earnings From Cont. Operations, 3 Yr. CAGR %	21.34	14.08	30.74	18.97	17.59
Net Income, 3 Yr. CAGR %	20.65	12.2	30.67	18.93	17.94
Normalized Net Income, 3 Yr. CAGR %	17.1	5.38	20.71	18.89	18.18
Diluted EPS Before Extra, 3 Yr. CAGR %	20.65	12.2	30.67	18.93	17.94
Common Equity, 3 Yr. CAGR %	15.12	15.01	19.43	18.51	17.99
Total Assets, 3 Yr. CAGR %	14.08	7.95	8.87	10.23	14.2
Tangible Book Value, 3 Yr. CAGR %	15.12	15.01	19.43	18.51	17.99
Cash From Operations, 3 Yr. CAGR %	1.15	-72.7	21.02	18.26	165.96
Capital Expenditures, 3 Yr. CAGR %	8.55	7.99	-2.01	41.3	40.2
Dividend Per Share, 3 Yr. CAGR %	8.63	-	11.73	19.06	18.07
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	16.98	35.52	19.57	12.92	16.98
Gross Profit, 5 Yr. CAGR %	16.84	35.41	19.78	12.93	17.01
Earnings From Cont. Operations, 5 Yr. CAGR %	20.51	53.03	19.21	15.92	26.35
Net Income, 5 Yr. CAGR %	13.69	44.35	18.89	14.78	26.41
Normalized Net Income, 5 Yr. CAGR %	7.84	24.62	16.61	10.93	20.42
Diluted EPS Before Extra, 5 Yr. CAGR %	13.69	44.35	18.89	14.78	26.41
Common Equity, 5 Yr. CAGR %	11.02	14.24	16.14	16.51	18.97
Total Assets, 5 Yr. CAGR %	25.7	24.97	11.39	10.56	11.15
Tangible Book Value, 5 Yr. CAGR %	11.05	14.23	16.14	16.51	18.97
Cash From Operations, 5 Yr. CAGR %	34.78	-1.89	5.5	4.04	16.97
Capital Expenditures, 5 Yr. CAGR %	-6.28	0.12	6.47	26.64	45.24
Dividend Per Share, 5 Yr. CAGR %	7.55	19.14	11.18	-	15.76