PT Bank Central Asia Tbk : Monthly Financial Report October 2024

PT BANK CENTRAL ASIA Tbk

STATEMENTS OF FINANCIAL POSITION

As of October 31, 2024

(In millions of Rupiah)

No.	ACCOUNTS	INDIVIDUAL
Unaudited
		Oct 31, 2024
	ASSETS
1.	Cash	16,751,646
2.	Placement with Bank Indonesia	66,289,727
3.	Placement with other banks	15,186,898
4.	Spot and derivative/forward receivables	200,238
5.	Securities	384,848,032
6.	Securities sold under repurchase agreement (repo)	1,341,979
7.	Claims on securities bought under reverse repo	12,184,626
8.	Acceptance receivables	11,205,685
9.	Loans and financing	858,062,031
10.	Sharia financing	-
11.	Equity investment	10,350,797
12.	Other financial assets	10,010,804
13.	Impairment on financial assets -/-	(34,097,367)
	a. Securities	(398,308)
	b. Loans and Sharia financing	(33,175,806)
	c. Others	(523,253)
14.	Intangible assets	1,337,783
	Accumulated amortization on intangible asset -/-	(928,912)
15.	Fixed assets and equipment	36,839,205
	Accumulated depreciation on fixed assets and equipment -/-	(10,488,546)
16.	Non earning assets	2,121,973
	a. Abandoned property	37,286
	b. Foreclosed assets	1,840,344
	c. Suspense accounts	9,497
	d. Interbranch assets	234,846
17.	Other assets	15,467,641
	TOTAL ASSETS	1,396,684,240

PT BANK CENTRAL ASIA Tbk

STATEMENTS OF FINANCIAL POSITION

As of October 31, 2024

(In millions of Rupiah)

No.	ACCOUNTS	INDIVIDUAL
Unaudited
		Oct 31, 2024
	LIABILITIES AND EQUITIES
	LIABILITIES
1.	Current account	346,257,258
2.	Saving account	556,849,107
3.	Time deposit	197,019,616
4.	Electronic money	1,334,414
5.	Liabilities to Bank Indonesia	577
6.	Liabilities to other banks	4,791,768
7.	Spot and derivative/forward liabilities	235,037

8. Liabilities on securities sold under repurchase

	agreement (repo)	1,449,786
9.	Acceptance liabilities	5,267,040
10.	Issued securities	500,000
11.	Loans/financing received	238,330
12.	Margin deposit	242,946
13.	Interbranch liabilities	-
14.	Other liabilities	31,466,527
	TOTAL LIABILITIES	1,145,652,406
	EQUITIES
15.	Paid in capital	1,540,938
	a. Capital	5,500,000
	b. Unpaid capital -/-	(3,959,062)
	c. Treasury stock -/-	-
16.	Additional paid in capital	5,711,368
	a. Agio	5,711,368
	b. Disagio -/-	-
	c. Fund for paid up capital	-
	d. Others	-
17.	Other comprehensive income	7,900,720
	a. Gains	11,620,124
	b. Losses -/-	(3,719,404)
18.	Reserves	3,720,540
	a. General reserves	3,720,540
	b. Appropriated reserves	-
19.	Gain/loss	232,158,268
	a. Previous years	213,977,315
	b. Current Year	46,226,027
	c. Dividends paid -/-	(28,045,074)
	TOTAL EQUITIES	251,031,834
	TOTAL LIABILITIES AND EQUITIES	1,396,684,240

PT BANK CENTRAL ASIA Tbk

STATEMENTS OF COMPREHENSIVE INCOME

For Periods Ended October 31, 2024

(In millions of Rupiah)

No.		ACCOUNTS	INDIVIDUAL
	Unaudited
			Oct 31, 2024
OPERATIONAL INCOME AND EXPENSES
A. Interest income & expenses
1.	Interest Income	73,365,224
2.	Interest Expenses	9,701,835
	Net Interest Income (expenses)	63,663,389
B. Other operational income and expenses
1.	Gains (losses) from increase(decrease) fair value
		on financial assets	(123,017)
2.	Gains (losses) from decrease (increase) fair value
		on financial liabilities	-
3.	Gains (losses) on sale of financial assets	1,282,669
4.	Gains (losses) on spot and derivatives/forward (realised)	763,973
5.	Gains (losses) on investment under equity method	-
6.	Gains (losses) from translation of foreign currency transactions	275,841
7.	Dividend income	2,326,702
8.	Commission/provision/fee and administration income	14,716,228
9.	Other income	607,221
10.	Addition (reversal) of impairment losses on assets	1,487,945
11.	Losses on operational risk	10,574
12.	Personnel expenses	12,928,113
13.	Promotion expenses	861,503
14	Others expenses	11,364,534
	Net Other Operational Income (Expenses)	(6,803,052)
	OPERATIONAL PROFIT (LOSS)	56,860,337
NON	OPERATIONAL INCOME AND EXPENSES
1.	Gains (losses) on sale of fixed assets and equipment	(1,088)
2.	Other non operational income (expenses)	(247,903)
	NON OPERATIONAL PROFIT (LOSS)	(248,991)
	CURRENT PERIOD PROFIT (LOSS) BEFORE TAX	56,611,346
	Income tax	10,385,319
	a. Estimated current period tax	9,706,743
	b. Deferred tax income (expenses)	(678,576)
	NET PROFIT (LOSS) AFTER TAX	46,226,027
OTHER COMPREHENSIVE INCOME
1.	Items that will not be reclassified subsequently to
		profit or loss
	a. Revaluation surplus of fixed assets	-
	b. Gains (losses) from actuary benefit program	41,779
	c.	Others	-
2.	Items that will be reclassified subsequently to
		profit or loss
	a.	Gains (losses) arising from translation of financial statements in
		foreign currency	-
	b.	Gains (losses) from changes in fair value of financial assets-
		debt instruments measured through other comprehensive
		income	(115,344)
	c.	Others	-
	OTHER COMPREHENSIVE INCOME FOR THE PERIOD AFTER
		INCOME TAX	(73,565)
	TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD
	46,152,462

PT BANK CENTRAL ASIA Tbk

COMMITMENTS & CONTINGENCIES

As of October 31, 2024

(In millions of Rupiah)

No.		ACCOUNTS	INDIVIDUAL
	Unaudited
			Oct 31, 2024
I.	COMMITTED RECEIVABLES	19,781,835
	1.	Unused borrowings/financing facilities	-
	2.	Foreign currency positions to be received from spot and	18,383,924
		derivatives/forward transactions
	3.	Others	1,397,911
II.
COMMITTED LIABILITIES	434,633,141
	1.	Unused credit/financing facilities	403,142,807
		a. Committed	308,181,723
		b. Uncommitted	94,961,084
	2.	Outstanding irrevocable letters of credit	10,811,739
	3.	Foreign currency positions to be submitted for spot and	19,058,829
		derivatives/forward transactions
	4.	Others	1,619,766
III.
CONTINGENT RECEIVABLES	180,678
	1.	Received guarantees	180,678
	2.	Others	-
IV.
CONTINGENT LIABILITIES	26,609,984
	1.	Issued guarantees	26,609,984
	2.	Others	-