Financials RBB Bancorp

Equities

RBB

US74930B1052

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2025-07-11 pm EDT			5-day change	1st Jan Change
18.50 ^USD	-1.91%		+1.04%	-9.71%

Jun. 30	RBB Bancorp(NasdaqGS:RBB) dropped from Russell 2000 Dynamic Index	CI
May. 29	RBB Bancorp Announces $18 Million Stock Repurchase Plan	RE

Projected Income Statement: RBB Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	118.8	143.1	161.2	134.3	113.7	119.8	129.6
Change	-	20.45%	12.62%	-16.68%	-15.33%	5.36%	8.2%
EBITDA	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
EBIT ¹	60.03	85.03	97.69	63.57	44.52	46.93	55.43
Change	-	41.66%	14.88%	-34.92%	-29.97%	5.41%	18.13%
Interest Paid	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	47.46	80.94	91.34	60.25	35.68	32.2	45.51
Change	-	70.54%	12.86%	-34.05%	-40.78%	-9.75%	41.35%
Net income ¹	32.93	56.91	64.33	42.46	26.66	22.81	32.49
Change	-	72.82%	13.04%	-33.99%	-37.21%	-14.45%	42.44%
Announcement Date	1/25/21	1/24/22	1/23/23	1/22/24	2/3/25	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	27.24	29.98	33.37	35.38	34.23	37.1	36.38	37.44	40.5	41.6	41.35	36.48	34.44	35.13	33.14	27.55	27.16	30.29	28.71	28.46	29.62	30.5	31.19	31.22	32.08	32.91	33.42
Change	-	10.04%	11.3%	6.03%	-3.25%	8.39%	-1.94%	2.9%	8.18%	2.74%	-0.61%	-11.79%	-5.59%	2%	-5.65%	-16.88%	-1.41%	11.52%	-5.23%	-0.86%	4.09%	2.96%	2.28%	0.1%	2.74%	2.58%	1.57%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	12.7	16.06	18.92	19.63	19.53	22.72	23.12	21.41	22.91	24.91	28.26	17.56	15.92	18.25	16.75	10.58	10.04	12.87	11.06	9.936	11.7	12.3	12.94	12.74	13.72	14.35	14.67
Change	-	26.48%	17.79%	3.75%	-0.5%	16.33%	1.76%	-7.39%	6.99%	8.73%	13.46%	-37.88%	-9.31%	14.63%	-8.22%	-36.84%	-5.13%	28.23%	-14.09%	-10.14%	17.77%	5.14%	5.18%	-1.56%	7.7%	4.63%	2.21%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	9.414	12.14	15.91	18.09	18.92	21.48	22.45	21.01	21.98	23.05	25.3	15.53	15.52	17.04	17.1	11.28	9.772	9.57	5.057	3.19	9.074	9.744	10.17	10.1	11.36	11.91	12.16
Change	-	28.95%	31.03%	13.71%	4.61%	13.55%	4.48%	-6.41%	4.65%	4.84%	9.77%	-38.63%	-0.04%	9.79%	0.35%	-34.04%	-13.37%	-2.07%	-47.16%	-36.92%	184.46%	7.38%	4.4%	-0.68%	12.41%	4.89%	2.11%
Net income ¹	6.513	8.52	11.15	12.46	13.38	15.36	15.71	14.62	15.48	16.65	17.58	10.96	10.95	11.96	12.07	8.036	7.245	6.999	4.385	2.29	6.407	6.806	7.23	7.038	7.918	8.404	8.655
Change	-	30.82%	30.83%	11.74%	7.42%	14.83%	2.23%	-6.93%	5.88%	7.59%	5.58%	-37.65%	-0.11%	9.28%	0.9%	-33.44%	-9.84%	-3.4%	-37.35%	-47.78%	179.77%	6.22%	6.24%	-2.66%	12.51%	6.14%	2.98%
Announcement Date	7/27/20	10/26/20	1/25/21	4/26/21	7/26/21	10/25/21	1/24/22	4/25/22	7/25/22	10/24/22	1/23/23	4/24/23	7/24/23	10/23/23	1/22/24	4/22/24	7/22/24	10/21/24	2/3/25	4/28/25	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: RBB Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026
Net Debt	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-
Announcement Date	1/25/21	1/24/22	1/23/23	1/22/24	2/3/25	-	-

Estimates

Cash Flow Forecast: RBB Bancorp

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	1.35	4.206	1.989	2.065	0.652	0.788
Change	-	211.56%	-52.71%	3.82%	-68.43%	20.86%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	3/17/20	3/9/21	3/11/22	4/7/23	3/12/24	3/17/25

¹USD in Million

Estimates

Forecast Financial Ratios: RBB Bancorp

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	50.53%	59.43%	60.62%	47.35%	39.16%	39.18%	42.77%
EBT Margin (%)	-	39.95%	56.56%	56.68%	44.87%	31.38%	26.88%	35.12%
Net margin (%)	-	27.72%	39.77%	39.92%	31.63%	23.46%	19.05%	25.07%
FCF margin (%)	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-
Profitability
ROA	-	1.03%	1.48%	1.62%	1.06%	0.68%	0.57%	0.78%
ROE	-	7.88%	12.71%	13.66%	8.48%	5.21%	4.6%	6.35%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.33	0.51	0.56	0.64	0.64	0.644	0.66
Change	-	-	54.55%	9.8%	14.29%	0%	0.63%	2.48%
Book Value Per Share ¹	-	21.9	23.99	25.55	27.47	28.66	29.75	31.06
Change	-	-	9.54%	6.5%	7.51%	4.33%	3.8%	4.4%
EPS ¹	-	1.65	2.86	3.33	2.24	1.47	1.296	1.844
Change	-	-	73.33%	16.43%	-32.73%	-34.38%	-11.84%	42.28%
Nbr of stocks (in thousands)	-	19,719	19,516	18,966	18,995	17,693	17,740	17,740
Announcement Date	-	1/25/21	1/24/22	1/23/23	1/22/24	2/3/25	-	-