"There was high activity in all of our markets in the second quarter. Lending rose 11 per cent year-on-year and we noted healthy growth in both of our segments. In the second quarter, we extended our partnership with Ellos Group AB and acquired Hemma Sverige AB's operations and platform for green loans for energy investments in the home." Nils Carlsson, CEO Resurs Holding AB

1 April--30 JUNE 2022*

- Lending to the public rose 11% to SEK 34,565 million, up 8% in constant currencies.

- Operating income fell 1% to SEK 773 million.

- The quarter included a nonrecurring cost of SEK 50 million as a result of Finansinspektionen's decision to issue an administrative fine.

- C/I before credit losses improved to 41.4% (41.6%), and 47.9% including the administrative fine.

- The credit loss ratio improved to 2.1% (2.3%).

- Operating profit was stable at SEK 274 million, including the administrative fine declined 19%.

- Earnings per share declined 1% to SEK 1.06 per share, and including the administrative fine earnings per share were 25%.

1 January--30 JUNE 2022*

- Lending to the public rose 11% to SEK 34,565 million, up 8% in constant currencies.

- Operating income fell 1% to SEK 1,539 million.

- The period included a nonrecurring cost of SEK 50 million as a result of Finansinspektionen's decision to issue an administrative fine.

- C/I before credit losses was 42.2% (42.1%), and 45.5% including the administrative fine.

- The credit loss ratio improved to 2.1% (2.4%).

- Operating profit rose 2% to SEK 534 million, and declined 7% including the administrative fine.

- Earnings per share increased 3% to SEK 2.05 per share, and including the administrative fine earnings per share fell 9%.

- The Board intends to convene an Extraordinary General Meeting in autumn 2022 and propose a half-year dividend of 50% of reported net profit for the first six months of 2022, amounting to SEK 0.92 per share, a total dividend amount of SEK 184 million.

Telephone conference
A web-cast telephone conference will be held at 09:00 CEST on the 21 of July, where Resurs's CEO Nils Carlsson and CFO Sofie Tarring Lindell will present the report. The presentation will be followed by a Q&A session. The presentation will be held in Swedish, but will also be translated into English, and can be followed on the web or over the phone. To participate in the teleconference, call one of the following numbers: Sweden +46850516386 United Kingdom +442031984884 United States +14123176300. Pin code: 8909053#. You can follow and listen to the presentation and the conference on the following pages: https://tv.streamfabriken.com/en-resurs-holding-q2-2022

This information is information that Resurs Holding AB is obliged to make public pursuant to the EU Market Abuse Regulation and the Securities Markets Act. The information was submitted for publication at 07:30 CEST on 21th July 2022.

More Information
Nils Carlsson, CEO, nils.carlsson@resurs.se +46 766 44 77 00
Sofie Tarring Lindell, CFO & Head of IR, sofie.tarringlindell@resurs.se, +46 73 644 33 95

About Resurs Holding
Resurs Holding (Resurs) operates through its subsidiary Resurs Bank and has since 1977 built up a customer base of 6 million customers in the Nordic region and has established itself as a leading partner in retail and e-commerce. Resurs wants to create balance in people's personal finances. On that foundation, we develop offers and services within loans, savings and payments that are based on people's everyday lives. Resurs Bank has had a banking license since 2001 and is supervised by the Swedish Financial Supervisory Authority. The Resurs Group operates in Sweden, Denmark, Norway, and Finland. At the end of the second quarter of 2022, the Group had 627 employees and a loan portfolio of SEK 34.6 billion. Resurs Holding is listed on Nasdaq Stockholm.

*Certain performance measures provided in this section have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation against information in the financial statements of these performance measures are provided on the website under "Financial reports." Definitions of performance measures are provided on the website under "Financial data."

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