5 Other non-interest income / (expense) includes: Net losses from non-derivative financial instruments at fair value through profit or loss (excluding revaluation of loans at fair value due to change in credit quality); Net gains from financial instruments at fair value through other comprehensive income; Net gains from derivatives, trading in foreign currencies, foreign exchange and precious metals accounts translation; Net losses arising on initial recognition and modification of financial instruments measured at amortized cost; Net losses from revaluation of office premises; Impairment of non-financial assets; Net charge for other provisions and allowances (excluding Net loss allowance / provisions for credit related commitments); Revenue of non-core business activities; Cost of sales and other expenses of non-core business activities; Net premiums from insurance and pension fund operations; Net claims, benefits, change in contract liabilities and acquisition costs on insurance and pension fund operations; Income from operating lease of equipment; Expenses related to equipment leased out; Net share of profit / (loss) of associates / joint ventures; Other net operating (expense) / income

6 Operating income before provisions for debt financial assets. credit related commitments and revaluation of loans at fair value due to change in credit quality

7 Total equity attributable to shareholders of the Bank / Total numbers of shares outstanding (ordinary + preferred)

8 For the segment Non-financial business Revenues of the associates and joint ventures are disclosed proportionately to the ownership share of the Group in the reporting period. For the companies of the Group Revenues are calculated on the 100% basis from the date of the control. The information does not include data on Yandex.Market and the financial results from the disposal of Yandex.Market.

DISCLAIMER

This document has been prepared by Sberbank of Russia (the "Bank") and has not been independently verified. This press release does not constitute or form part or all of. and should not be construed as. any offer of. or any invitation to sell or issue. or any solicitation of any offer to purchase. subscribe for. underwrite or otherwise acquire. or a recommendation regarding. any shares or other securities representing shares in. or any other securities of the Bank. or any member of the Bank's group. nor shall it or any part of it nor the fact of its presentation or distribution form the basis of. or be relied on in connection with. any contract or any commitment whatsoever or any investment decision. The information in this press release is confidential and is being provided to you solely for your information and may not be reproduced. retransmitted or further distributed to any other person or published. in whole or in part. for any purpose.

This press release doesn't constitute an offer of securities of the Bank for sale in the United States. The Securities may not be offered or sold within the United States. except pursuant to an exemption from. or in a transaction not subject to. the registration requirements of the U.S. Securities Act of 1993 as amended.

This press release is only being distributed to and is only directed at (A) persons in member states of the European Economic Area (other than the United Kingdom) who are "qualified investors" within the meaning of Article 2(1)(e) of Directive 2003/71/EC (as amended and together with any applicable implementing measures in that member state. the "Prospectus Directive") ("Qualified Investors"); (B) in the United Kingdom. Qualified Investors who are investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order") and/or high net worth companies. and other persons to whom it may lawfully be communicated. falling within Article 49(2)(a) to (d) of the Order; and (C) such other persons as to whom this press release may be lawfully distributed and directed under applicable laws (all such persons in (A) to (C) above together being referred to as "relevant persons"). The shares. or other securities representing shares. or any other securities of the Bank are only available to. and any invitation. offer or agreement to subscribe. purchase or otherwise acquire such securities will be engaged in only with. relevant persons. Any person who is not a relevant person should not act or rely on this press release or any of its contents.

This press release does not constitute any offer of. or any invitation to sell or issue. or any solicitation of any offer to purchase. subscribe for. underwrite or otherwise acquire any securities of the Bank within the Russian Federation or in favor of the Russian entities or persons. Any foreign securities representing shares of the Bank may not be offered or sold within the Russian Federation. except as provided by the relevant Russian legislation.

The information in this press release or in oral statements of the management of the Bank may include forward-looking statements. Forward-looking statements include all matters that are not historical facts. statements regarding the Bank's intentions. beliefs or current expectations concerning. among other things. the Bank's results of operations. financial condition. liquidity. prospects. growth. targets. strategies. and the industry in which the Bank operates. By their nature. forward-looking statements involve risks and uncertainties. because they relate to events and depend on circumstances that may or may not occur in the future. The Bank cautions you that forward-looking statements are not guarantees of future performance and that its actual results of operations. financial condition and liquidity and the development of the industry in which the Bank operates may differ materially from those made in or suggested by the forward looking statements contained in this press release or in oral statements of the management of the Bank. In addition. even if the Bank's results of operations. financial condition and liquidity and the development of the industry in which the Bank operates are consistent with forward-looking statements contained in this press release or made in oral statements. those results or developments may not be indicative of results or developments in future periods.

Sberbank assumes no obligation to publicly update or revise any forward-looking statements. whether as a result of new information or for any other reason.

The information and opinions contained in this press release or in oral statements of the management of the Bank are provided as at the date of this press release or as at the other date if indicated and are subject to change without notice.

No reliance may be placed for any purpose whatsoever on the information contained in this press release or oral statements of the management of the Bank or on assumptions made as to its completeness.

No representation or warranty. express or implied. is given by the Bank. its subsidiaries or any of their respective advisers. officers. employees or agents. as to the accuracy of the information or opinions or for any loss howsoever arising. directly or indirectly. from any use of this press release or its contents.

This press release is not directed to. or intended for distribution to or use by. any person or entity that is a citizen or resident or located in any locality. state. country or other jurisdiction where such distribution. publication. availability or use would be contrary to law or regulation or which would require any registration or licensing within such jurisdiction.

By attending or reviewing this press release. you acknowledge and agree to be bound by the foregoing. ----------------------------------------------------------------------------------------------------------------------- 


ISIN:           US80585Y3080, RU0009029540, RU0009029557, US80585Y4070 
Category Code:  ACS 
TIDM:           SBER 
LEI Code:       549300WE6TAF5EEWQS81 
OAM Categories: 1.1. Annual financial and audit reports 
Sequence No.:   94786 
EQS News ID:    1173013 
 
End of Announcement  EQS News Service 
=------------------------------------------------------------------------------------

(END) Dow Jones Newswires

March 04, 2021 02:00 ET (07:00 GMT)