Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal

Year

Effective on March 24, 2020, the Board of Directors of Severn Bancorp, Inc. (the "Company") amended the Company's Bylaws (Article II, Section 1) to allow the Board of Directors to choose no place for the location of a meeting of shareholders and instead use means of remote communication to hold an annual or special meeting of shareholders. This bylaw amendment will allow the Company to conduct virtual meetings of shareholders as permitted by Maryland law. The Amended and Restated Bylaws of the Company are filed hereto as Exhibit 3.2.

Item 9.01. Financial Statements and Exhibits.

(a) Financial Statements of Business Acquired. Not applicable.

(b) Pro Forma Financial Information. Not applicable.

(c) Shell Company Transactions. Not applicable.





 (d) Exhibits.



     Exhibit No. Description

         3.2     Amended and Restated Bylaws of Severn Bancorp, Inc., dated as of
                 March 24, 2020

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