ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On January 27, 2020 Severn Bancorp, Inc. issued a press release announcing financial results for the quarter and year ended December 31, 2019. A copy of this press release is being furnished as Exhibit 99.1 to this report.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits:

99.1 Press Release of Severn Bancorp, Inc., dated January 27, 2020 announcing financial results for the quarter and year ended December 31, 2019.

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