Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Diversified Commercial Banks

          

Commercial Banking Services and Investment Services

112B 112B 95.94B 101B 108B

Total Assets

8,137B 8,705B 9,007B 9,462B 10,082B

Interest Expense

-165B -166B -179B -173B -145B

Income Tax Expense

5.3B 4.15B 3.26B 2.53B 2.97B

CAPEX

-11.28B -8B -12.86B -20.13B -20.9B

EBT

59.07B 56.15B 40.69B 48.37B 53.37B

D&A

5.88B 6.36B 7.12B 7.01B 7.35B

Net Income

53B 51.17B 36.7B 45.26B 50.02B

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Yangtze River Delta Region

33.92B 31.43B 34.44B 32.04B 34.6B

Total Assets

2,305B 2,454B 2,648B 2,880B 3,154B

Interest Expense

-49.7B -53.1B -56.08B -57.32B -51.34B

D&A

- - - 1.12B 1.1B

EBT

22.67B 20.18B 22.9B 21.79B 23.71B

Operating Income

22.66B 20.19B 22.95B 21.8B 23.74B

Head Office

48B 41.16B 16.65B 33.47B 34.52B

Total Assets

3,995B 4,701B 4,863B 4,859B 5,232B

Interest Expense

-83.77B -86.56B -98.7B -90.4B -80.88B

D&A

- - - 2.43B 2.42B

EBT

30.67B 22.2B -1.43B 13.52B 16.86B

Operating Income

30.75B 22.24B -1.42B 13.67B 17.03B

Overseas and Affiliates

11.26B 12.21B 11.59B 7.06B 13.13B

Total Assets

380B 441B 475B 566B 525B

Interest Expense

-5.17B -7.35B -15.51B -16.72B -14.07B

D&A

- - - 363M 453M

EBT

6.43B 6.42B 6.2B 2.21B 5.95B

Operating Income

6.45B 6.42B 6.19B 1.1B 5.97B

Link Bohai Region

11.13B 12.55B 9.59B 11.43B 12.12B

Total Assets

985B 959B 1,062B 1,053B 1,174B

Interest Expense

-26.76B -25.26B -22.43B -20.11B -16.85B

D&A

- - - 782M 779M

EBT

5.89B 7.26B 4.06B 6.75B 6.76B

Operating Income

5.89B 7.26B 4.05B 6.75B 6.75B

Central District

11.8B 5.03B 4.64B 8.2B 5.49B

Total Assets

571B 577B 574B 607B 640B

Interest Expense

-13.82B -12.78B -11.76B -10.7B -8.61B

D&A

- - - 481M 475M

EBT

8.02B 940M 637M 4.71B 1.84B

Operating Income

8.01B 994M 645M 4.72B 1.85B

Pearl River Delta and the Haixi Region

10.67B 9.23B 9.28B 2.93B 3.51B

Total Assets

698B 754B 847B 755B 836B

Interest Expense

-21.43B -23.25B -24.26B -17.95B -13.44B

D&A

- - - 633M 603M

EBT

6.84B 5.02B 5.07B -643M -65M

Operating Income

6.88B 5.03B 5.07B -629M -56M

Northeast Region

275M 2.97B 3.79B 2.36B 2.58B

Total Assets

237B 266B 249B 280B 291B

Interest Expense

-5.55B -5.51B -5.22B -4.75B -3.97B

D&A

- - - 244M 234M

EBT

-1.6B 1.11B 1.88B 721M 875M

Operating Income

-1.6B 1.12B 1.88B 719M 871M

Western Region

-15.27B -2.34B 6.22B 3.96B 2.32B

Total Assets

602B 622B 678B 740B 765B

Interest Expense

-18.58B -18.1B -15.65B -14.91B -12.6B

D&A

- - - 598M 576M

EBT

-19.85B -6.99B 1.39B -686M -2.55B

Operating Income

-19.85B -6.98B 1.38B -682M -2.54B

Inter-regional offset

- -209M -264M -129M -13M

Total Assets

-1,637B -2,070B -2,389B -2,279B -2,534B

Interest Expense

60.03B 66.06B 70.46B 59.44B 57.13B
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